Pasadena Drive
24.5 km Away2026
Sign In To See The Price164 RIVERBANK Drive, Georgina, ON
Pefferlaw, Georgina · MLS® N13783202
$399,000
For SaleListed 55 Days Ago
2BedroomsBeds
1BathroomBath
1Garage · 5 Parking
5Parking
700Sq ft
Listed By HomeLife/Miracle Realty Ltd
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Key Facts
- Property type
- Detached, Bungalow
- Lot
- 75 × 262.18 ft
- Basement
- None
- Parking
- 1 garage · 5 parking (attached)
- Property tax
- $2,909 / 2026
- Offer date
- None stated
- Cross streets
- Hwy 48/Riverbank Dr
- Days on market
- 55
All Facts And 4 Rooms, Floor By Floor
- Property type
- Detached, Bungalow
- MLS®
- N13783202
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700 sq ft
- Lot
- 75 × 262.18 ft
- Cross streets
- Hwy 48/Riverbank Dr
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Available, Private
- Basement
- None
- Heating
- Other
- A/C
- None
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Holding Tank
- Property tax
- $2,909 / 2026
- Days on market
- 55
- Offer date
- None stated
- Listing brokerage
- HomeLife/Miracle Realty Ltd
KitchenMain3.85 × 2.35 m
w/o to yard · overlook water
Bedroom 2Main2.85 × 2.60 m
BedroomMain2.65 × 2.30 m
Living RoomMain5.30 × 3.79 m
overlook water · gas fireplace · hardwood floor
About This Home
From The Listing Description By HomeLife/Miracle Realty Ltd
In short
- Discover this charming waterfront bungalow at 164 Riverbank Drive in Pefferlaw, offering a tranquil retreat on the Pefferlaw River with direct water access to the...
- Nestled on just under 0.5 acres of lush landscape, surrounded by trees, this 2-bedroom, 1-bathroom property sits on a peaceful dead-end street, providing privacy and...
- While it's a fixer-upper, with the right vision, steady hands, and touch of heart, this home has incredible potential to become a cozy cottage or a year-round...
Read The Full Description
Discover this charming waterfront bungalow at 164 Riverbank Drive in Pefferlaw, offering a tranquil retreat on the Pefferlaw River with direct water access to the water and just a short boat ride to the stunning Lake Simcoe(three (3) Kilometers South of the southeastern shores)and close to Holmes Point Park. Nestled on just under 0.5 acres of lush landscape, surrounded by trees, this 2-bedroom, 1-bathroom property sits on a peaceful dead-end street, providing privacy and serenity. While it's a fixer-upper, with the right vision, steady hands, and touch of heart, this home has incredible potential to become a cozy cottage or a year-round residence and with a little love and creativity, your cottage core dream home is within reach, perfect for those seeking a peaceful escape or a permanent lakeside haven and becoming a Pefferlanean!
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A small discount is typical
$387Klikely sale price
Listed at $399,000. Going by how homes in Pefferlaw and the wider GTA have actually closed against their asking prices (about 97%, blended from 8 local closings in 90 days), the likely sale price is near $387K, if it sells. A realistic range is $363K to $436K.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$363KBelow recent closings$436KAbove recent closings
Total price vs nearby homes. Likely closing about $387K, from 8 recent closings in this pocket.
The market behind the math, in Pefferlaw
8sold nearby · 90 days
$720Kmedian detached sold · 90 days
94%of asking, local average
~39 dayshomes like this take to sell
55days on market so far
$2,550/moest. rent · 5 leases
7.7%gross yield on the ask
Balanced market
Buyer's marketSeller's market
About 3 months of inventory: 8 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $570/sqft against an area asking average of $551/sqft.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($570/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Pefferlaw, so I widened the search to the surrounding area.
