105 Balmoral Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13851944

$3,395,000
For Sale
Listed 18 days agoNo offer date stated
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6+2Bedrooms
5Bathrooms
3Garage · 5 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 105 Balmoral, an Edwardian home in Deer Park with 5 LEGAL SUITES.
  • It was fully renovated around 2018 and has been beautifully maintained since.
  • Separate hydro meters and 400-amp electrical service.
  • The building is fully tenanted with lovely tenants, so it is turnkey for the next owner.
  • The listing agents have leased out units at this property for the past 5 years.

Welcome to 105 Balmoral, an Edwardian home in Deer Park with 5 LEGAL SUITES. It was fully renovated around 2018 and has been beautifully maintained since. The original architectural details are still here, paired with bright contemporary suites inside. Separate hydro meters and 400-amp electrical service. Low-maintenance Trex balconies off each floor. Five-car parking, including a two-car garage. The building is fully tenanted with lovely tenants, so it is turnkey for the next owner. Walk to the shops, restaurants and cafes of Summerhill and St. Clair, with the subway and streetcar close by, all in one of Toronto's most affluent neighbourhoods. Quality and care throughout. Lovely community of tenants. The listing agents have leased out units at this property for the past 5 years.

Key facts

Property type
Other, 3-Storey
MLS®
C13851944
Bedrooms
6+2 (8 total)
Bathrooms
5
Size
2500-3000 sq ft
Lot
31.5 × 140 ft
Cross streets
Yonge St. & Balmoral Ave.
Parking
3 garage · 5 parking (detached)
Driveway
Front Yard Parking, Mutual
Basement
Apartment, Separate Entrance, Finished, Finished with Walk-Out
Kitchens
5 (3 + 2)
Heating
Radiant
A/C
Central Air
Exterior
Brick
Foundation
Brick, Stone, Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$19,885 / 2025
Days on market
18
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

LaundryBasement2.02 × 2.98 m
Living RoomBasement3.17 × 5.82 m

2 Way Fireplace

BedroomBasement3.15 × 3.35 m

Hardwood Floor

Living RoomMain3.48 × 7.82 m

pot lights · hardwood floor

Living RoomThird5.43 × 5.42 m

hardwood floor · window

Primary BedroomSecond3.82 × 3.86 m

W/O To Deck

KitchenMain3.98 × 4.25 m

stone counters · ceramic floor

Family RoomSecond3.34 × 6.47 m

hardwood floor · w/o to deck · open concept

Dining RoomMain3.48 × 4.46 m

Hardwood Floor

KitchenThird4.04 × 3.06 m

w/o to deck · breakfast bar · stone counters

OtherBasement4.11 × 7.14 m

Hardwood Floor

Bedroom 2Second4.00 × 4.67 m

w/o to deck · closet

BedroomMain4.02 × 3.06 m

w/o to deck · fireplace · hardwood floor

Bedroom 3Second3.35 × 3.10 m

large window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$3.82Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $3.98M, which is where my estimate comes from.

Per square foot, these ask about $1,132/sqft; this home lists at $1,235/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.40MThis home1.95M3.50M3.38M5.70M4.59MThis home vs active comparables

Sold price trend

Median sold price for homes in Yonge-St. Clair: $1.98M in September 2026, up 6% from a year ago, on 156 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.20M16
November 2025$2.40M11
December 2025$1.30M9
January 2026$1.11M8
February 2026$1.60M12
March 2026$2.17M13
April 2026$1.50M11
May 2026$900K15
June 2026$1.98M17
July 2026$835K21
August 2026$2.40M10
September 2026$1.98M13

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.80M
Dovercourt-Wallace Emerson-Junction
$917K
Church-Yonge Corridor
$580K
Waterfront Communities C1
$559K
Waterfront Communities C8
$569K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.5 km · 100% at standard
Holy Rosary Catholic School · Catholic elementary1.3 km · 89% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.4 km · 87% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
Whitney Junior Public School · Public elementary1.6 km · 94% at standard
Hillcrest Community School · Public elementary1.6 km · 85% at standard
Davisville Junior Public School · Public elementary1.6 km · 86% at standard
Huron Street Junior Public School · Public elementary1.6 km · 74% at standard
Spectrum Alternative Senior School · Public elementary1.6 km
Forest Hill Junior and Senior Public School · Public elementary1.8 km · 82% at standard
Hodgson Middle School · Public elementary2.1 km · 76% at standard
Oriole Park Junior Public School · Public elementary2.2 km · 100% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,473/mo
$646KIncome needed
5.3×Price ÷ income
$3,571Weekly cost
$146,650Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $15,473Property tax $1,657Total carry $17,130

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,017per month

Mortgage amount $2,716,000 · 4.49% over 25 years

$679,000Down payment (20.0%)
$2,716,000Loan before insurance
$0CMHC premium
$16,674Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,017
Property tax
$1,657
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,674

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$71,350
Toronto municipal land transfer tax
$75,300
Estimated closing costs
$146,650

Plus your down payment of $679,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,176/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,789,169Total interest paid
$4,505,169Total of all payments
Principal $2,716,000 Interest $1,789,169
YearPrincipalInterestBalance
1$60,610$119,597$2,655,390
2$63,361$116,845$2,592,029
3$66,238$113,968$2,525,791
4$69,246$110,961$2,456,545
5$72,390$107,817$2,384,155
6$75,677$104,530$2,308,478
7$79,113$101,094$2,229,366
8$82,705$97,502$2,146,661
9$86,460$93,747$2,060,201
10$90,385$89,821$1,969,816
11$94,489$85,717$1,875,326
12$98,780$81,427$1,776,547
13$103,264$76,942$1,673,282
14$107,953$72,254$1,565,329
15$112,855$67,352$1,452,475
16$117,979$62,228$1,334,496
17$123,335$56,871$1,211,161
18$128,935$51,271$1,082,225
19$134,789$45,417$947,436
20$140,909$39,297$806,526
21$147,307$32,899$659,219
22$153,996$26,211$505,223
23$160,988$19,219$344,236
24$168,297$11,910$175,939
25$175,939$4,268$0

At the end of your 5-year term

Total paid over the term
$901,034
Principal paid down
$331,845
Interest paid
$569,189
Balance remaining
$2,384,155

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 29 whole-home leases in Yonge-St. Clair$2,402/mo
$28,824Gross annual rent
0.1%Cap rate after taxes and upkeep
$2,186 to $2,576Typical rent range
~21 daysTo find a tenant, on average

About the suite: in Yonge-St. Clair basements rarely rent out (7 of 500 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 29 whole-home leases in Yonge-St. Clair signed at a median of $1,631 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,402. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

0.8%
Gross yield
− Property tax $19,885− Insurance $1,400− Vacancy & upkeep $3,171Net operating income $4,368

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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