1623 Chief Joseph Snake Road, Georgina Islands, ON
Georgina Island, Georgina Islands · MLS® N13067112
About this home
In short
- Lakeside Retreat on Georgina Island Under 1 Hour from the GTA.
- Just under an hour from the GTA, this cozy 2-bedroom, 1-bathroom cottage offers the perfect blend of rustic charm of a cabin and modern comfort.
- Thoughtfully renovated between 2017-2019, the cottage was raised and placed on a concrete foundation with a thermal break and updated with spray foam, and rigid foam...
- The open-concept kitchen and living area boasts cathedral ceilings, a cozy and efficient pellet stove, and windows that showcase breathtaking water views and...
- Step outside to a level lot raised above the water with stair access to the lake and your 50 ft dock---ideal for swimming, boating, or simply soaking in the peaceful...
Lakeside Retreat on Georgina Island Under 1 Hour from the GTA! Escape the hustle and bustle to your own serene getaway on beautiful Georgina Island. Just under an hour from the GTA, this cozy 2-bedroom, 1-bathroom cottage offers the perfect blend of rustic charm of a cabin and modern comfort. Thoughtfully renovated between 2017-2019, the cottage was raised and placed on a concrete foundation with a thermal break and updated with spray foam, and rigid foam insulation ensuring comfort as you start your summer and enjoy the beauty of the fall. The open-concept kitchen and living area boasts cathedral ceilings, a cozy and efficient pellet stove, and windows that showcase breathtaking water views and spectacular sunsets. Whether you're enjoying the view from the deck or relaxing inside on the sofa, you'll never miss a moment of Lake Simcoe's beauty. Step outside to a level lot raised above the water with stair access to the lake and your 50 ft dock---ideal for swimming, boating, or simply soaking in the peaceful surroundings. The perfectly sized lot offers plenty of room for outdoor fun as well as a great place to gather by the fire pit. Weekly municipal garbage and recycling service adds convenience, while the recently renewed land lease (in place until 2071) offers long-term peace of mind. Access the island via car or passenger ferry and enjoy front-row access to everything Lake Simcoe has to offer---boating, windsurfing, kiteboarding, fishing, or floating your cares away. Plus, you're just a boat ride away from vibrant lakeside destinations like Barrie, Orillia, Jacksons Point, Beaverton, Lagoon City, and Lake Couchiching, each filled with festivals, shops, and waterfront charm. Dont miss this rare opportunity to own a piece of paradise your lakeside sanctuary awaits!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13067112
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 82.2 × 204.8 ft
- Cross streets
- CHIEF JOSEPH SNAKE RD
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Baseboard
- A/C
- None
- Exterior
- Wood
- Foundation
- Concrete, Insulated Concrete Form
- Roof
- Metal
- Sewer
- Holding Tank
- Property tax
- $2,659 / 2025
- Days on market
- 171
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
overlook water · pellet · laminate
Combined w/Laundry
W/O To Deck
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $372/sqft; this home lists at $389/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Georgina Island, Georgina Islands, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $280,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,548
- Property tax
- $222
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,770
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,725
- Estimated closing costs
- $3,725
Plus your down payment of $70,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $92,890
- Principal paid down
- $34,211
- Interest paid
- $58,679
- Balance remaining
- $245,789
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.