184 Riverbank Drive, Georgina, ON

Pefferlaw, Georgina · MLS® N14139628

$399,000
For Sale
Listed 6 Days Ago
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3BedroomsBeds
1BathroomBath
6Parking
1500-2000Sq ft

Listed By RE/MAX Your Community Realty

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Key Facts

Property type
Detached, Bungalow
Lot
75.57 × 185.94 ft
Basement
Crawl Space
Parking
6 parking
Property tax
$3,571 / 2025
Offer date
None stated
Cross streets
Hwy 48 & Pefferlaw Rd
Days on market
6
All Facts And 8 Rooms, Floor By Floor
Property type
Detached, Bungalow
MLS®
N14139628
Bedrooms
3
Bathrooms
1
Size
1500-2000 sq ft
Lot
75.57 × 185.94 ft
Cross streets
Hwy 48 & Pefferlaw Rd
Parking
6 parking
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete
Roof
Metal
Sewer
Holding Tank
Property tax
$3,571 / 2025
Days on market
6
Offer date
None stated
Listing brokerage
RE/MAX Your Community Realty
KitchenMain5.24 × 3.10 m

ceramic floor · casement windows

Living RoomMain4.90 × 4.40 m

hardwood floor · overlook water

Bedroom 2Main4.20 × 2.64 m

hardwood floor · overlook water

Bedroom 3Main3.89 × 3.05 m

hardwood floor · closet

LaundryMain2.93 × 2.10 m

Ceramic Floor

BathroomMain3.50 × 2.10 m

ceramic floor · 4 pc bath

FoyerMain2.93 × 2.86 m

ceramic floor · closet

Primary BedroomMain4.90 × 4.40 m

hardwood floor · large window

About This Home

From The Listing Description By RE/MAX Your Community Realty

In short

  • Direct Waterfront Living on the Pefferlaw River.
  • This 3-bedroom bungalow is nestled on a quiet no-exit road, surrounded by lush greenspace and offering over 100 feet of year-round river frontage with access to Lake...
  • The home features a spacious living room with hardwood floors and large windows overlooking the serene natural setting and walk-out to deck with awning.
  • A minute to Hwy 48 and under 35 minutes to Hwy 404, with schools, shopping, parks, and amenities close by.
  • The property is being sold "as is, where is".
Read The Full Description

Direct Waterfront Living on the Pefferlaw River! This 3-bedroom bungalow is nestled on a quiet no-exit road, surrounded by lush greenspace and offering over 100 feet of year-round river frontage with access to Lake Simcoe, perfect for boating, fishing, and snowmobiling. The home features a spacious living room with hardwood floors and large windows overlooking the serene natural setting and walk-out to deck with awning. The family-sized kitchen offers ample space for everyday living, while the main floor also includes a 4-piece bathroom and convenient laundry. The primary bedroom boasts beautiful river views, creating a peaceful retreat. Step outside to enjoy docks and deck. There are also 2 sheds and outdoor sauna (wood). Embrace four-season living with nearby trails for hiking, sledding, and ice fishing. Plenty of space to build a garage or install another shed. Steps to forest, Quinn's Marina, lake Simcoe beach and golf club. A minute to Hwy 48 and under 35 minutes to Hwy 404, with schools, shopping, parks, and amenities close by. A rare opportunity to own your own private waterfront oasis. The property is being sold "as is, where is". The lender/seller and listing agent make no representations or warranties about the property.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$387Klikely sale price

Listed at $399,000. Going by how homes in Pefferlaw and the wider GTA have actually closed against their asking prices (about 97%, blended from 8 local closings in 90 days), the likely sale price is near $387K, if it sells. A realistic range is $363K to $436K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$363KBelow recent closings$436KAbove recent closings

Total price vs nearby homes. Likely closing about $387K, from 8 recent closings in this pocket.

The market behind the math, in Pefferlaw
8sold nearby · 90 days
$720Kmedian detached sold · 90 days
94%of asking, local average
~39 dayshomes like this take to sell
6days on market so far
$2,700/moest. rent · 5 leases
8.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 6 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $228/sqft against an area asking average of $602/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 8 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Georgina: $760K in October 2026, down 2% from a year ago, on 544 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
November 2025$805K41
December 2025$800K27
January 2026$800K18
February 2026$820K25
March 2026$796K44
April 2026$779K44
May 2026$790K57
June 2026$802K77
July 2026$800K60
August 2026$820K40
September 2026$793K44
October 2026$760K67

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Riverbank Drive. Signed-in members see each price, verified against board records.

Other Homes For Sale In Pefferlaw

For sale in Pefferlaw now · asking prices

How This Price Compares

$533kavg asking

Every home like this one for sale in Pefferlaw right now. These are asking prices, not sales.

Per square foot, these ask about $513/sqft; this home lists at $228/sqft.

The 5 closest in price of 16 for sale in Pefferlaw.

See all comparable homes
$399kThis home$399k$500k$510k$598k$660kThis home vs active comparables

Neighbourhood & Location

Pefferlaw, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 2.3 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Estimated Mortgage
$1,819/mo
$83KIncome needed
4.8×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%Mortgage
Mortgage is 86% of the monthly costMortgage $1,819Property tax $298Total carry $2,116
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,783per month

Mortgage amount $319,200 · 4.59% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,783
Property tax
$298
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,156/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$215,607Total interest paid
$534,807Total of all payments
Principal $319,200 Interest $215,607
YearPrincipalInterestBalance
1$7,024$14,368$312,176
2$7,350$14,042$304,825
3$7,692$13,701$297,133
4$8,049$13,343$289,085
5$8,423$12,970$280,662
6$8,814$12,579$271,848
7$9,223$12,170$262,626
8$9,651$11,741$252,975
9$10,099$11,293$242,876
10$10,568$10,824$232,308
11$11,058$10,334$221,249
12$11,572$9,820$209,678
13$12,109$9,283$197,568
14$12,671$8,721$184,897
15$13,260$8,133$171,638
16$13,875$7,517$157,762
17$14,519$6,873$143,243
18$15,193$6,199$128,049
19$15,899$5,493$112,151
20$16,637$4,755$95,514
21$17,409$3,983$78,104
22$18,218$3,175$59,887
23$19,063$2,329$40,823
24$19,948$1,444$20,875
25$20,875$518$0

At the end of your 5-year term

Total paid over the term
$106,961
Principal paid down
$38,538
Interest paid
$68,424
Balance remaining
$280,662

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 184 Riverbank Drive

What is the asking price for 184 Riverbank Drive?

It is listed at $399,000.

How many bedrooms and bathrooms does 184 Riverbank Drive have?

3 bedrooms, and 1 bathroom.

How big is 184 Riverbank Drive?

The listing gives 1500-2000 sq ft of living space, on a 75.57 × 185.94 ft lot.

Does 184 Riverbank Drive have parking?

6 parking spaces, no garage listed.

What are the property taxes on 184 Riverbank Drive?

$3,571 a year, for 2025.

Is there an offer date for 184 Riverbank Drive?

The listing does not state an offer date.

Which schools is 184 Riverbank Drive zoned for?

By the school boards' attendance boundaries: Morning Glory PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 184 Riverbank Drive listed?

It came on the market on November 2, 2026.

Who is the listing brokerage for 184 Riverbank Drive?

RE/MAX Your Community Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 184 Riverbank Drive?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Your Community Realty. MLS®/PropTx.

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184 RIVERBANK DRIVE, GEORGINA, ON · Listed By RE/MAX Your Community Realty

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Discuss Your Home's Value

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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