18 Mccowan Lane, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13812212
About this home
In short
- Wrapped in the quiet beauty of Stouffville's countryside, this breathtaking modern stone-front bungalow rests on a private over 2-acre sanctuary where sunlight pours...
- Offering nearly 9,000 sq. ft. of refined living space, the home welcomes you with soaring 13-foot ceilings, skylights that bathe the interiors in natural light, and a...
- At the heart of the home is an inviting open-concept kitchen with a granite island, perfect for family gatherings and effortless entertaining, flowing seamlessly into...
- Outdoors, a heated in-ground pool and spa create a resort-like escape, framed by mature trees and a deeply private setting that makes every day feel calm and unhurried.
- The oversized 4-car garage is a rare luxury, ideal for vehicles, hobbies, storage, or a dream workshop, while the long circular driveway not only welcomes guests with...
Wrapped in the quiet beauty of Stouffville's countryside, this breathtaking modern stone-front bungalow rests on a private over 2-acre sanctuary where sunlight pours through cathedral-height windows and every room feels like a gentle retreat. Offering nearly 9,000 sq. ft. of refined living space, the home welcomes you with soaring 13-foot ceilings, skylights that bathe the interiors in natural light, and a graceful blend of marble and hardwood flooring, wainscotting that adds warmth and elegance to every step. At the heart of the home is an inviting open-concept kitchen with a granite island, perfect for family gatherings and effortless entertaining, flowing seamlessly into a glass-enclosed sunroom where you can enjoy sunset views, the pool, and the peaceful beauty of the backyard. Four spacious main-floor ensuite bedrooms each offer their own comfort and privacy, while the walk-out lower level expands the home's possibilities with generous entertainment spaces and additional bedrooms for extended family or guests. Outdoors, a heated in-ground pool and spa create a resort-like escape, framed by mature trees and a deeply private setting that makes every day feel calm and unhurried. The oversized 4-car garage is a rare luxury, ideal for vehicles, hobbies, storage, or a dream workshop, while the long circular driveway not only welcomes guests with elegance but also provides ample parking for over 20 cars, making entertaining easy and convenient. Thoughtfully upgraded with three sets of furnaces and central air, a backup generator, upgraded electrical panel, and a bungalow layout that offers both ease and practicality, this home is designed for comfortable living in every season. Best of all, it offers the rare balance of country serenity and everyday convenience, with shopping, Walmart, grocery stores, Canadian Tire, Hwy 404, and the GO Station just minutes away, creating a lifestyle that feels private, peaceful, and beautifully connected.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13812212
- Bedrooms
- 4+3 (7 total)
- Bathrooms
- 6 (1 half)
- Size
- 5,000 sq ft
- Lot
- 185.79 × 472.62 ft
- Cross streets
- Stouffville / McCowan
- Parking
- 4 garage (attached)
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Septic
- Pool
- Outdoor
- Property tax
- $10,708 / 2026
- Days on market
- 28
- Listing brokerage
- EXP REALTY
Rooms
hardwood floor · overlooks backyard
marble floor · double doors · open concept
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · 4 pc ensuite · walk-in closet(s)
ceramic floor · granite counters · w/o to sunroom
hardwood floor · walk-in closet(s) · 5 pc ensuite
hardwood floor · overlooks frontyard · california shutters
hardwood floor · 4 pc ensuite · walk-in closet(s)
Hardwood Floor
hardwood floor · overlooks backyard · b/i desk
marble counter · custom counter · laundry sink
hardwood floor · overlooks frontyard · double doors
greenhouse window · vinyl floor
stone floor · 4 pc bath · w/o to yard
hardwood floor · pot lights · fireplace
hardwood floor · overlooks backyard · skylight
hardwood floor · electric fireplace · pot lights
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $613/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,152,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,899
- Property tax
- $892
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,791
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,725
- Estimated closing costs
- $53,725
Plus your down payment of $538,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $713,927
- Principal paid down
- $262,935
- Interest paid
- $450,992
- Balance remaining
- $1,889,065
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.