227 Second Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13756530

$1,399,999
For Sale
Listed 41 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
5Parking
2000-2500Sq ft

About this home

In short

  • Client RemarksEscape the ordinary and embrace extraordinary where small city feels meet big city access at 227 Second Street, in the heart of Stouffville.
  • From the moment you step inside, you're greeted by dramatic 25-foot soaring ceilings and an abundance of natural light pouring through spectacular floor-to-ceiling...
  • The grand open-concept living space is perfect for entertaining or cozy family nights by the fireplace.
  • Exquisite heated travertine marble flooring flows through the principal areas, complemented by rich hardwood flooring, sleek pot lights and gorgeous wood beams that...
  • Step outside to your private backyard oasis - an entertainer's dream complete with a sparkling in-ground pool, beautifully designed lounging areas, and the perfect...

Client RemarksEscape the ordinary and embrace extraordinary where small city feels meet big city access at 227 Second Street, in the heart of Stouffville! This breathtaking custom-built masterpiece is where luxury, design, and lifestyle come together seamlessly. From the moment you step inside, you're greeted by dramatic 25-foot soaring ceilings and an abundance of natural light pouring through spectacular floor-to-ceiling windows. The grand open-concept living space is perfect for entertaining or cozy family nights by the fireplace. Warmth and modern excellence create a truly unique space. Exquisite heated travertine marble flooring flows through the principal areas, complemented by rich hardwood flooring, sleek pot lights and gorgeous wood beams that enhance every architectural detail. Every inch of this home has been thoughtfully curated with upscale finishes and superior craftsmanship.The chef-inspired custom kitchen is a showstopper - featuring quartz countertops, premium Wolf and Sub-Zero stainless steel appliances, custom cabinetry, and an expansive layout perfect for both entertaining and everyday living. Step outside to your private backyard oasis - an entertainer's dream complete with a sparkling in-ground pool, beautifully designed lounging areas, and the perfect setting for summer gatherings or peaceful evenings under the stars. Upstairs you find generous sized bedrooms and a Primary Retreat complete with office and a spa like ensuite. With parking for five vehicles and a prime location just steps to charming downtown Stouffville amenities, parks, schools, and go train, this exceptional residence offers refined living without compromise. 227 Second Street is more than a home - it's a statement.

Key facts

Property type
Detached, 2-Storey
MLS®
N13756530
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
66 × 99 ft
Cross streets
Main St & Ninth Line
Parking
5 parking
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air, Wall Unit(s)
Exterior
Stone, Board & Batten
Foundation
Slab
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Pool
Inground
Property tax
$7,235 / 2026
Days on market
41
Listing brokerage
RE/MAX PRIME PROPERTIES

Rooms

Exercise RoomMain5.11 × 2.53 m

hardwood floor · california shutters · heated floor

Bedroom 2Second2.79 × 4.01 m

hardwood floor · closet · pot lights

KitchenMain4.55 × 2.30 m

stainless steel appl · pantry · quartz counter

Family RoomMain4.91 × 3.76 m

hardwood floor · pot lights · window floor to ceiling

Living RoomMain4.81 × 3.90 m

gas fireplace · hardwood floor · pot lights

Primary BedroomUpper4.75 × 3.35 m

hardwood floor · 5 pc ensuite · his and hers closets

FoyerMain0.00 × 0.00 m

heated floor · marble floor · pot lights

Dining RoomMain5.79 × 3.70 m

hardwood floor · pot lights · window floor to ceiling

Bedroom 3Second2.79 × 2.72 m

hardwood floor · closet · pot lights

OfficeUpper3.96 × 2.21 m

hardwood floor · pot lights · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.37Mlikely sale price

Listed at $1,399,999. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $1.37M, if it sells. A realistic range is $1.28M to $1.54M.

Independent value check: $1.33M. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $1.24M and $1.39M).

Why $1.33M. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $7,235 a year; the typical home sold here pays about $6,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIts lot is 66 by 99 ft; the typical lot sold here is 40 by 99.
List price
$1.28MBelow recent closings$1.54MAbove recent closings

Total price vs nearby homes. Likely closing about $1.37M, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
41days on market so far
$3,312/moest. rent · 61 leases
2.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 34 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $622/sqft against an area asking average of $557/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.29M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,381/mo
$266KIncome needed
5.3×Price ÷ income
$1,472Weekly cost
$24,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,381Property tax $603Total carry $6,984

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,193per month

Mortgage amount $1,119,999 · 4.49% over 25 years

$280,000Down payment (20.0%)
$1,119,999Loan before insurance
$0CMHC premium
$6,796Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,193
Property tax
$603
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,796

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Estimated closing costs
$24,475

Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,801Total interest paid
$1,857,800Total of all payments
Principal $1,119,999 Interest $737,801
YearPrincipalInterestBalance
1$24,994$49,318$1,095,006
2$26,128$48,184$1,068,877
3$27,315$46,997$1,041,562
4$28,555$45,757$1,013,007
5$29,851$44,461$983,156
6$31,207$43,105$951,949
7$32,624$41,688$919,325
8$34,105$40,207$885,220
9$35,654$38,658$849,567
10$37,272$37,040$812,295
11$38,965$35,347$773,330
12$40,734$33,578$732,596
13$42,583$31,729$690,013
14$44,517$29,795$645,496
15$46,538$27,774$598,958
16$48,651$25,661$550,307
17$50,860$23,452$499,447
18$53,169$21,143$446,278
19$55,583$18,729$390,695
20$58,107$16,205$332,588
21$60,745$13,567$271,843
22$63,503$10,809$208,339
23$66,387$7,925$141,953
24$69,401$4,911$72,552
25$72,552$1,760$0

At the end of your 5-year term

Total paid over the term
$371,560
Principal paid down
$136,843
Interest paid
$234,717
Balance remaining
$983,156

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 61 whole-home leases in Stouffville$3,312/mo
$39,744Gross annual rent
1.9%Cap rate after taxes and upkeep
$3,146 to $3,508Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 61 whole-home leases in Stouffville signed at a median of $3,568 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,312. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $7,235− Insurance $1,400− Vacancy & upkeep $4,372Net operating income $26,737

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES. MLS®/PropTx.

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