457 Paliser Crescent, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13600310

$1,019,000
For Sale
Listed 88 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome to one of Richmond Hill's most sought-after streets, located within the prestigious International Baccalaureate Bayview Secondary School district.
  • This beautifully updated south-facing detached bungalow offers exceptional value on a rare pie-shaped lot, expanding to approximately 100 feet at the rear and...
  • The renovated upper level features a stunning new kitchen, modern finishes, and a newly added private ensuite washroom in the primary bedroom, creating a comfortable...
  • Bright, sun-filled principal rooms, hardwood flooring, updated windows with custom blinds, and a 3-year-new roof, eavestroughs, and soffits add to the home's appeal.
  • Situated in a highly desirable family-friendly neighbourhood with excellent curb appeal, just steps to a Catholic church and minutes to Hwy 404, Hwy 407, GO Transit...

Welcome to one of Richmond Hill's most sought-after streets, located within the prestigious International Baccalaureate Bayview Secondary School district. This beautifully updated south-facing detached bungalow offers exceptional value on a rare pie-shaped lot, expanding to approximately 100 feet at the rear and spanning over 6000 sq. ft. The renovated upper level features a stunning new kitchen, modern finishes, and a newly added private ensuite washroom in the primary bedroom, creating a comfortable and contemporary living space. Bright, sun-filled principal rooms, hardwood flooring, updated windows with custom blinds, and a 3-year-new roof, eavestroughs, and soffits add to the home's appeal. The expansive basement offers outstanding future potential, complete with a rough-in drain for an additional washroom and ample space to create a recreation area, in-law suite, or additional living quarters. Situated in a highly desirable family-friendly neighbourhood with excellent curb appeal, just steps to a Catholic church and minutes to Hwy 404, Hwy 407, GO Transit, parks, library, skating rink, wave pool, shopping, and everyday amenities. A rare opportunity to own a move-in-ready home with room to grow in a prime Richmond Hill location.

Key facts

Property type
Detached, Bungalow
MLS®
N13600310
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
34.6 × 104.9 ft
Cross streets
Bayview/Weldrick
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$5,601 / 2026
Days on market
88
Listing brokerage
BLVD

Rooms

KitchenMain3.65 × 3.35 m

vinyl floor · eat-in kitchen · stainless steel appl

Dining RoomMain3.35 × 2.74 m

Hardwood Floor

Living RoomMain4.87 × 3.80 m

Hardwood Floor

Bedroom 3Main3.04 × 2.43 m

hardwood floor · closet

Primary BedroomMain3.65 × 2.43 m

hardwood floor · 3 pc ensuite · overlooks backyard

Bedroom 2Main3.04 × 3.65 m

hardwood floor · closet · overlooks backyard

Our TakeTeam Asgarian · Broker
A small discount is typical
$980Klikely sale price

Listed at $1,019,000. Going by how homes in Harding and the wider GTA have actually closed against their asking prices (about 96%, 11 local closings in 90 days), the likely sale price is near $980K, if it sells. A realistic range is $918K to $1.10M.

Independent value check: $1.05M. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $987K and $1.10M).

Why $1.05M. The typical detached home sold in Harding over the past year went for about $1.11M (42 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,601 a year; the typical home sold here pays about $6,200.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 5.5 typically.
List price
$918KBelow recent closings$1.10MAbove recent closings

Total price vs nearby homes. Likely closing about $980K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$1.07Mmedian sold price
92%of asking, on average
−6%prices vs a year ago
~26 dayshomes like this take to sell
88days on market so far
$3,504/moest. rent · 45 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 8 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $784/sqft against an area asking average of $1,203/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $983K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 11 comparable homes that sold in Harding over the past two years, from 72 closings there.

Sold price trend

Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.58M86
November 2025$1.47M77
December 2025$1.68M48
January 2026$1.48M52
February 2026$1.52M57
March 2026$1.49M70
April 2026$1.50M73
May 2026$1.46M114
June 2026$1.50M119
July 2026$1.50M92
August 2026$1.48M80
September 2026$1.44M80

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Crosby
$2.05M
Bayview Hill
$2.52M
Rouge Woods
$1.77M
North Richvale
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,644/mo
$195KIncome needed
5.2×Price ÷ income
$1,072Weekly cost
$16,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,644Property tax $467Total carry $5,111

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,507per month

Mortgage amount $815,200 · 4.49% over 25 years

$203,800Down payment (20.0%)
$815,200Loan before insurance
$0CMHC premium
$4,974Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,507
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,974

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,855
Estimated closing costs
$16,855

Plus your down payment of $203,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,455/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$537,014Total interest paid
$1,352,214Total of all payments
Principal $815,200 Interest $537,014
YearPrincipalInterestBalance
1$18,192$35,897$797,008
2$19,018$35,071$777,990
3$19,881$34,207$758,109
4$20,784$33,305$737,325
5$21,728$32,361$715,598
6$22,714$31,374$692,883
7$23,745$30,343$669,138
8$24,824$29,265$644,314
9$25,951$28,138$618,364
10$27,129$26,960$591,235
11$28,361$25,728$562,874
12$29,648$24,440$533,226
13$30,995$23,094$502,231
14$32,402$21,687$469,829
15$33,873$20,216$435,956
16$35,411$18,678$400,545
17$37,019$17,070$363,527
18$38,700$15,389$324,827
19$40,457$13,632$284,370
20$42,294$11,795$242,077
21$44,214$9,875$197,863
22$46,221$7,867$151,641
23$48,320$5,769$103,321
24$50,514$3,575$52,807
25$52,807$1,281$0

At the end of your 5-year term

Total paid over the term
$270,443
Principal paid down
$99,602
Interest paid
$170,840
Balance remaining
$715,598

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 45 whole-home leases in Harding$3,504/mo
$42,048Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,130 to $4,071Typical rent range
~40 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 45 whole-home leases in Harding signed at a median of $3,522 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,504. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $5,601− Insurance $1,400− Vacancy & upkeep $4,625Net operating income $30,421

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BLVD. MLS®/PropTx.

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