4749 Aurora Road, Whitchurch-Stouffville, ON

Ballantrae, Whitchurch-Stouffville · MLS® N14088600

$2,098,000
For Sale
Listed 3 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
2Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • Prime location & fabulous opportunity to have an estate sized lot with ranch style bungalow, an in-law apt as well as a 11 year old state of the art 50' X 80' fully...
  • All this on a private, beautiful 3.86 acre property backing on to York Regional Forest.
  • Mins from 404, schools, shopping & walking trails.6 mins to GO train for commuters.

Prime location & fabulous opportunity to have an estate sized lot with ranch style bungalow, an in-law apt as well as a 11 year old state of the art 50' X 80' fully insulated out building / work shop with 2 drive in truck doors and gas radiant heat! All this on a private, beautiful 3.86 acre property backing on to York Regional Forest! 438' on Aurora Rd. Mins from 404, schools, shopping & walking trails.6 mins to GO train for commuters. Great property! See today!

Key facts

Property type
Detached, Bungalow
MLS®
N14088600
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
437.8 × 385.48 ft
Cross streets
Aurora Rd and McCowan
Parking
2 garage · 7 parking (attached)
Driveway
Private
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Wood
Foundation
Concrete Block
Roof
Shingles
Sewer
Septic
Property tax
$7,136 / 2025
Days on market
3
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

KitchenMain3.61 × 3.55 m

Eat-in Kitchen

BreakfastMain3.62 × 3.50 m

Combined w/Kitchen

Bedroom 3Main3.14 × 3.02 m

picture window · closet

BedroomLower3.95 × 3.00 m

above grade window · double closet

Family RoomMain5.17 × 3.82 m

combined w/dining · open concept · picture window

Bedroom 2Main3.85 × 3.35 m

closet · picture window · overlooks garden

Family RoomLower4.35 × 4.14 m

walk-out · open concept · combined w/kitchen

Primary BedroomMain4.45 × 4.38 m

semi ensuite · double closet · his and hers closets

BedroomLower5.05 × 3.04 m

window · closet

KitchenLower5.48 × 2.24 m

open concept · combined w/family

Dining RoomMain3.81 × 3.13 m

open concept · combined w/family · picture window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Ballantrae, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.75M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,562/mo
$385KIncome needed
5.5×Price ÷ income
$2,207Weekly cost
$38,925Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $9,562Property tax $595Total carry $10,157

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,280per month

Mortgage amount $1,678,400 · 4.49% over 25 years

$419,600Down payment (20.0%)
$1,678,400Loan before insurance
$0CMHC premium
$9,875Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,280
Property tax
$595
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,875

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,925
Estimated closing costs
$38,925

Plus your down payment of $419,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,232/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,105,648Total interest paid
$2,784,048Total of all payments
Principal $1,678,400 Interest $1,105,648
YearPrincipalInterestBalance
1$37,455$73,907$1,640,945
2$39,155$72,207$1,601,790
3$40,933$70,429$1,560,857
4$42,792$68,570$1,518,065
5$44,735$66,627$1,473,331
6$46,766$64,596$1,426,565
7$48,889$62,473$1,377,676
8$51,109$60,253$1,326,567
9$53,429$57,933$1,273,138
10$55,855$55,507$1,217,282
11$58,391$52,971$1,158,891
12$61,043$50,319$1,097,848
13$63,814$47,548$1,034,034
14$66,712$44,650$967,323
15$69,740$41,621$897,582
16$72,907$38,455$824,675
17$76,217$35,145$748,458
18$79,678$31,684$668,780
19$83,296$28,066$585,485
20$87,077$24,284$498,407
21$91,031$20,331$407,376
22$95,164$16,198$312,212
23$99,485$11,877$212,726
24$104,002$7,360$108,724
25$108,724$2,638$0

At the end of your 5-year term

Total paid over the term
$556,810
Principal paid down
$205,069
Interest paid
$351,740
Balance remaining
$1,473,331

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $7,136− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,028

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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