64 Powell Street, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13768580

$1,299,900
For Sale
Listed 39 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
10Parking
2000-2500Sq ft

About this home

In short

  • Incredible value for this Beautiful property.
  • THE MAIN RESIDENCE OFFERS ALMOST 2200 SF, featuring 4 bedrooms & 3 bathrooms.
  • The fabulous main floor layout offers a formal living room, spacious family room, updated kitchen w/granite counter, plus a cozy library w/fireplace & brand new main...
  • Recent upgrades include; Updated kitchen in 2020, new appliances, Fridge 2024, Stove 2023, Washer/Dryer 2025, New pot lights in Family rm '25, New sump pump' 25, New...
  • Step outside to a fully fenced backyard with perennial gardens and an incredible DETACHED GARDEN STUDIO, previously used as a garage and now perfect for home office...

Incredible value for this Beautiful property! Nestled on a quiet, tree-lined street in the heart of sought-after Mill Pond, this Beautiful Century Home masterfully blends Charm & Character with $$ THOUSANDS spent in meticulous modern upgrades. THE MAIN RESIDENCE OFFERS ALMOST 2200 SF, featuring 4 bedrooms & 3 bathrooms. The primary bedroom SANCTUARY is complete with a SPA-LIKE ensuite bathroom offering a cast iron tub, brand new shower, Juliet balcony, and an oversized walk-in closet. The fabulous main floor layout offers a formal living room, spacious family room, updated kitchen w/granite counter, plus a cozy library w/fireplace & brand new main floor 3 pc bathroom. Recent upgrades include; Updated kitchen in 2020, new appliances, Fridge 2024, Stove 2023, Washer/Dryer 2025, New pot lights in Family rm '25, New sump pump' 25, New gas boiler/6 rads in 2013, many new windows throughout, with original heritage glass at the front. Step outside to a fully fenced backyard with perennial gardens and an incredible DETACHED GARDEN STUDIO, previously used as a garage and now perfect for home office, artist studio, man cave. she shed, workshop, teen flat or nanny flat-completely self contained and Upgraded in 2021. This gorgeous home offers with a rare 10-car driveway, ample basement storage, and 200-amp service! Enjoy morning coffees & relaxing evenings on your sprawling front porch-reconstructed in 2024. The tranquility of a quiet side street while being mere minutes from the vibrant Mill Pond community events and walking paths, plus minutes to Yonge Street, offering restaurants, shops & cafes! A truly unique property offering unmatched value and lifestyle options. Please note, this is not a designated heritage house.

Key facts

Property type
Detached, 2-Storey
MLS®
N13768580
Bedrooms
4+1 (5 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
35.53 × 131 ft
Cross streets
Yonge/Richmond
Parking
10 parking
Driveway
Private
Basement
Unfinished
Kitchens
2 (1 + 1)
Heating
Water
A/C
Wall Unit(s)
Exterior
Board & Batten
Foundation
Concrete, Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,860 / 2026
Days on market
39
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 4Second2.80 × 2.54 m

Closet

Bedroom 3Second2.80 × 2.54 m

Closet

Primary BedroomSecond5.61 × 4.24 m

walk-in closet(s) · 4 pc ensuite · juliette balcony

KitchenMain3.27 × 2.75 m

Updated

Bedroom 2Second4.42 × 2.95 m

His and Hers Closets

Family RoomGround5.38 × 4.24 m

pot lights · w/o to yard

Living RoomMain4.34 × 3.02 m

Combined w/Kitchen

LibraryGround3.30 × 3.72 m

Fireplace

Living RoomGround4.60 × 3.94 m

Crown Moulding

Dining RoomGround3.84 × 3.33 m

crown moulding · formal rm

BedroomUpper2.82 × 2.74 m
KitchenGround4.70 × 3.73 m

updated · overlooks family

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$1.92M
North Richvale
$1.46M
Westbrook
$1.58M
Observatory
$2.02M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,925/mo
$244KIncome needed
5.3×Price ÷ income
$1,367Weekly cost
$22,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,925Property tax $488Total carry $6,413

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,039,920 · 4.49% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,238Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$488
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,238

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Estimated closing costs
$22,473

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,959/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,049Total interest paid
$1,724,969Total of all payments
Principal $1,039,920 Interest $685,049
YearPrincipalInterestBalance
1$23,207$45,792$1,016,713
2$24,260$44,738$992,453
3$25,362$43,637$967,091
4$26,513$42,485$940,578
5$27,717$41,282$912,861
6$28,976$40,023$883,885
7$30,291$38,708$853,594
8$31,667$37,332$821,928
9$33,104$35,894$788,823
10$34,607$34,391$754,216
11$36,179$32,820$718,037
12$37,821$31,177$680,216
13$39,539$29,460$640,677
14$41,334$27,665$599,344
15$43,211$25,788$556,133
16$45,172$23,826$510,961
17$47,223$21,775$463,737
18$49,368$19,631$414,370
19$51,609$17,390$362,760
20$53,952$15,046$308,808
21$56,402$12,597$252,406
22$58,963$10,036$193,443
23$61,640$7,359$131,803
24$64,439$4,560$67,365
25$67,365$1,634$0

At the end of your 5-year term

Total paid over the term
$344,994
Principal paid down
$127,059
Interest paid
$217,935
Balance remaining
$912,861

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,860− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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