31 Rose Avenue, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13759484

$2,098,000
For Sale
Listed 51 Days Ago
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5Bedrooms
3Bathrooms
2Garage
2000-2500Sq ft

Listed By The Agency

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Key Facts

Property type
Townhouse, 3-Storey
Lot
18.78 × 130.77 ft
Basement
Development Potential, Unfinished, Finished
Parking
2 garage (detached)
Property tax
$10,428 / 2026
Offer date
None stated
Cross streets
Parliament and Winchester
Days on market
51
All Facts And 14 Rooms, Floor By Floor
Property type
Townhouse, 3-Storey
MLS®
C13759484
Bedrooms
5
Bathrooms
3
Size
2000-2500 sq ft
Lot
18.78 × 130.77 ft
Cross streets
Parliament and Winchester
Parking
2 garage (detached)
Driveway
Lane, Private
Basement
Development Potential, Unfinished, Finished
Heating
Forced Air
A/C
Central Air, Other
Exterior
Brick
Foundation
Block, Concrete, Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,428 / 2026
Days on market
51
Offer date
None stated
Listing brokerage
The Agency
Dining RoomThird5.54 × 3.71 m

w/o to deck · open concept · laminate

Dining RoomMain5.13 × 4.96 m

combined w/living · laminate · open concept

Dining RoomSecond3.40 × 3.60 m

open concept · combined w/living · laminate

KitchenThird3.13 × 1.89 m

combined w/dining · laminate · open concept

LaundryThird4.91 × 3.05 m

window · closet · laminate

Living RoomThird5.54 × 3.71 m

laminate · open concept · combined w/den

KitchenSecond2.42 × 3.21 m

laminate · separate room · w/o to deck

Living RoomSecond3.59 × 4.86 m

combined w/dining · laminate · open concept

KitchenMain3.63 × 4.57 m

separate room · window · laminate

Bedroom 2Main2.32 × 2.71 m

closet · laminate · window

BedroomSecond3.14 × 3.15 m

laminate · closet · window

Living RoomMain5.13 × 4.97 m

laminate · combined w/dining · w/o to deck

BedroomMain3.49 × 8.01 m

window · closet · laminate

Bedroom 2Second1.57 × 2.27 m

window · laminate · closet

About This Home

From The Listing Description By The Agency

In short

  • It's not often you find a legal triplex in one of Toronto's most sought-after neighbourhoods.
  • This 3 storey Victorian in Cabbagetown features a total of 5 bedrooms, 3bathrooms, and a detached garage with laneway potential (report attached).
Read The Full Description

It's not often you find a legal triplex in one of Toronto's most sought-after neighbourhoods.This 3 storey Victorian in Cabbagetown features a total of 5 bedrooms, 3bathrooms, and a detached garage with laneway potential (report attached). Should you wish to add an additional unit to the property, a basement apartment is viable. Each unit comes equippedwith its own heat pump and in-suite laundry for added comfort.

Our Take

Team Asgarian · Broker
A small discount is typical
$2.02Mlikely sale price

Listed at $2,098,000. Going by how homes in Cabbagetown-South St. James Town and the wider GTA have actually closed against their asking prices (about 96%, 8 local closings in 90 days), the likely sale price is near $2.02M, if it sells. A realistic range is $1.89M to $2.27M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes more than one self-contained unit, and the single-family sales around it do not price the extra units.

List price
$1.89MBelow recent closings$2.27MAbove recent closings

Total price vs nearby homes. Likely closing about $2.02M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$1.48Mmedian sold price
92%of asking, on average
+7%prices vs a year ago
~27 dayshomes like this take to sell
51days on market so far
$6,523/moest. rent · 5 leases
3.7%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 9 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $932/sqft against an area asking average of $949/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.77M. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($932/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Cabbagetown-South St. James Town, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Cabbagetown-South St. James Town over the past two years, from 43 closings there.

Sold Price Trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 2 km of Rose Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Cabbagetown-South St. James Town

For sale in Cabbagetown-South St. James Town now · asking prices
$1.76Mavg asking

Every home like this one for sale in Cabbagetown-South St. James Town right now, newest listing first. These are asking prices, not sales.

