114 Covington Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14084834

$925,000
For Sale
Listed 3 days agoNo offer date stated
3+1Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome To 114 Covington Crescent, A Beautifully Upgraded Family Home In The Heart Of Stouffville.
  • Built In 2024 And Offering Approx.
  • 1,901 Sq Ft Of Thoughtfully Designed Living Space, This 3+1 Bedroom, 4 Bathroom Home Combines Contemporary Style, Premium Finishes And Exceptional Everyday Functionality.
  • Upstairs, The Bright Open-Concept Living Level Is Anchored By A Showpiece Kitchen Featuring Taj Mahal Quartzite Countertops, Extended Cabinetry, Centre Island...
  • The Primary Retreat Features A Walk-In Closet And Luxurious 5-Pc Ensuite With Taj Mahal Quartzite, Frameless Glass Shower, Upgraded Tile, Cabinetry & Sinks.

Welcome To 114 Covington Crescent, A Beautifully Upgraded Family Home In The Heart Of Stouffville! Built In 2024 And Offering Approx. 1,901 Sq Ft Of Thoughtfully Designed Living Space, This 3+1 Bedroom, 4 Bathroom Home Combines Contemporary Style, Premium Finishes And Exceptional Everyday Functionality. The Versatile Main-Floor Bedroom Features Its Own 3-Pc Bath And Walk-Out To The Backyard Deck, Creating An Ideal Space For Guests, In-Laws, A Home Office Or Growing Family. Upstairs, The Bright Open-Concept Living Level Is Anchored By A Showpiece Kitchen Featuring Taj Mahal Quartzite Countertops, Extended Cabinetry, Centre Island, Panelled Dishwasher, Wall Oven, Cooktop, KitchenAid Appliances And Recessed Under-Cabinet Lighting. Smooth Ceilings, Waterproof Laminate, An Oak Piano Staircase With Oak Railings & Metal Pickets, Zebra Blinds And Smart-Home Upgrades Elevate The Home Throughout. The Primary Retreat Features A Walk-In Closet And Luxurious 5-Pc Ensuite With Taj Mahal Quartzite, Frameless Glass Shower, Upgraded Tile, Cabinetry & Sinks. Outdoors, Enjoy A 16' X 10' Deck, Patio-Stone Walkway, Professional Landscaping/Hardscaping And Gas BBQ Line. Located Minutes From Main Street Stouffville's Shops, Cafes & Restaurants, Parks, Schools, Groceries, Transit And Stouffville GO, With Convenient Access To Hwys 404 & 407. A Turnkey Family Home Offering The Space, Finishes And Lifestyle Today's Buyers Are Looking For.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N14084834
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
22.97 × 76.8 ft
Cross streets
Main St & Baker Hill Blvd.
Parking
1 garage · 2 parking (attached)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete, Slab
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,367 / 2025
Days on market
3
Listing brokerage
RE/MAX EXPERTS

Rooms

Bedroom 3Third2.52 × 3.94 m

laminate · closet · large window

Living RoomSecond5.13 × 6.05 m

laminate · large window · open concept

BedroomMain5.13 × 3.00 m

3 pc bath · w/o to deck · closet

Primary BedroomThird3.45 × 5.41 m

walk-in closet(s) · 5 pc ensuite · laminate

Dining RoomSecond5.13 × 2.59 m

open concept · w/o to balcony · laminate

Bedroom 2Third2.52 × 3.94 m

laminate · closet · large window

KitchenSecond5.13 × 3.68 m

stainless steel appl · quartz counter · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Affordability
$4,216/mo
$179KIncome needed
5.2×Price ÷ income
$973Weekly cost
$14,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,216Property tax $447Total carry $4,663

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,092per month

Mortgage amount $740,000 · 4.49% over 25 years

$185,000Down payment (20.0%)
$740,000Loan before insurance
$0CMHC premium
$4,539Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,092
Property tax
$447
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,539

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,975
Estimated closing costs
$14,975

Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,952/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$487,476Total interest paid
$1,227,476Total of all payments
Principal $740,000 Interest $487,476
YearPrincipalInterestBalance
1$16,514$32,585$723,486
2$17,263$31,836$706,223
3$18,047$31,052$688,176
4$18,867$30,232$669,309
5$19,723$29,376$649,586
6$20,619$28,480$628,967
7$21,555$27,544$607,412
8$22,534$26,565$584,878
9$23,557$25,542$561,321
10$24,626$24,473$536,695
11$25,745$23,355$510,950
12$26,913$22,186$484,037
13$28,135$20,964$455,902
14$29,413$19,686$426,489
15$30,748$18,351$395,740
16$32,144$16,955$363,596
17$33,604$15,495$329,992
18$35,130$13,969$294,863
19$36,725$12,374$258,138
20$38,392$10,707$219,746
21$40,135$8,964$179,610
22$41,958$7,141$137,653
23$43,863$5,236$93,790
24$45,854$3,245$47,936
25$47,936$1,163$0

At the end of your 5-year term

Total paid over the term
$245,495
Principal paid down
$90,414
Interest paid
$155,081
Balance remaining
$649,586

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $5,367− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,875

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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