14547 Highway 48, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13845732

$3,999,000
For Sale
Listed 19 days agoNo offer date stated
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2Bedrooms
1Bathrooms
6Garage · 18 parking
700Sq ft

About this home

In short

  • Excellent opportunity to acquire approximately 93 acres of prime real estate situated along the highly trafficked Highway 48 in Stouffville.
  • The property boasts a large 50' x 80' truck garage, ideal for various uses, along with a 2-bedroom residence.
  • Its proximity to Stouffville, Ballantrae, and easy access to Highway 404 enhances its accessibility, making it a great investment for a wide range of potential...

Excellent opportunity to acquire approximately 93 acres of prime real estate situated along the highly trafficked Highway 48 in Stouffville. The property boasts a large 50' x 80' truck garage, ideal for various uses, along with a 2-bedroom residence. With ample space for additional storage or trailers, this property offers exceptional versatility. Its proximity to Stouffville, Ballantrae, and easy access to Highway 404 enhances its accessibility, making it a great investment for a wide range of potential applications.very private setting while being directly off 48. Ideal for contractors.

Key facts

Property type
Detached, Other
MLS®
N13845732
Bedrooms
2
Bathrooms
1
Size
700 sq ft
Lot
1359.3 × 2989 ft
Cross streets
Highway 48 & Vandorf Sdrd
Parking
6 garage · 18 parking (detached)
Driveway
Private
Basement
None
Heating
Other
A/C
None
Exterior
Metal/Steel Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$10,242 / 2025
Days on market
19
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

KitchenMain0.00 × 0.00 m
Family RoomMain0.00 × 0.00 m
Primary BedroomMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$924kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,087/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home949k1.26M1.10M729k585kThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,226/mo
$719KIncome needed
5.6×Price ÷ income
$4,206Weekly cost
$86,450Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $18,226Property tax $853Total carry $19,080

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,689per month

Mortgage amount $3,199,200 · 4.49% over 25 years

$799,800Down payment (20.0%)
$3,199,200Loan before insurance
$0CMHC premium
$18,542Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,689
Property tax
$854
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,542

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,450
Estimated closing costs
$86,450

Plus your down payment of $799,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$21,410/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,107,478Total interest paid
$5,306,678Total of all payments
Principal $3,199,200 Interest $2,107,478
YearPrincipalInterestBalance
1$71,393$140,875$3,127,807
2$74,634$137,633$3,053,173
3$78,023$134,244$2,975,151
4$81,565$130,702$2,893,585
5$85,269$126,998$2,808,317
6$89,140$123,127$2,719,177
7$93,188$119,080$2,625,989
8$97,419$114,849$2,528,571
9$101,842$110,425$2,426,729
10$106,466$105,801$2,320,263
11$111,300$100,967$2,208,963
12$116,353$95,914$2,092,610
13$121,636$90,631$1,970,974
14$127,159$85,108$1,843,815
15$132,932$79,335$1,710,882
16$138,968$73,299$1,571,914
17$145,278$66,989$1,426,636
18$151,874$60,393$1,274,762
19$158,770$53,497$1,115,993
20$165,978$46,289$950,014
21$173,515$38,753$776,500
22$181,393$30,874$595,107
23$189,629$22,638$405,478
24$198,239$14,028$207,240
25$207,240$5,028$0

At the end of your 5-year term

Total paid over the term
$1,061,336
Principal paid down
$390,883
Interest paid
$670,452
Balance remaining
$2,808,317

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.4%
Gross yield
− Property tax $10,242− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $3,844

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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