Per square foot, these ask about $884/sqft; this home lists at $932/sqft. Size is part of the price story, not just the sticker.

The 5 closest in price of 9 for sale in Cabbagetown-South St. James Town.

See all comparable homes
2.10MThis home2.00M1.75M1.75M1.74M1.60MThis home vs active comparables

Neighbourhood & Location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby Neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.33M
Trinity-Bellwoods
$1.61M
Dovercourt-Wallace Emerson-Junction
$1.24M
Banbury-Don Mills
$1.09M
Victoria Village
$870K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & Catchment

Assigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.4 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.5 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
Sprucecourt Junior Public School · Public elementary0.6 km · 59% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.6 km
Lord Dufferin Junior and Senior Public School · Public elementary0.7 km · 55% at standard
Church Street Junior Public School · Public elementary0.8 km · 73% at standard
Native Learning Centre · Public secondary0.8 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard
CALC Secondary School · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Questions About 31 Rose Avenue

What is the asking price for 31 Rose Avenue?

It is listed at $2,098,000.

How many bedrooms and bathrooms does 31 Rose Avenue have?

5 bedrooms, and 3 bathrooms.

How big is 31 Rose Avenue?

The listing gives 2000-2500 sq ft of living space, on a 18.78 × 130.77 ft lot.

Does 31 Rose Avenue have parking?

2 garage spaces.

What are the property taxes on 31 Rose Avenue?

$10,428 a year, for 2026.

Is there an offer date for 31 Rose Avenue?

The listing does not state an offer date.

Which schools is 31 Rose Avenue zoned for?

By the school boards' attendance boundaries: Winchester Junior and Senior Public School, Inglenook Community School and Our Lady of Lourdes. Boundaries change, so confirm with the board before relying on it.

When was 31 Rose Avenue listed?

It came on the market on September 9, 2026.

Who is the listing brokerage for 31 Rose Avenue?

The Agency. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 31 Rose Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

Affordability & Mortgage

Affordability
$9,562/mo
$395KIncome needed
5.3×Price ÷ income
$2,207Weekly cost
$77,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage is 92% of the monthly costMortgage $9,562Property tax $869Total carry $10,431
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of October 31, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,374per month

Mortgage amount $1,678,400 · 4.59% over 25 years

$419,600Down payment (20.0%)
$1,678,400Loan before insurance
$0CMHC premium
$10,243Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,374
Property tax
$869
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,243

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,925
Toronto municipal land transfer tax
$38,925
Estimated closing costs
$77,850

Plus your down payment of $419,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$11,334/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,133,695Total interest paid
$2,812,095Total of all payments
Principal $1,678,400 Interest $1,133,695
YearPrincipalInterestBalance
1$36,935$75,549$1,641,465
2$38,650$73,834$1,602,815
3$40,444$72,039$1,562,371
4$42,322$70,162$1,520,049
5$44,287$68,197$1,475,762
6$46,343$66,141$1,429,419
7$48,495$63,989$1,380,924
8$50,746$61,738$1,330,178
9$53,102$59,382$1,277,076
10$55,567$56,917$1,221,509
11$58,147$54,337$1,163,362
12$60,847$51,637$1,102,515
13$63,672$48,812$1,038,844
14$66,628$45,856$972,216
15$69,721$42,763$902,495
16$72,958$39,526$829,537
17$76,345$36,139$753,192
18$79,890$32,594$673,303
19$83,599$28,885$589,704
20$87,480$25,004$502,224
21$91,541$20,943$410,683
22$95,791$16,693$314,892
23$100,238$12,245$214,654
24$104,892$7,592$109,762
25$109,762$2,722$0

At the end of your 5-year term

Total paid over the term
$562,419
Principal paid down
$202,638
Interest paid
$359,781
Balance remaining
$1,475,762

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of The Agency. MLS®/PropTx.

Request A Showing

Request A Showing

31 ROSE AVENUE, TORONTO, ON · Listed By The Agency

Your request goes to Team Asgarian, RE/MAX Hallmark Realty Ltd. We'll call to discuss your request and confirm a time.

Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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