40 Rosemary Lane, Georgina, ON

Pefferlaw, Georgina · MLS® N14105764

$798,000
For Sale
Listed 18 Days Ago
2+2BedroomsBeds
2BathroomsBaths
2Garage · 6 Parking
6Parking
1100-1500Sq ft

Listed By Lpt Realty

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Key Facts

Property type
Detached, Bungalow
Lot
60 × 164.35 ft
Basement
Full, Finished
Parking
2 garage · 6 parking (attached)
Property tax
$4,681 / 2026
Offer date
None stated
Cross streets
Pefferlaw Rd & Station Rd
Days on market
18
All Facts And 9 Rooms, Floor By Floor
Property type
Detached, Bungalow
MLS®
N14105764
Bedrooms
2+2 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
60 × 164.35 ft
Cross streets
Pefferlaw Rd & Station Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,681 / 2026
Days on market
18
Offer date
None stated
Listing brokerage
Lpt Realty
RecreationLower3.03 × 6.26 m

vinyl floor · closet · pot lights

Dining RoomMain3.28 × 2.80 m

vaulted ceiling(s) · w/o to deck · combined w/living

Bedroom 3Lower3.45 × 2.20 m

window · closet · vinyl floor

Living RoomMain3.62 × 6.02 m

vaulted ceiling(s) · open concept · combined w/dining

Primary BedroomMain2.83 × 3.98 m

double closet · semi ensuite · window

LaundryLower2.56 × 3.49 m

window · vinyl floor

Bedroom 2Main2.86 × 3.46 m

closet · window · overlooks backyard

Bedroom 4Lower3.47 × 3.20 m

window · closet · vinyl floor

KitchenMain3.36 × 3.55 m

vaulted ceiling(s) · renovated · combined w/dining

About This Home

From The Listing Description By Lpt Realty

In short

  • Welcome To A Beautifully Renovated Raised Bungalow Offering Thoughtful Design, Comfortable Living, And Easy Accessibility Throughout.
  • The Bright Main Living Area Brings Everyone Together With An Open Concept Layout, Large Windows, And Vaulted Ceilings.
  • The Renovated Kitchen Features Stainless Steel Appliances And Plenty Of Room For Everyday Meals Or Family Gatherings, With The Eat In Kitchen Flowing Naturally Into...
  • Two Bedrooms Are Located On The Main Floor, Along With Two Fully-Renovated Bathrooms.
  • The Newly Renovated (2021) Lower Level Adds Even More Flexibility, With A Spacious Recreation Room And Two Full Size Bedrooms.
Read The Full Description

Welcome To A Beautifully Renovated Raised Bungalow Offering Thoughtful Design, Comfortable Living, And Easy Accessibility Throughout. The Bright Main Living Area Brings Everyone Together With An Open Concept Layout, Large Windows, And Vaulted Ceilings. The Renovated Kitchen Features Stainless Steel Appliances And Plenty Of Room For Everyday Meals Or Family Gatherings, With The Eat In Kitchen Flowing Naturally Into The Living Area. Two Bedrooms Are Located On The Main Floor, Along With Two Fully-Renovated Bathrooms. One Bedroom Enjoys A Convenient Semi-Ensuite Bathroom, Offering The Opportunity To Create A Private Full Ensuite If Desired. The Newly Renovated (2021) Lower Level Adds Even More Flexibility, With A Spacious Recreation Room And Two Full Size Bedrooms. Whether You Need Room For Guests, A Growing Family, Or A Space To Unwind, There Is Plenty Of Room To Make It Your Own. Outside, The Large Private Lot Creates A Peaceful Backyard Retreat. Spend Summer Evenings On A New Deck (2024), Gather Under The Large 12' x 12' Gazebo, Or Simply Enjoy The Privacy Of Your Own Outdoor Space. The Attached Garage Has A Electric Vehicle Charger, A New Garage Door and Remote System (2021) Opening To A Recently Paved Asphalt Driveway (2021). With An Accessibility Ramp And Porch (2024), New Asphalt Roof (2024), Generac (2022), And Updated Water Treatment System (2022) This Property Offers A True Move-In Experience. Tucked Away On A Quiet Cul De Sac, This Home Brings Together A Peaceful Setting, Generous Living Space, Thoughtful Accessibility, And Extensive Renovations In One Inviting Package.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$774Klikely sale price

Listed at $798,000. Going by how homes in Pefferlaw and the wider GTA have actually closed against their asking prices (about 97%, blended from 8 local closings in 90 days), the likely sale price is near $774K, if it sells. A realistic range is $726K to $873K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$726KBelow recent closings$873KAbove recent closings

Total price vs nearby homes. Likely closing about $774K, from 8 recent closings in this pocket.

