427 Melanie Crescent, Hamilton, ON
Ancaster, Hamilton · MLS® X13798370
About this home
In short
- With a classic centre hall plan, this well-maintained 2 storey, 4 bedroom home offers a timeless and functional layout and is tucked away on a mature, tree lined...
- Upstairs, are 4 bedrooms, including a spacious primary bedroom with its own ensuite.
- Close to excellent schools, parks, shopping, restaurants and highway access, this is an opportunity to enjoy the space and comfort of an established Ancaster...
With a classic centre hall plan, this well-maintained 2 storey, 4 bedroom home offers a timeless and functional layout and is tucked away on a mature, tree lined crescent in one of Ancaster's established neighbourhoods.Offering generous principal rooms, this home provides plenty of space for a busy family. The main floor features separate living and dining rooms, a bright eat in kitchen and breakfast area, additional sitting space and a large family room with wood burning fireplace, designed for gathering together. Adding to the home's functionality, the main floor also provides a darling laundry room, convenient powder room and inside access to the double car garage. Upstairs, are 4 bedrooms, including a spacious primary bedroom with its own ensuite. An additional full bathroom completes this level. The unfinished lower level offers exciting potential to create additional living space tailored to your specific needs, whether that means a recreation room, home office, gym or guest retreat. The rear yard offers plenty of room to relax, entertain or enjoy time with family and friends. It's a comfortable extension to the home with gazebo and patio area. Close to excellent schools, parks, shopping, restaurants and highway access, this is an opportunity to enjoy the space and comfort of an established Ancaster neighborhood, while creating a home that is truly your own. New furnace & A/C '26. Room sizes approximate.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13798370
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 81.38 × 108.6 ft
- Cross streets
- FIDDLERS GREEN - AMBERLY BLVD - MELANIE
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,908 / 2026
- Days on market
- 28
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
Listed at $999,900. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $960K, if it sells. A realistic range is $900K to $1.08M.
Independent value check: $1.12M. Without looking at the asking price, our model values the home itself about 12% above the ask (homes like it typically land between $1.05M and $1.17M).
Total price vs nearby homes. Likely closing about $960K, from 39 recent closings in this pocket.
The market behind the math:
About 1.6 months of inventory: 21 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $444/sqft against an area asking average of $569/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.00M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.12M, which is where my estimate comes from.
Per square foot, these ask about $546/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.35M | 17 |
| November 2025 | $1.14M | 16 |
| December 2025 | $1.04M | 8 |
| January 2026 | $1.08M | 14 |
| February 2026 | $1.15M | 9 |
| March 2026 | $1.23M | 13 |
| April 2026 | $1.15M | 18 |
| May 2026 | $1.20M | 26 |
| June 2026 | $1.50M | 19 |
| July 2026 | $1.20M | 22 |
| August 2026 | $1.23M | 14 |
| September 2026 | $1.14M | 20 |
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $799,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,423
- Property tax
- $576
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,999
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,473
- Estimated closing costs
- $16,473
Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,374
- Principal paid down
- $97,735
- Interest paid
- $167,638
- Balance remaining
- $702,185
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 15 whole-home leases in Ancaster signed at a median of $4,884 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,805. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.