89 River Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13762752

$1,159,000
For Sale
Listed 60 Days Ago
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3+1BedroomsBeds
3BathroomsBaths
2Garage · 6 Parking
6Parking
3000-3500Sq ft

Listed By eXp Realty

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Key Facts

Property type
Detached, Bungaloft
Lot
75 × 205 ft
Basement
Finished
Parking
2 garage · 6 parking (attached)
Property tax
$7,250 / 2025
Offer date
None stated
Cross streets
High Street to River Sheet
Days on market
60
All Facts And 11 Rooms, Floor By Floor
Property type
Detached, Bungaloft
MLS®
N13762752
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
3000-3500 sq ft
Lot
75 × 205 ft
Cross streets
High Street to River Sheet
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,250 / 2025
Days on market
60
Offer date
None stated
Listing brokerage
eXp Realty
FoyerMain2.96 × 4.15 m

ceramic floor · double closet · double doors

BathroomUpper3.11 × 3.42 m

3 pc ensuite · double doors · double closet

BathroomMain5.01 × 3.62 m

5 pc bath · window · renovated

Bedroom 3Lower3.06 × 4.01 m

hardwood floor · double closet

Game RoomLower5.13 × 5.63 m

hardwood floor · large window

KitchenMain7.79 × 25.59 m

combined w/dining · ceramic floor · w/o to deck

Primary BedroomUpper5.17 × 6.60 m

3 pc ensuite · hardwood floor · double closet

BathroomLower3.03 × 2.83 m

3 Pc Bath

RecreationLower6.89 × 7.73 m

hardwood floor · gas fireplace · open concept

Great RoomMain6.58 × 5.72 m

hardwood floor · vaulted ceiling(s) · gas fireplace

LaundryMain3.74 × 3.95 m

ceramic floor · large window · w/o to yard

About This Home

From The Listing Description By eXp Realty

In short

  • Situated On A Premium Corner Lot In The Heart Of Sutton, This Exceptional Property Is Nestled On A Quiet Cul-De-Sac And Surrounded By Mature Trees And Privacy Hedges...
  • The Main Floor Showcases An Impressive Great Room With Soaring Cathedral Ceilings, Expansive Windows, And A Cozy Gas Fireplace, With French Doors Leading To A...
  • Additional Highlights Include Main Floor Laundry, Multiple Bedrooms, And A Fully Renovated 5-Piece Bathroom Designed With Style And Function In Mind.
  • Upstairs, The Loft-Style Primary Suite Offers Vaulted Ceilings, Oversized Windows, And A Private 3-Piece Ensuite, Creating A Peaceful, Retreat-Like Setting.
  • The Fully Finished Basement Extends The Living Space With Above-Grade Windows, A Second Gas Fireplace, A 3-Piece Bathroom, An Additional Bedroom With a Hidden Door...
Read The Full Description

Situated On A Premium Corner Lot In The Heart Of Sutton, This Exceptional Property Is Nestled On A Quiet Cul-De-Sac And Surrounded By Mature Trees And Privacy Hedges, Offering A Refined Balance Of Tranquility And Everyday Convenience Just Minutes To Amenities, Schools, Parks, And Beaches. The Open-Concept Kitchen And Dining Area Features A Walkout To A Spacious Deck, Perfect For Entertaining Or Enjoying Relaxed Outdoor Living. The Main Floor Showcases An Impressive Great Room With Soaring Cathedral Ceilings, Expansive Windows, And A Cozy Gas Fireplace, With French Doors Leading To A Pergola-Covered Deck For Seamless Indoor-Outdoor Flow. Additional Highlights Include Main Floor Laundry, Multiple Bedrooms, And A Fully Renovated 5-Piece Bathroom Designed With Style And Function In Mind. The Two-Car Garage Is Enhanced By A Sleek Epoxy Floor, Adding A Clean, Modern Finish. Upstairs, The Loft-Style Primary Suite Offers Vaulted Ceilings, Oversized Windows, And A Private 3-Piece Ensuite, Creating A Peaceful, Retreat-Like Setting. The Fully Finished Basement Extends The Living Space With Above-Grade Windows, A Second Gas Fireplace, A 3-Piece Bathroom, An Additional Bedroom With a Hidden Door, And A Large Flexible Area Ideal For A Theatre, Games Room, Or Family Recreation Space. The Rec Room Is Perfect For Movie Nights Or Watching The Game. Located Just 15 Minutes To Highway 404 And Only 5 Minutes To Lake Simcoe, This Home Offers An Exceptional Lifestyle In One Of Sutton's Most Desirable Neighbourhoods.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$1.11Mlikely sale price

Listed at $1,159,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 96%, blended from 29 local closings in 90 days), the likely sale price is near $1.11M, if it sells. A realistic range is $1.04M to $1.26M.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$1.04MBelow recent closings$1.26MAbove recent closings

Total price vs nearby homes. Likely closing about $1.11M, from 29 recent closings in this pocket.

