1689 Chief Joseph Snake Road, Georgina Islands, ON
Georgina Island, Georgina Islands · MLS® N12765278
About this home
In short
- Gorgeous log cabin waterfront on Lake Simcoe on leased land within 1 hour from Toronto and the GTA.
- The plank hardwood flooring has been refaced, cathedral ceilings, ceiling fans for extra comfort, air conditioning, natural breeze from the water makes it extra...
- 3 Season cottage "as is where is".
- Possible to make into a 4 season with some improvements.
- Open House Saturday February 7 10-11 am
Gorgeous log cabin waterfront on Lake Simcoe on leased land within 1 hour from Toronto and the GTA. Your dream getaway awaits you. This cottage has been extremely well maintained and improved with newer underpinning, a metal roof, new water pump, an enclosed front porch for your enjoyment overlooking the lake with no bugs to bother you. The property is well levelled and very private for your own enjoyment. The plank hardwood flooring has been refaced, cathedral ceilings, ceiling fans for extra comfort, air conditioning, natural breeze from the water makes it extra comforting and incredible for those who lack a good sleep. Wake up to fishing or boating off your own dock or just enjoy sitting and enjoying the view of peace and tranquility. Do not miss out on this one! The property is a LAND LEASE. 3 Season cottage "as is where is". Possible to make into a 4 season with some improvements. Can enjoy the winter months as well on snowmobile and driving access on the seasonal roadway in the winter. Open House Saturday February 7 10-11 am
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N12765278
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 134.1 × 168.4 ft
- Cross streets
- North End Chief Joseph Snake
- Parking
- 8 parking
- Driveway
- Private
- Basement
- None
- Heating
- Other
- A/C
- Window Unit(s)
- Exterior
- Log
- Foundation
- Piers
- Roof
- Metal
- Sewer
- Holding Tank
- Property tax
- $2,200 / 2025
- Days on market
- 255
- Listing brokerage
- LPT REALTY
Rooms
hardwood floor · w/o to water · open concept
hardwood floor · window
hardwood floor · fireplace · cathedral ceiling(s)
Hardwood Floor
hardwood floor · window
hardwood floor · wood stove · open concept
hardwood floor · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $396/sqft; this home lists at $268/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Georgina Island, Georgina Islands, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $279,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,544
- Property tax
- $183
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,727
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,710
- Estimated closing costs
- $3,710
Plus your down payment of $69,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $92,625
- Principal paid down
- $34,113
- Interest paid
- $58,512
- Balance remaining
- $245,087
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.