1699 Chief Joseph Snake Road, Georgina Islands, ON

Georgina Island, Georgina Islands · MLS® N13779114

$599,000
For Sale
Listed 36 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 8 parking
1500-2000Sq ft

About this home

In short

  • Welcome to turnkey waterfront living on beautiful Georgina Island.
  • This stunning 3-bedroom, 3-bathroom bungalow offers over 1,800 sq. ft. of thoughtfully designed living space and boasts 100+ feet of direct Lake Simcoe waterfront...
  • Step inside to discover hardwood flooring, pot lights throughout, vaulted ceilings in the living room, and a beautifully designed custom kitchen featuring stainless...
  • The attached garage features high ceilings, providing ample space for storing boats, paddleboards, fishing gear, and all your summer toys.

Welcome to turnkey waterfront living on beautiful Georgina Island! This stunning 3-bedroom, 3-bathroom bungalow offers over 1,800 sq. ft. of thoughtfully designed living space and boasts 100+ feet of direct Lake Simcoe waterfront, perfectly positioned to capture breathtaking lake views and spectacular sunrises. Step inside to discover hardwood flooring, pot lights throughout, vaulted ceilings in the living room, and a beautifully designed custom kitchen featuring stainless steel appliances, including a dishwasher and propane gas stove. The spacious layout is ideal for entertaining and family gatherings, while multiple walkouts to the waterfront from the living room, kitchen, and primary bedroom create a seamless connection between indoor comfort and outdoor enjoyment. The spacious primary suite provides a private waterfront retreat, while the generously sized secondary bedrooms offer plenty of room for family and guests. A large sunroom off the kitchen provides the perfect place to enjoy your morning coffee or unwind after a day on the lake. Everyday conveniences include central vacuum, a mudroom with direct access to the attached double-car garage, and abundant storage throughout. Designed for comfort, the home is equipped with central air conditioning, a heat pump, and a propane forced-air furnace. The attached garage features high ceilings, providing ample space for storing boats, paddleboards, fishing gear, and all your summer toys. Whether you're seeking a seasonal getaway or a peaceful retreat from city life, this cottage is truly move-in ready. Located on Georgina Island, this unique waterfront community is accessible by boat or car ferry, offering a tranquil island lifestyle unlike anywhere else on Lake Simcoe. Enjoy boating, fishing, swimming, windsurfing, kiteboarding, paddleboarding, or simply relaxing by the water's edge.

Key facts

Property type
Detached, Bungalow
MLS®
N13779114
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
106.8 × 166.92 ft
Cross streets
CHIEF JOSEPH SNAKE RD
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,935 / 2025
Days on market
36
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BathroomMain0.88 × 2.25 m

2 Pc Bath

Bedroom 3Main3.94 × 3.14 m

large closet · double closet

Bedroom 2Main4.35 × 3.17 m

large window · double closet

Primary BedroomMain4.75 × 4.23 m

w/o to deck · 4 pc ensuite · large closet

KitchenMain4.67 × 3.05 m

Stainless Steel Appl

SunroomMain4.25 × 4.44 m

W/O To Deck

LaundryMain2.84 × 4.05 m

w/o to garage · large closet

BathroomMain1.53 × 2.58 m

4 Pc Bath

Living RoomMain6.93 × 4.67 m

W/O To Deck

Dining RoomMain4.27 × 4.20 m

W/O To Sunroom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Georgina Island, Georgina Islands, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Snake Island
$300K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,730/mo
$118KIncome needed
5.1×Price ÷ income
$630Weekly cost
$8,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,730Property tax $328Total carry $3,058

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$2,977Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$328
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,977

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Estimated closing costs
$8,455

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
4.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $3,935− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,307

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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