248 Greenwood Road, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13817926

$1,558,888
For Sale
Listed 26 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • Beautifully maintained 8-year-old detached home featuring over $40,000 in thoughtful upgrades and enhancements.
  • Enjoy 9-foot ceilings, elegant hardwood flooring, upgraded LED pot lights throughout, and brand-new light fixtures.
  • The open-concept layout showcases a gourmet kitchen with a large centre island and stainless steel appliances, perfect for everyday living and entertaining.
  • Conveniently located close to schools, parks, shopping, transit, and all essential amenities, this move-in-ready home offers a perfect blend of style, functionality...

Beautifully maintained 8-year-old detached home featuring over $40,000 in thoughtful upgrades and enhancements. Enjoy 9-foot ceilings, elegant hardwood flooring, upgraded LED pot lights throughout, and brand-new light fixtures. The open-concept layout showcases a gourmet kitchen with a large centre island and stainless steel appliances, perfect for everyday living and entertaining. This home has been extensively upgraded for both comfort and convenience, including a professionally installed home networking system with multiple data ports throughout the house, smart basement lighting, an EV charger in the garage, custom storage solutions in the basement and garage, and premium window coverings throughout, including motorized blinds in the kitchen and office. Additional features include a water softener, newer LG refrigerator, premium Napoleon gas ERQ, gazebo, and a recently installed fence. Energy-efficiency improvements include enhanced attic insulation, professionally optimized ventilation, and duct cleaning. The front and rear interlock landscaping add exceptional curb appeal and outdoor living space. Conveniently located close to schools, parks, shopping, transit, and all essential amenities, this move-in-ready home offers a perfect blend of style, functionality, and modern upgrades

Key facts

Property type
Detached, 2-Storey
MLS®
N13817926
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
42.29 × 111.88 ft
Cross streets
Millard St & Greenwood Rd
Parking
2 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,072 / 2025
Days on market
26
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BedroomBasement4.63 × 5.09 m

laminate · pot lights

KitchenMain3.87 × 3.78 m

ceramic floor · stainless steel appl · centre island

Primary BedroomSecond5.81 × 4.90 m

hardwood floor · 5 pc bath · walk-in closet(s)

BreakfastMain3.78 × 2.75 m

ceramic floor · w/o to yard

StudySecond3.15 × 3.51 m

hardwood floor · large window · open concept

RecreationBasement7.03 × 3.74 m

laminate · pot lights · 4 pc bath

Living RoomMain4.20 × 3.88 m

hardwood floor · open concept · pot lights

Dining RoomMain3.62 × 3.38 m

hardwood floor · pass through · pot lights

Bedroom 2Second5.38 × 3.59 m

hardwood floor · semi ensuite

Family RoomMain4.82 × 4.56 m

hardwood floor · fireplace · overlooks backyard

Bedroom 3Second3.83 × 3.82 m

hardwood floor · semi ensuite

Bedroom 4Second4.17 × 3.32 m

hardwood floor · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,105/mo
$295KIncome needed
5.3×Price ÷ income
$1,640Weekly cost
$27,653Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,105Property tax $673Total carry $7,778

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,895per month

Mortgage amount $1,247,110 · 4.49% over 25 years

$311,778Down payment (20.0%)
$1,247,110Loan before insurance
$0CMHC premium
$7,568Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,895
Property tax
$673
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,568

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,653
Estimated closing costs
$27,653

Plus your down payment of $311,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$821,536Total interest paid
$2,068,646Total of all payments
Principal $1,247,110 Interest $821,536
YearPrincipalInterestBalance
1$27,830$54,916$1,219,280
2$29,094$53,652$1,190,186
3$30,415$52,331$1,159,772
4$31,796$50,950$1,127,976
5$33,239$49,506$1,094,737
6$34,749$47,997$1,059,988
7$36,326$46,420$1,023,662
8$37,976$44,770$985,686
9$39,700$43,046$945,986
10$41,502$41,243$904,484
11$43,387$39,359$861,097
12$45,357$37,389$815,740
13$47,416$35,330$768,324
14$49,569$33,177$718,755
15$51,820$30,926$666,935
16$54,172$28,573$612,763
17$56,632$26,114$556,131
18$59,203$23,542$496,927
19$61,892$20,854$435,036
20$64,702$18,044$370,334
21$67,639$15,106$302,695
22$70,710$12,035$231,984
23$73,921$8,825$158,063
24$77,277$5,469$80,786
25$80,786$1,960$0

At the end of your 5-year term

Total paid over the term
$413,729
Principal paid down
$152,374
Interest paid
$261,355
Balance remaining
$1,094,737

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,072− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,812

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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