Based on 8 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for detached homes in Georgina: $760K in October 2026, down 2% from a year ago, on 544 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $805K | 41 |
| December 2025 | $800K | 27 |
| January 2026 | $800K | 18 |
| February 2026 | $820K | 25 |
| March 2026 | $796K | 44 |
| April 2026 | $779K | 44 |
| May 2026 | $790K | 57 |
| June 2026 | $802K | 77 |
| July 2026 | $800K | 60 |
| August 2026 | $820K | 40 |
| September 2026 | $793K | 44 |
| October 2026 | $760K | 67 |
Own A Home Nearby?
Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.
Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Riverbank Drive. Signed-in members see each price, verified against board records.
Other Homes For Sale In Pefferlaw
For sale in Pefferlaw now · asking prices
How This Price Compares
$533kavg asking
Every home like this one for sale in Pefferlaw right now. These are asking prices, not sales.
184 Riverbank Drive $228/sqft$399k4 Hubbard Street $385/sqft$500k58 Station Road $567/sqft$510k31 Johnston Street $664/sqft$598k59 Johnston Street $377/sqft$660k
Per square foot, these ask about $444/sqft; this home lists at $570/sqft.
The 5 closest in price of 16 for sale in Pefferlaw.
See all comparable homesNeighbourhood & Location
Pefferlaw, Georgina, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Schools & Catchment
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
66%
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published
Affordability & Mortgage
Estimated Mortgage
$1,819/mo
$81KIncome needed
4.9×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 88% of the monthly costMortgage $1,819Property tax $242Total carry $2,061
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$1,783per month
Mortgage amount $319,200 · 4.59% over 25 years
$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,025Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,783
- Property tax
- $242
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,025
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,460
- Estimated closing costs
- $4,460
Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$2,156/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$215,607Total interest paid
$534,807Total of all payments
Principal $319,200 Interest $215,607
YearPrincipalInterestBalance
1$7,024$14,368$312,176
2$7,350$14,042$304,825
3$7,692$13,701$297,133
4$8,049$13,343$289,085
5$8,423$12,970$280,662
6$8,814$12,579$271,848
7$9,223$12,170$262,626
8$9,651$11,741$252,975
9$10,099$11,293$242,876
10$10,568$10,824$232,308
11$11,058$10,334$221,249
12$11,572$9,820$209,678
13$12,109$9,283$197,568
14$12,671$8,721$184,897
15$13,260$8,133$171,638
16$13,875$7,517$157,762
17$14,519$6,873$143,243
18$15,193$6,199$128,049
19$15,899$5,493$112,151
20$16,637$4,755$95,514
21$17,409$3,983$78,104
22$18,218$3,175$59,887
23$19,063$2,329$40,823
24$19,948$1,444$20,875
25$20,875$518$0
At the end of your 5-year term
- Total paid over the term
- $106,961
- Principal paid down
- $38,538
- Interest paid
- $68,424
- Balance remaining
- $280,662
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 164 RIVERBANK Drive
What is the asking price for 164 RIVERBANK Drive?
It is listed at $399,000.
How many bedrooms and bathrooms does 164 RIVERBANK Drive have?
2 bedrooms, and 1 bathroom.
How big is 164 RIVERBANK Drive?
The listing gives 700 sq ft of living space, on a 75 × 262.18 ft lot.
Does 164 RIVERBANK Drive have parking?
1 garage space, 5 parking spaces in all.
What are the property taxes on 164 RIVERBANK Drive?
$2,909 a year, for 2026.
Is there an offer date for 164 RIVERBANK Drive?
The listing does not state an offer date.
Which schools is 164 RIVERBANK Drive zoned for?
By the school boards' attendance boundaries: Morning Glory PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.
When was 164 RIVERBANK Drive listed?
It came on the market on September 14, 2026.
Who is the listing brokerage for 164 RIVERBANK Drive?
HomeLife/Miracle Realty Ltd. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 164 RIVERBANK Drive?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HomeLife/Miracle Realty Ltd. MLS®/PropTx.