The market behind the math, in Sutton & Jackson's Point
29sold nearby · 90 days
$790Kmedian detached sold · 90 days
93%of asking, local average
~56 dayshomes like this take to sell
60days on market so far
$3,484/moest. rent · 8 leases
3.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6.6 months of inventory: 64 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $357/sqft against an area asking average of $548/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Sutton & Jackson's Point, so I widened the search to the surrounding area.

Based on 29 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Sutton & Jackson's Point: $675K in October 2026, down 8% from a year ago, on 115 closings in 11 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6
October 2026$675K16

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of River Street. Signed-in members see each price, verified against board records.

Other Homes For Sale In Sutton & Jackson's Point

For sale in Sutton & Jackson's Point now · asking prices

How This Price Compares

$1.17Mavg asking

Every home like this one for sale in Sutton & Jackson's Point right now. These are asking prices, not sales.

Per square foot, these ask about $509/sqft; this home lists at $357/sqft.

The 5 closest in price of 55 for sale in Sutton & Jackson's Point.

See all comparable homes
$1.16MThis home$1.19M$1.20M$1.09M$1.05M$1.30MThis home vs active comparables

Neighbourhood & Location

Sutton & Jackson's Point, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 1.0 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
Black River Public School · Public elementary0.7 km · 90% at standard
St Bernadette's Catholic Elementary School · Catholic elementary0.7 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$5,282/mo
$224KIncome needed
5.2×Price ÷ income
$1,219Weekly cost
$19,655Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%Mortgage
Mortgage is 90% of the monthly costMortgage $5,282Property tax $604Total carry $5,887
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,178per month

Mortgage amount $927,200 · 4.59% over 25 years

$231,800Down payment (20.0%)
$927,200Loan before insurance
$0CMHC premium
$5,782Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,178
Property tax
$604
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,782

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,655
Estimated closing costs
$19,655

Plus your down payment of $231,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$6,261/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$626,288Total interest paid
$1,553,488Total of all payments
Principal $927,200 Interest $626,288
YearPrincipalInterestBalance
1$20,404$41,735$906,796
2$21,351$40,788$885,444
3$22,343$39,797$863,102
4$23,380$38,760$839,722
5$24,465$37,674$815,256
6$25,601$36,538$789,655
7$26,790$35,350$762,865
8$28,034$34,106$734,832
9$29,335$32,804$705,496
10$30,697$31,442$674,799
11$32,122$30,017$642,677
12$33,614$28,526$609,063
13$35,174$26,965$573,889
14$36,807$25,332$537,082
15$38,516$23,624$498,566
16$40,304$21,835$458,262
17$42,175$19,964$416,087
18$44,133$18,006$371,953
19$46,182$15,957$325,771
20$48,326$13,813$277,444
21$50,570$11,569$226,874
22$52,918$9,222$173,956
23$55,375$6,765$118,581
24$57,946$4,194$60,636
25$60,636$1,504$0

At the end of your 5-year term

Total paid over the term
$310,698
Principal paid down
$111,944
Interest paid
$198,754
Balance remaining
$815,256

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 89 River Street

What is the asking price for 89 River Street?

It is listed at $1,159,000.

How many bedrooms and bathrooms does 89 River Street have?

3+1 bedrooms, and 3 bathrooms.

How big is 89 River Street?

The listing gives 3000-3500 sq ft of living space, on a 75 × 205 ft lot.

Does 89 River Street have parking?

2 garage spaces, 6 parking spaces in all.

What are the property taxes on 89 River Street?

$7,250 a year, for 2025.

Is there an offer date for 89 River Street?

The listing does not state an offer date.

Which schools is 89 River Street zoned for?

By the school boards' attendance boundaries: Sutton PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 89 River Street listed?

It came on the market on September 9, 2026.

Who is the listing brokerage for 89 River Street?

eXp Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 89 River Street?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of eXp Realty. MLS®/PropTx.

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89 RIVER STREET, GEORGINA, ON · Listed By eXp Realty

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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