97 Beech Avenue, Toronto, ON
The Beaches, Toronto · MLS® E13835160
About this home
In short
- This Grand 3 storey retreat is located right in the heart of The Beach.
- The main floor features a spacious layout with separate front foyer, a formal living room, dedicated dining room, and an open-concept kitchen overlooking a family...
- Highlights include 9 foot ceilings, a front bay window, oak hardwood floors and a rear mudroom area.
- Walk out to a spectacular 150 foot backyard with play space for kids, two decks, as well as convenient access to a double detached garage.
- The high, finished basement features approx.
This Grand 3 storey retreat is located right in the heart of The Beach. Steps to Balmy Beach, St. Denis, and the shops and restaurants of Queen Street. The main floor features a spacious layout with separate front foyer, a formal living room, dedicated dining room, and an open-concept kitchen overlooking a family room with gas fireplace. Highlights include 9 foot ceilings, a front bay window, oak hardwood floors and a rear mudroom area. Walk out to a spectacular 150 foot backyard with play space for kids, two decks, as well as convenient access to a double detached garage. With 4+1 bedrooms, this home offers flexible spaces for a home office, den, gym, or guest suite. The 3rd floor primary features another gas fireplace, a spacious 5 pc. ensuite, and two walk-in closets. The high, finished basement features approx. 7 foot ceilings, a large recreation room, wine cellar, and an additional bedroom, perfect for a nanny suite or guest suite. Must be seen to appreciate the space and private, treed setting.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- E13835160
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 27.62 × 150 ft
- Cross streets
- Queen St E & Beech Ave
- Parking
- 2 garage (detached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,106 / 2026
- Days on market
- 21
- Listing brokerage
- UNION REALTY BROKERAGE INC.
Rooms
5 pc ensuite · walk-in closet(s) · overlooks backyard
Hardwood Floor
wood · stone floor · pot lights
Laundry Sink
hardwood floor · bay window · moulded ceiling
broadloom · closet · window
breakfast bar · moulded ceiling · overlooks family
broadloom · closet · window
finished · combined w/br · b/i shelves
Tile Floor
Finished
broadloom · double closet · overlooks garden
hardwood floor · moulded ceiling · open concept
slate flooring · w/o to deck · overlooks backyard
Finished
hardwood floor · gas fireplace · overlooks backyard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Balmy Beach Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,078/sqft; this home lists at $909/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
The Beaches, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,999,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,058
- Property tax
- $1,092
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,150
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,973
- Toronto municipal land transfer tax
- $48,973
- Estimated closing costs
- $97,945
Plus your down payment of $499,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $663,474
- Principal paid down
- $244,353
- Interest paid
- $419,121
- Balance remaining
- $1,755,567
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.