13695 Kennedy Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13647716

$3,890,000
For Sale
Listed 74 days agoNo offer date statedSitting longer than typical
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3Bedrooms
1Bathrooms
1Garage · 7 parking
1100-1500Sq ft

About this home

Client Remarks Incredible 25 acre parcel of land with two 2 Houses On Property Plus Huge Barn at Corner Of Kennedy And Bloomington. Close to major highways, arterial roads and amenities. Farmer plants annual cash crop on property. Willing to continue if new buyer prefers. No long term lease. Don't miss out on this incredible opportunity. Do not walk property - appointment booking required.

Key facts

Property type
Detached, Bungalow
MLS®
N13647716
Bedrooms
3
Bathrooms
1
Size
1100-1500 sq ft
Lot
1317.27 × 925.17 ft
Cross streets
Bloomington & Kennedy
Parking
1 garage · 7 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Unknown
Sewer
Septic
Property tax
$6,115 / 2026
Days on market
74
Listing brokerage
CENTURY 21 LANDUNION REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$1.52Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,221/sqft; this home lists at $2,992/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.89MThis home3.00M898k800k800k2.10MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$17,729/mo
$688KIncome needed
5.7×Price ÷ income
$4,091Weekly cost
$83,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $17,729Property tax $510Total carry $18,239

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,207per month

Mortgage amount $3,112,000 · 4.49% over 25 years

$778,000Down payment (20.0%)
$3,112,000Loan before insurance
$0CMHC premium
$17,716Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,207
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,716

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$83,725
Estimated closing costs
$83,725

Plus your down payment of $778,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$20,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,050,035Total interest paid
$5,162,035Total of all payments
Principal $3,112,000 Interest $2,050,035
YearPrincipalInterestBalance
1$69,447$137,035$3,042,553
2$72,600$133,882$2,969,954
3$75,896$130,585$2,894,058
4$79,342$127,139$2,814,716
5$82,944$123,537$2,731,771
6$86,711$119,771$2,645,061
7$90,648$115,834$2,554,413
8$94,763$111,718$2,459,650
9$99,066$107,415$2,360,584
10$103,564$102,917$2,257,020
11$108,266$98,215$2,148,754
12$113,182$93,300$2,035,572
13$118,321$88,161$1,917,251
14$123,693$82,788$1,793,558
15$129,309$77,172$1,664,249
16$135,180$71,301$1,529,069
17$141,318$65,163$1,387,751
18$147,734$58,747$1,240,017
19$154,442$52,039$1,085,574
20$161,454$45,027$924,120
21$168,785$37,696$755,335
22$176,449$30,033$578,886
23$184,460$22,021$394,426
24$192,835$13,646$201,591
25$201,591$4,891$0

At the end of your 5-year term

Total paid over the term
$1,032,407
Principal paid down
$380,229
Interest paid
$652,178
Balance remaining
$2,731,771

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.7%
Gross yield
− Property tax $6,115− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,049

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LANDUNION REALTY INC.. MLS®/PropTx.

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