The market behind the math, in Pefferlaw
8sold nearby · 90 days
$720Kmedian detached sold · 90 days
94%of asking, local average
~39 dayshomes like this take to sell
18days on market so far
$2,800/moest. rent · 5 leases
4.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 6 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $614/sqft against an area asking average of $514/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 8 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Georgina: $760K in October 2026, down 2% from a year ago, on 544 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
November 2025$805K41
December 2025$800K27
January 2026$800K18
February 2026$820K25
March 2026$796K44
April 2026$779K44
May 2026$790K57
June 2026$802K77
July 2026$800K60
August 2026$820K40
September 2026$793K44
October 2026$760K67

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Rosemary Lane. Signed-in members see each price, verified against board records.

Other Homes For Sale In Pefferlaw

For sale in Pefferlaw now · asking prices

How This Price Compares

$793kavg asking

Every home like this one for sale in Pefferlaw right now. These are asking prices, not sales.

Per square foot, these ask about $634/sqft; this home lists at $614/sqft.

The 5 closest in price of 17 for sale in Pefferlaw.

See all comparable homes
$798kThis home$789k$829k$760k$850k$739kThis home vs active comparables

Neighbourhood & Location

Pefferlaw, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 3.4 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Estimated Mortgage
$3,637/mo
$155KIncome needed
5.2×Price ÷ income
$839Weekly cost
$12,435Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%Mortgage
Mortgage is 90% of the monthly costMortgage $3,637Property tax $390Total carry $4,027
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,565per month

Mortgage amount $638,400 · 4.59% over 25 years

$159,600Down payment (20.0%)
$638,400Loan before insurance
$0CMHC premium
$3,955Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,565
Property tax
$390
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,955

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,435
Estimated closing costs
$12,435

Plus your down payment of $159,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,311/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$431,215Total interest paid
$1,069,615Total of all payments
Principal $638,400 Interest $431,215
YearPrincipalInterestBalance
1$14,049$28,736$624,351
2$14,701$28,084$609,650
3$15,383$27,401$594,267
4$16,098$26,687$578,169
5$16,845$25,940$561,324
6$17,627$25,157$543,697
7$18,445$24,339$525,251
8$19,302$23,483$505,950
9$20,198$22,587$485,752
10$21,136$21,649$464,616
11$22,117$20,668$442,499
12$23,144$19,641$419,355
13$24,218$18,566$395,137
14$25,343$17,442$369,794
15$26,519$16,265$343,275
16$27,750$15,034$315,525
17$29,039$13,746$286,486
18$30,387$12,398$256,099
19$31,798$10,987$224,301
20$33,274$9,511$191,027
21$34,819$7,966$156,208
22$36,435$6,349$119,773
23$38,127$4,658$81,646
24$39,897$2,888$41,749
25$41,749$1,035$0

At the end of your 5-year term

Total paid over the term
$213,923
Principal paid down
$77,076
Interest paid
$136,847
Balance remaining
$561,324

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 40 Rosemary Lane

What is the asking price for 40 Rosemary Lane?

It is listed at $798,000.

How many bedrooms and bathrooms does 40 Rosemary Lane have?

2+2 bedrooms, and 2 bathrooms.

How big is 40 Rosemary Lane?

The listing gives 1100-1500 sq ft of living space, on a 60 × 164.35 ft lot.

Does 40 Rosemary Lane have parking?

2 garage spaces, 6 parking spaces in all.

What are the property taxes on 40 Rosemary Lane?

$4,681 a year, for 2026.

Is there an offer date for 40 Rosemary Lane?

The listing does not state an offer date.

Which schools is 40 Rosemary Lane zoned for?

By the school boards' attendance boundaries: Morning Glory PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 40 Rosemary Lane listed?

It came on the market on October 22, 2026.

Who is the listing brokerage for 40 Rosemary Lane?

Lpt Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 40 Rosemary Lane?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Lpt Realty. MLS®/PropTx.

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40 ROSEMARY LANE, GEORGINA, ON · Listed By Lpt Realty

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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