23 Chappel Hill Road, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13529396

$985,000
For Sale
Listed 64 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Attention investors, multi generational families, and savvy buyers.
  • This well located property offers outstanding convenience, minutes from Humber River Hospital, York University, Downsview Park, Yorkdale Shopping centre, and everyday...
  • Set in an established neighbourhood with nearby bus routes and easy access to major commuter routes, this property presents an exceptional opportunity to renovate...

Attention investors, multi generational families, and savvy buyers! Welcome to 23 Chappel Hill Rd, ideally situated in Toronto's desirable Downsview Roding community. This well located property offers outstanding convenience, minutes from Humber River Hospital, York University, Downsview Park, Yorkdale Shopping centre, and everyday amenities, Inside buyers will find a functional layout with excellent in law or income potential, featuring a 2nd kitchen that provides flexibility for extended family living. The detached double garage offers ample space for vehicles, storage, or a workshop. Set in an established neighbourhood with nearby bus routes and easy access to major commuter routes, this property presents an exceptional opportunity to renovate, personalize, or invest in one of Toronto's continually growing communities. Whether you're looking to add to your investment portfolio or create a home that meets the needs of a growing family, this property is full of potential and possibilities.

Key facts

Property type
Detached, Bungalow
MLS®
W13529396
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
50.1 × 120 ft
Cross streets
Richard Clark to Chappel Hill Rd
Parking
2 garage · 5 parking (detached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,404 / 2026
Days on market
64
Listing brokerage
RE/MAX HALLMARK CHAY REALTY

Rooms

Bedroom 2Ground3.26 × 3.65 m
RecreationBasement10.66 × 3.27 m
Primary BedroomGround4.64 × 3.03 m
KitchenGround2.44 × 3.53 m
Bedroom 3Ground3.66 × 2.65 m
Living RoomGround4.96 × 3.33 m
Dining RoomGround2.59 × 3.65 m
KitchenBasement3.63 × 2.60 m
Our TakeTeam Asgarian · Broker
In line
$1.04Mest. value

Listed at $985,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.04M, typically $924K to $1.14M. Comparable closings on their own put this home around $1.16M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $1.06M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$924KBelow recent closings$1.14MAbove recent closings

Total price vs nearby homes. Fair value about $1.04M, median of 121 comparables.

The market behind the math:

20sold nearby · 90 days
$960Kmedian sold price
99%of asking, on average
−6%prices vs a year ago
~33 dayshomes like this take to sell
64days on market so far
$2,751/moest. rent · 25 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 7 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $758/sqft against an area asking average of $818/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 121 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.06M, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 121 comparable homes that sold in Downsview-Roding-CFB over the past two years, from 205 closings there.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.50M
Princess-Rosethorn
$2.10M
Newtonbrook West
$2.01M
Mount Pleasant East
$2.42M
Bridle Path-Sunnybrook-York Mills
$4.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Beverley Heights Middle School
53%
Beverley Heights Middle SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Tumpane Public School · Public elementary0.2 km · 55% at standard
Highview Public School · Public elementary0.4 km · 51% at standard
Pierre Laporte Middle School · Public elementary0.6 km · 71% at standard
St Raphael Catholic School · Catholic elementary1.0 km · 76% at standard
Chalkfarm Public School · Public elementary1.2 km · 38% at standard
Maple Leaf Public School · Public elementary1.4 km · 42% at standard
St Andre Catholic School · Catholic elementary1.4 km · 66% at standard
ALPHA II Alternative School · Public secondary1.4 km
Calico Public School · Public elementary1.4 km · 28% at standard
St Fidelis Catholic School · Catholic elementary1.5 km · 66% at standard
Blaydon Public School · Public elementary1.6 km · 38% at standard
St Martha Catholic School · Catholic elementary1.7 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,489/mo
$186KIncome needed
5.3×Price ÷ income
$1,036Weekly cost
$32,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,489Property tax $367Total carry $4,856

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,248per month

Mortgage amount $788,000 · 4.24% over 25 years

$197,000Down payment (20.0%)
$788,000Loan before insurance
$0CMHC premium
$4,615Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,248
Property tax
$367
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,615

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,175
Toronto municipal land transfer tax
$16,175
Estimated closing costs
$32,350

Plus your down payment of $197,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$5,155/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$486,459Total interest paid
$1,274,459Total of all payments
Principal $788,000 Interest $486,459
YearPrincipalInterestBalance
1$18,207$32,772$769,793
2$18,987$31,992$750,807
3$19,800$31,178$731,006
4$20,649$30,330$710,358
5$21,534$29,445$688,824
6$22,456$28,522$666,368
7$23,418$27,560$642,949
8$24,422$26,556$618,527
9$25,468$25,510$593,059
10$26,560$24,419$566,499
11$27,698$23,281$538,802
12$28,885$22,094$509,917
13$30,122$20,856$479,795
14$31,413$19,565$448,382
15$32,759$18,219$415,623
16$34,163$16,816$381,460
17$35,627$15,352$345,833
18$37,153$13,825$308,680
19$38,745$12,233$269,935
20$40,405$10,573$229,529
21$42,137$8,842$187,393
22$43,942$7,036$143,450
23$45,825$5,153$97,625
24$47,789$3,190$49,836
25$49,836$1,142$0

At the end of your 5-year term

Total paid over the term
$254,892
Principal paid down
$99,176
Interest paid
$155,716
Balance remaining
$688,824

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Downsview-Roding-CFB$2,751/mo
$33,012Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,614 to $3,558Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Downsview-Roding-CFB signed at a median of $2,667 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,751. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $4,404− Insurance $1,400− Vacancy & upkeep $3,631Net operating income $23,577

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK CHAY REALTY. MLS®/PropTx.

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