24 Main Street, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13833424

$528,000
For Sale
Listed 21 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
4Parking
700Sq ft

About this home

In short

  • Charming Detached Home on an Oversized Lot.
  • Outside, enjoy the rare benefit of a generous 66' x 133' lot (approximately 0.2 acres), offering plenty of space for entertaining, gardening, relaxing or exploring...
  • Close to local shops, restaurants, parks, schools and everyday amenities, easy access to surrounding communities.

Charming Detached Home on an Oversized Lot! Welcome to this beautifully renovated 2-bedroom, 1-bathroom detached home in the heart of Mount Albert! Thoughtfully updated throughout, this inviting home offers a perfect blend of modern finishes, comfortable living and an exceptional lot. Step inside to a bright, welcoming interior featuring updated flooring, fresh paint, newer interior doors and a stylish kitchen with a clean, contemporary design. The refreshed bathroom and functional layout make excellent use of every square foot.Outside, enjoy the rare benefit of a generous 66' x 133' lot (approximately 0.2 acres), offering plenty of space for entertaining, gardening, relaxing or exploring future possibilities. Close to local shops, restaurants, parks, schools and everyday amenities, easy access to surrounding communities. A Fantastic opportunity for first-time buyers, downsizers, investors or builders seeking an oversized lot for future redevelopment. Simply move in & enjoy!

Key facts

Property type
Detached, Bungalow
MLS®
N13833424
Bedrooms
2
Bathrooms
1
Size
700 sq ft
Lot
66.04 × 133.25 ft
Cross streets
Hwy 48 / Mt Albert Rd
Parking
4 parking
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,243 / 2026
Days on market
21
Listing brokerage
REAL ONE REALTY INC.

Rooms

BedroomMain3.70 × 3.99 m

laminate · closet

RecreationBasement10.91 × 8.99 m

Combined w/Laundry

BathroomMain

Tile Floor

Bedroom 2Main3.14 × 2.99 m

laminate · closet · window

KitchenMain3.50 × 3.16 m

laminate · b/i appliances · window

Dining RoomMain10.74 × 9.80 m

laminate · combined w/living · large window

Living RoomMain10.74 × 9.80 m

laminate · combined w/dining · overlook patio

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural East Gwillimbury
$2.19M
Sharon
$1.55M
Queensville
$1.35M
Holland Landing
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,406/mo
$104KIncome needed
5.1×Price ÷ income
$555Weekly cost
$7,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,406Property tax $270Total carry $2,677

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,336per month

Mortgage amount $422,400 · 4.49% over 25 years

$105,600Down payment (20.0%)
$422,400Loan before insurance
$0CMHC premium
$2,606Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,336
Property tax
$270
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,606

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,035
Estimated closing costs
$7,035

Plus your down payment of $105,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,827/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,257Total interest paid
$700,657Total of all payments
Principal $422,400 Interest $278,257
YearPrincipalInterestBalance
1$9,426$18,600$412,974
2$9,854$18,172$403,120
3$10,302$17,725$392,818
4$10,769$17,257$382,049
5$11,258$16,768$370,791
6$11,769$16,257$359,021
7$12,304$15,722$346,717
8$12,862$15,164$333,855
9$13,446$14,580$320,408
10$14,057$13,969$306,351
11$14,695$13,331$291,656
12$15,362$12,664$276,294
13$16,060$11,966$260,234
14$16,789$11,237$243,444
15$17,551$10,475$225,893
16$18,348$9,678$207,545
17$19,181$8,845$188,363
18$20,052$7,974$168,311
19$20,963$7,063$147,348
20$21,915$6,112$125,433
21$22,910$5,117$102,524
22$23,950$4,076$78,574
23$25,037$2,989$53,537
24$26,174$1,852$27,362
25$27,362$664$0

At the end of your 5-year term

Total paid over the term
$140,131
Principal paid down
$51,609
Interest paid
$88,522
Balance remaining
$370,791

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $3,243− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,843

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

CallRequest a showing