1283 Chief Joseph Snake Road, Georgina Islands, ON
Georgina Island, Georgina Islands · MLS® N13867678
About this home
In short
- Welcome to your perfect Lake Simcoe escape.
- Set on over 70+feet of pristine waterfront, this cherished family cottage has been thoughtfully renovated from top to bottom in 2025, blending timeless cottage charm...
- Designed for effortless entertaining and family gatherings, the cottage features an open-concept and highly functional layout, creating seamless flow between the...
- Step outside to enjoy over 50 feet of dock space, ideal for swimming, boating, or simply soaking up the sun.
- Recent upgrades include a new furnace, air conditioning system, Roof and All New Appliances ensuring ultimate in comfort, while the freshly graveled driveway provides...
Welcome to your perfect Lake Simcoe escape. Set on over 70+feet of pristine waterfront, this cherished family cottage has been thoughtfully renovated from top to bottom in 2025, blending timeless cottage charm with modern comfort. Designed for effortless entertaining and family gatherings, the cottage features an open-concept and highly functional layout, creating seamless flow between the living, dining, and outdoor spaces. Step outside to enjoy over 50 feet of dock space, ideal for swimming, boating, or simply soaking up the sun. Recent upgrades include a new furnace, air conditioning system, Roof and All New Appliances ensuring ultimate in comfort, while the freshly graveled driveway provides a warm welcome for family and guests alike. Offered fully furnished, this is a truly turnkey opportunity-simply arrive and start making memories. As the day comes to an end, you'll be treated to magical sunset views every single night, a breathtaking backdrop that makes this property unlike any other. Lovingly cared for and meticulously maintained, this is more than a cottage-it's a place where generations come together. A rare opportunity to make this exceptional waterfront retreat your home/
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13867678
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 75 × 220 ft
- Cross streets
- Georgina Island
- Parking
- 8 parking
- Driveway
- Private Double
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,900 / 2025
- Days on market
- 13
- Listing brokerage
- PROPERTY.CA INC.
Rooms
5 pc ensuite · overlook water · w/o to balcony
laminate · open concept · large window
laminate · closet · large window
cathedral ceiling(s) · fireplace · w/o to deck
laminate · closet · large window
laminate · closet · large window
stainless steel appl · centre island · w/o to deck
hardwood floor · combined w/library · w/o to deck
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $375/sqft; this home lists at $342/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Georgina Island, Georgina Islands, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $479,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,650
- Property tax
- $325
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,975
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,455
- Estimated closing costs
- $8,455
Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $158,975
- Principal paid down
- $58,549
- Interest paid
- $100,425
- Balance remaining
- $420,651
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.