8538 Old Shiloh Road, Georgina, ON

Baldwin, Georgina · MLS® N13759244

$1,175,000
For Sale
Listed 12 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 11 parking
1100-1500Sq ft

About this home

In short

  • Escape to the country at this beautifully renovated bungalow, privately situated on approximately 3.5 acres with a peaceful pond.
  • Offering more than 2,300 sq. ft. of finished living space, this versatile property features 3+1 bedrooms, 2 bathrooms and an impressive multi-purpose barn-ideal for...
  • Renovated throughout within the past 10 years, the bright main level offers three bedrooms, an inviting living room with fireplace, a well-appointed kitchen with...
  • The substantial barn is equipped with its own well and dedicated 200-amp electrical service, plus indoor vehicle and equipment parking, workshop space, loft storage...
  • Inclusions: Existing fridge, wall oven & microwave, gas stove top, dishwasher, stacking washer & dryer, Murphy bed, central vacuum, UV light, water softener, hot...

Escape to the country at this beautifully renovated bungalow, privately situated on approximately 3.5 acres with a peaceful pond. Offering more than 2,300 sq. ft. of finished living space, this versatile property features 3+1 bedrooms, 2 bathrooms and an impressive multi-purpose barn-ideal for hobbyists, contractors, collectors or anyone seeking space to live, work and create. Renovated throughout within the past 10 years, the bright main level offers three bedrooms, an inviting living room with fireplace, a well-appointed kitchen with built-in appliances and an updated bathroom with a deep soaker tub. The finished walkout lower level adds a fourth bedroom, three-piece bathroom, laundry area, recreation space, storage and a second fireplace. Enjoy reliable country living with two wells, a septic system, water treatment equipment and a propane-powered backup generator. The expansive driveway provides ample parking for vehicles, trailers and recreational equipment. The substantial barn is equipped with its own well and dedicated 200-amp electrical service, plus indoor vehicle and equipment parking, workshop space, loft storage, a separate storage room and integrated chicken coop. Surrounded by open space and rural tranquillity, yet conveniently located near local communities, amenities and major routes, this unique property offers exceptional flexibility, privacy and lifestyle potential. Inclusions: Existing fridge, wall oven & microwave, gas stove top, dishwasher, stacking washer & dryer, Murphy bed, central vacuum, UV light, water softener, hot water tank, septic tank 2025. See floor plans for room dimensions.

Key facts

Property type
Detached, Bungalow
MLS®
N13759244
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
538.5 × 287 ft
Cross streets
Old Shiloh & Park Rd
Parking
1 garage · 11 parking (detached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,086 / 2025
Days on market
12
Listing brokerage
RE/MAX PRIME PROPERTIES
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.13Mlikely sale price

Listed at $1,175,000. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $1.13M, if it sells. A realistic range is $1.06M to $1.28M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes about 2,300 sq ft, while the size on record is 1100 to 1500 sq ft.

List price
$1.06MBelow recent closings$1.28MAbove recent closings

Total price vs nearby homes. Likely closing about $1.13M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$730Kmedian sold price
90%of asking, on average
−23%prices vs a year ago
~45 dayshomes like this take to sell
12days on market so far
Buyer's market
Buyer's marketSeller's market

About 7.2 months of inventory: 12 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $904/sqft against an area asking average of $647/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $739K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Baldwin, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.

What sellers nearby are askingCurrently listed nearby in Baldwin · asking prices
$1.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $837K, which is where my estimate comes from.

Per square foot, these ask about $633/sqft; this home lists at $904/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.18MThis home1.23M1.20M1.50M600k599kThis home vs active comparables

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Pefferlaw
$944K
Sutton & Jackson's Point
$776K
Keswick North
$995K
Historic Lakeshore Communities
$934K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 7.6 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Affordability
$5,355/mo
$220KIncome needed
5.3×Price ÷ income
$1,236Weekly cost
$19,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,355Property tax $424Total carry $5,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,145per month

Mortgage amount $940,000 · 4.39% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,569Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,145
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,569

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Estimated closing costs
$19,975

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,234/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$603,595Total interest paid
$1,543,595Total of all payments
Principal $940,000 Interest $603,595
YearPrincipalInterestBalance
1$21,271$40,473$918,729
2$22,215$39,529$896,514
3$23,201$38,543$873,313
4$24,231$37,513$849,082
5$25,306$36,438$823,776
6$26,429$35,315$797,347
7$27,602$34,142$769,744
8$28,827$32,917$740,917
9$30,107$31,637$710,810
10$31,443$30,301$679,368
11$32,838$28,905$646,529
12$34,296$27,448$612,233
13$35,818$25,926$576,415
14$37,408$24,336$539,008
15$39,068$22,676$499,940
16$40,802$20,942$459,138
17$42,613$19,131$416,526
18$44,504$17,240$372,022
19$46,479$15,265$325,543
20$48,542$13,202$277,001
21$50,696$11,048$226,305
22$52,946$8,798$173,359
23$55,296$6,448$118,063
24$57,750$3,994$60,313
25$60,313$1,431$0

At the end of your 5-year term

Total paid over the term
$308,719
Principal paid down
$116,224
Interest paid
$192,495
Balance remaining
$823,776

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

About the suite: in Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $5,086− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,078

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES. MLS®/PropTx.

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