63 Baynards Lane, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N14094354
About this home
In short
- Well Maintained Mill Pond Heritage Estates.
- New Stairs with Iron Handles, 2nd Floor new Hardwood Floor, Some new Fence, New Garage Doors, Update Bathroom, 9 Ft.
- Close To St Theresa Of Lisieux High School, Pleasantville Public Element School
Well Maintained Mill Pond Heritage Estates! Front/Rear, Interlock Drive & Walkway. New Stairs with Iron Handles, 2nd Floor new Hardwood Floor, Some new Fence, New Garage Doors, Update Bathroom, 9 Ft. Ceilings! Sunken Family Room W/Archway, Large Deck! Basement W/Wet Bar, Cedar Closet, Office , South Facing, Bright Fill Sun Light! Close To St Theresa Of Lisieux High School, Pleasantville Public Element School
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14094354
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 45.93 × 114.83 ft
- Cross streets
- Bathurst/Regent
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,860 / 2026
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
stainless steel appl · centre island · granite counters
pot lights · walk-in closet(s) · hardwood floor
hardwood floor · crown moulding · french doors
5 pc ensuite · walk-in closet(s) · hardwood floor
pot lights · open concept · wet bar
hardwood floor · sunken room · gas fireplace
pot lights · walk-in closet(s) · hardwood floor
double closet · hardwood floor
hardwood floor · overlooks family · w/o to deck
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $602/sqft; this home lists at $720/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,296,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,166
- Property tax
- $655
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,821
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,875
- Estimated closing costs
- $28,875
Plus your down payment of $324,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $429,948
- Principal paid down
- $158,347
- Interest paid
- $271,601
- Balance remaining
- $1,137,653
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.