19 Crystal Drive, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13671540

$1,598,000
For Sale
Listed 67 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Mill Pond, Spacious, almost 3000 SQF.
  • (2964 Exact) Above ground living space, 2-Storey 4 Bedrooms Updated Home In Beautiful Condition.
  • Open Concept Entrance 18 Foyer With Spiral Staircase, Main Floor Office, Renovated Kitchen, New Bathroom on the Second Floor, New Stairwell, Huge Living And Dining...

Mill Pond, Spacious, almost 3000 SQF. (2964 Exact) Above ground living space, 2-Storey 4 Bedrooms Updated Home In Beautiful Condition! Open Concept Entrance 18 Foyer With Spiral Staircase, Main Floor Office, Renovated Kitchen, New Bathroom on the Second Floor, New Stairwell, Huge Living And Dining Room With Hardwood Flooring, Family Rm With Fireplace, Walk-Out From Kitchen To Large Trex Sundeck And Private Garden, Extra Large Master Bedroom Renovated 5 Piece Ensuite (Heated Floor), 5th Bedroom in the Basement, Close To Some Of The Best Schools Richmond Has To Offer! Walking distance to Library, bus and all amenities, please See Virtual Tour....

Key facts

Property type
Detached, 2-Storey
MLS®
N13671540
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
49.31 × 110.89 ft
Cross streets
MAJOR MACKENZIE/ BATHURST
Parking
2 garage · 4 parking (attached)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,240 / 2025
Days on market
67
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

RecreationLower0.00 × 0.00 m
Living RoomMain7.63 × 4.07 m

hardwood floor · combined w/dining · window

Bedroom 2Second3.93 × 3.49 m

hardwood floor · closet · window

Bedroom 3Second3.85 × 3.64 m

hardwood floor · closet · window

KitchenMain3.03 × 3.03 m

east view · granite counters

Dining RoomMain4.84 × 4.07 m

hardwood floor · combined w/living · window

Primary BedroomSecond7.98 × 4.09 m

hardwood floor · w/w closet · 5 pc ensuite

OfficeMain3.31 × 2.78 m

hardwood floor · window

BreakfastMain3.23 × 3.03 m

ceramic floor · w/o to patio

BedroomLower3.87 × 3.20 m
Family RoomMain5.14 × 3.06 m

fireplace · bay window · hardwood floor

Bedroom 4Second3.73 × 3.28 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$1.46M
Westbrook
$1.58M
Crosby
$1.92M
Observatory
$2.02M
South Richvale
$4.06M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,283/mo
$303KIncome needed
5.3×Price ÷ income
$1,681Weekly cost
$28,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,283Property tax $687Total carry $7,970

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,068per month

Mortgage amount $1,278,400 · 4.49% over 25 years

$319,600Down payment (20.0%)
$1,278,400Loan before insurance
$0CMHC premium
$7,755Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,068
Property tax
$687
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,755

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,435
Estimated closing costs
$28,435

Plus your down payment of $319,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,555/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,148Total interest paid
$2,120,548Total of all payments
Principal $1,278,400 Interest $842,148
YearPrincipalInterestBalance
1$28,528$56,293$1,249,872
2$29,824$54,998$1,220,048
3$31,178$53,644$1,188,870
4$32,593$52,228$1,156,276
5$34,073$50,749$1,122,203
6$35,620$49,202$1,086,583
7$37,238$47,584$1,049,345
8$38,928$45,893$1,010,417
9$40,696$44,126$969,721
10$42,544$42,278$927,177
11$44,475$40,347$882,701
12$46,495$38,327$836,207
13$48,606$36,216$787,601
14$50,813$34,009$736,788
15$53,120$31,702$683,668
16$55,532$29,290$628,137
17$58,053$26,769$570,084
18$60,689$24,133$509,395
19$63,444$21,378$445,951
20$66,325$18,497$379,626
21$69,336$15,486$310,289
22$72,485$12,337$237,805
23$75,776$9,046$162,029
24$79,216$5,606$82,813
25$82,813$2,009$0

At the end of your 5-year term

Total paid over the term
$424,110
Principal paid down
$156,197
Interest paid
$267,913
Balance remaining
$1,122,203

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $8,240− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,430

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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