14 Baker Hill Boulevard, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13784610

$798,900
For Sale
Listed 36 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Rare Live/Work Investment Opportunity in the Desirable Baker Hill Community by Norstar.
  • This stylish 2-year-old end-unit freehold townhome offers approximately 1,761 sq. ft. of thoughtfully designed space across three levels, combining residential living...
  • The ground-level commercial area is a key differentiator, featuring 9 feet ceilings, a 3-piece washroom, and direct street-level access from Baker Hill Blvd.
  • The residential portion features 3+1 bedrooms and 4 bathrooms, with an open-concept main living level offering approximately 9-ft smooth ceilings, laminate flooring...

Rare Live/Work Investment Opportunity in the Desirable Baker Hill Community by Norstar! Just reduced 60 k. This stylish 2-year-old end-unit freehold townhome offers approximately 1,761 sq. ft. of thoughtfully designed space across three levels, combining residential living with a dedicated street-level commercial space-an attractive opportunity for investors, entrepreneurs, professionals, and owner-users. The ground-level commercial area is a key differentiator, featuring 9 feet ceilings, a 3-piece washroom, and direct street-level access from Baker Hill Blvd. The flexible layout provides potential for a professional office, studio, boutique, service-based business, or other permitted commercial uses. The commercial component is thoughtfully separated from the residential living areas above, creating excellent flexibility for an owner-user or potential leasing strategy, subject to applicable zoning and permitted uses.The residential portion features 3+1 bedrooms and 4 bathrooms, with an open-concept main living level offering approximately 9-ft smooth ceilings, laminate flooring, and a walk-out to a private balcony. The modern kitchen features quartz countertops, centre island, stainless steel appliances, and contemporary cabinetry-a highly desirable configuration for today's tenants or future resale. A unique opportunity to acquire a modern live/work property with both residential and commercial potential in a growing Stouffville community.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13784610
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
21.33 × 82.58 ft
Cross streets
Main St/Baker Hill Blvd
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Flat
Sewer
Sewer
Property tax
$5,251 / 2026
Days on market
36
Listing brokerage
REALTY ASSOCIATES INC.

Rooms

KitchenSecond4.80 × 3.89 m

stainless steel appl · w/o to balcony · centre island

FoyerGround1.89 × 3.88 m
Primary BedroomThird3.02 × 3.23 m

walk-in closet(s) · 4 pc ensuite · window

Bedroom 3Third2.50 × 3.08 m

large window · laminate · closet

OfficeGround5.06 × 2.47 m

3 pc ensuite · window floor to ceiling · laminate

Great RoomSecond5.06 × 4.91 m

laminate · combined w/kitchen · pot lights

Bedroom 2Third2.50 × 3.08 m

laminate · closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$790Klikely sale price

Listed at $798,900. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 99%, 21 local closings in 90 days), the likely sale price is near $790K, if it sells. A realistic range is $741K to $891K.

Independent value check: $862K. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $808K and $904K).

Why $862K. The typical townhouse sold in Stouffville over the past year went for about $870K (121 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $5,251 a year; the typical home sold here pays about $4,500.
List price
$741KBelow recent closings$891KAbove recent closings

Total price vs nearby homes. Likely closing about $790K, from 21 recent closings in this pocket.

The market behind the math:

21sold nearby · 90 days
$817Kmedian sold price
102%of asking, on average
−9%prices vs a year ago
~18 dayshomes like this take to sell
36days on market so far
$3,062/moest. rent · 5 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 13 townhouse homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $457/sqft against an area asking average of $491/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $849K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 7 homes sold on this street over the past two years, from 216 closings in Stouffville.

Sold price trend

Median sold price for townhouses in Stouffville: $786K in September 2026, down 9% from a year ago, on 119 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$885K8
November 2025$912K10
December 2025$878K6
January 2026$927K9
February 2026$889K7
March 2026$835K17
April 2026$818K12
May 2026$894K14
June 2026$878K10
July 2026$831K9
August 2026$820K11
September 2026$786K6

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,641/mo
$157KIncome needed
5.1×Price ÷ income
$840Weekly cost
$12,453Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,641Property tax $438Total carry $4,079

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,120 · 4.49% over 25 years

$159,780Down payment (20.0%)
$639,120Loan before insurance
$0CMHC premium
$3,971Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$438
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,971

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,453
Estimated closing costs
$12,453

Plus your down payment of $159,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,277/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,021Total interest paid
$1,060,141Total of all payments
Principal $639,120 Interest $421,021
YearPrincipalInterestBalance
1$14,262$28,143$624,858
2$14,910$27,496$609,948
3$15,587$26,819$594,361
4$16,295$26,111$578,066
5$17,035$25,371$561,031
6$17,808$24,598$543,223
7$18,617$23,789$524,607
8$19,462$22,944$505,145
9$20,345$22,060$484,800
10$21,269$21,136$463,530
11$22,235$20,171$441,295
12$23,244$19,161$418,051
13$24,300$18,106$393,751
14$25,403$17,002$368,348
15$26,557$15,849$341,791
16$27,762$14,643$314,029
17$29,023$13,383$285,006
18$30,341$12,065$254,666
19$31,718$10,687$222,947
20$33,158$9,247$189,789
21$34,664$7,742$155,125
22$36,238$6,168$118,887
23$37,883$4,523$81,004
24$39,603$2,803$41,401
25$41,401$1,004$0

At the end of your 5-year term

Total paid over the term
$212,028
Principal paid down
$78,089
Interest paid
$133,940
Balance remaining
$561,031

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Stouffville$3,062/mo
$36,744Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,694 to $3,429Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Stouffville signed at a median of $3,095 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,062. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $5,251− Insurance $1,400− Vacancy & upkeep $4,042Net operating income $26,051

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ASSOCIATES INC.. MLS®/PropTx.

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