34 Connor Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N12980846

$799,000
For Sale
Listed 193 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Fully renovated and move-in ready, this 4-bedroom bungalow delivers the space, flexibility, and lifestyle buyers are looking for-just steps from Musselman's Lake.
  • With approximately 2,254 sq. ft. of total living space, the home offers 1,174 sq. ft. above grade plus a fully finished basement with over 1,000 sq. ft. of additional...
  • The main level is bright, open, and designed for modern living, with a renovated kitchen flowing into the living and dining areas.
  • Downstairs, the finished basement gives you room to create a dedicated rec room, home office, gym, guest space, or whatever your lifestyle requires.
  • Outside, the 50 X 100 ft lot sits in a quiet, established lakeside community.

Fully renovated and move-in ready, this 4-bedroom bungalow delivers the space, flexibility, and lifestyle buyers are looking for-just steps from Musselman's Lake. With approximately 2,254 sq. ft. of total living space, the home offers 1,174 sq. ft. above grade plus a fully finished basement with over 1,000 sq. ft. of additional space.The main level is bright, open, and designed for modern living, with a renovated kitchen flowing into the living and dining areas. Downstairs, the finished basement gives you room to create a dedicated rec room, home office, gym, guest space, or whatever your lifestyle requires. Outside, the 50 X 100 ft lot sits in a quiet, established lakeside community. Residents can also access the nearby community boat launch through the local community association-approximately $50/year putting boating, kayaking, paddle boarding, and fishing within easy reach. Renovated. Move-in ready. Lakeside living. Exceptional value. A rare opportunity to get into one of the area's sought-after lake communities without compromising on space.

Key facts

Property type
Detached, Bungalow
MLS®
N12980846
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 100 ft
Cross streets
Lakeshore Rd / Connor Dr
Parking
4 parking
Basement
Finished
Heating
Forced Air
A/C
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,623 / 2025
Days on market
193
Listing brokerage
EXP REALTY

Rooms

Primary BedroomMain3.80 × 2.80 m

hardwood floor · overlooks frontyard

Dining RoomMain3.10 × 3.50 m

hardwood floor · w/o to deck · overlook patio

KitchenMain3.90 × 2.90 m

hardwood floor · overlooks family · pot lights

BedroomBasement4.60 × 2.60 m

Vinyl Floor

Bedroom 2Main3.80 × 2.80 m

hardwood floor · overlooks frontyard

Bedroom 3Main3.30 × 2.80 m

Hardwood Floor

RecreationBasement4.70 × 5.20 m
Living RoomMain5.50 × 4.30 m

hardwood floor · open concept · pot lights

RecreationBasement5.50 × 4.30 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,642/mo
$152KIncome needed
5.3×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,642Property tax $302Total carry $3,944

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,836Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$302
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,836

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $3,623− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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