18 Edward Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13846424

$1,450,000
For Sale
Listed 18 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
3Bathrooms
8Parking
2000-2500Sq ft

About this home

In short

  • Own a remarkable piece of Stouffville's history in the sought-after Heritage Conservation District.
  • Thoughtfully transformed from a fourplex into a unique spacious 3-bedroom+ detached home featuring a rare drive-through private driveway with parking for up to 10...
  • CM1 Commercial Residential Mixed-Use zoning offers exceptional flexibility with potential income opportunities from both residential and commercial uses.
  • Extensively updated throughout, including pot lights, a wet bar, a striking glass staircase, second-floor laundry with sink, ensuite bedroom, new roof (06/2026)...

Sky's the Limit! Own a remarkable piece of Stouffville's history in the sought-after Heritage Conservation District. Proudly owned and meticulously maintained by professionals. Thoughtfully transformed from a fourplex into a unique spacious 3-bedroom+ detached home featuring a rare drive-through private driveway with parking for up to 10 vehicles. CM1 Commercial Residential Mixed-Use zoning offers exceptional flexibility with potential income opportunities from both residential and commercial uses. Ideally located within walking distance to the GO Train. Perfectly blends historic character with modern convenience. Extensively updated throughout, including pot lights, a wet bar, a striking glass staircase, second-floor laundry with sink, ensuite bedroom, new roof (06/2026), Upgraded windows thru-out (2019), 220 amp service and an EV charger. The expansive driveway and generous parking capacity make this property ideal for large families, home-based businesses, or investors seeking versatile and combined uses. A truly one-of-a-kind opportunity for homeowners, entrepreneurs, and investors alike.

Key facts

Property type
Detached, 2-Storey
MLS®
N13846424
Bedrooms
3
Bathrooms
3
Size
2000-2500 sq ft
Lot
44 × 66 ft
Cross streets
Main St/Edward St
Parking
8 parking
Driveway
Private Double, Circular Drive
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$7,547 / 2026
Days on market
18
Listing brokerage
HOMEART REALTY SERVICES INC.

Rooms

Dining RoomMain4.90 × 3.00 m

hardwood floor · pot lights · casement windows

Bedroom 3Second5.86 × 3.00 m

hardwood floor · pot lights

Living RoomMain4.65 × 3.70 m

hardwood floor · pot lights · casement windows

KitchenMain4.74 × 4.24 m

hardwood floor · pot lights · centre island

OfficeMain4.05 × 3.70 m

hardwood floor · pot lights · wet bar

BedroomSecond2.65 × 3.58 m

hardwood floor · pot lights · 4 pc ensuite

Bedroom 2Second5.60 × 2.78 m

hardwood floor · pot lights · double doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,609/mo
$275KIncome needed
5.3×Price ÷ income
$1,525Weekly cost
$25,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,609Property tax $629Total carry $7,238

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,414per month

Mortgage amount $1,160,000 · 4.49% over 25 years

$290,000Down payment (20.0%)
$1,160,000Loan before insurance
$0CMHC premium
$7,043Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,414
Property tax
$629
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,043

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,475
Estimated closing costs
$25,475

Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$764,152Total interest paid
$1,924,152Total of all payments
Principal $1,160,000 Interest $764,152
YearPrincipalInterestBalance
1$25,886$51,080$1,134,114
2$27,062$49,904$1,107,052
3$28,290$48,676$1,078,762
4$29,575$47,391$1,049,187
5$30,918$46,048$1,018,269
6$32,321$44,645$985,948
7$33,789$43,177$952,159
8$35,323$41,643$916,836
9$36,927$40,039$879,909
10$38,604$38,363$841,306
11$40,356$36,610$800,949
12$42,189$34,777$758,761
13$44,104$32,862$714,657
14$46,107$30,859$668,550
15$48,200$28,766$620,350
16$50,389$26,578$569,961
17$52,676$24,290$517,285
18$55,068$21,898$462,217
19$57,568$19,398$404,649
20$60,182$16,784$344,466
21$62,915$14,051$281,552
22$65,771$11,195$215,780
23$68,758$8,208$147,023
24$71,879$5,087$75,143
25$75,143$1,823$0

At the end of your 5-year term

Total paid over the term
$384,830
Principal paid down
$141,731
Interest paid
$243,100
Balance remaining
$1,018,269

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $7,547− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,909

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMEART REALTY SERVICES INC.. MLS®/PropTx.

CallRequest a showing