1082 Loon Road, Georgina Islands, ON
Georgina Island, Georgina Islands · MLS® N13067126
About this home
In short
- Waterfront on Lake Simcoe | 100 Ft of Shoreline & Private Guest Suite !Escape to 1082 Loon Rd and experience the perfect blend of comfort and lakeside living on the...
- This charming bungalow-style cottage offers 100 feet of pristine eastern-facing waterfront, ideal for enjoying breathtaking sunrises over the sparkling water.
- Step inside to a stunning open-concept living space featuring soaring cathedral ceilings and dramatic floor-to-ceiling windows that capture panoramic lake views.
- Situated on leased land with the Chippewas of Georgina Island, the current land lease extends to April 30, 2053.
- Annual land lease fees are $4,900 until 2028 (in addition to property taxes).
Waterfront on Lake Simcoe | 100 Ft of Shoreline & Private Guest Suite !Escape to 1082 Loon Rd and experience the perfect blend of comfort and lakeside living on the shores of Lake Simcoe. This charming bungalow-style cottage offers 100 feet of pristine eastern-facing waterfront, ideal for enjoying breathtaking sunrises over the sparkling water.Step inside to a stunning open-concept living space featuring soaring cathedral ceilings and dramatic floor-to-ceiling windows that capture panoramic lake views. The kitchen is well-appointed with stainless steel appliances, granite countertops, a built-in stove and microwave, and a sleek flat-top range-perfect for entertaining while overlooking the water.The main cottage features three spacious bedrooms, each complete with its own private ensuite bathroom. The primary bedroom is a true retreat, offering tranquil water views and a walk-out to the expansive deck that spans the full width of the cottage-ideal for relaxing or entertaining by the lake. Adding exceptional value is the detached three-car garage, equipped with its own 100-amp pony panel. Above the garage, a large self-contained studio suite with kitchenette and 3-piece bathroom provides flexible space for guests, extended family, or a private retreat with plenty of space for sleeping area and recreation space. Situated on leased land with the Chippewas of Georgina Island, the current land lease extends to April 30, 2053. Annual land lease fees are $4,900 until 2028 (in addition to property taxes). Please note: short-term rentals, including Airbnb, are not permitted. A rare opportunity to own a turnkey waterfront getaway-perfect for personal enjoyment and making lasting memories.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13067126
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4
- Size
- 2000-2500 sq ft
- Lot
- 100 × 196 ft
- Cross streets
- LOON/BEAR
- Parking
- 3 garage · 9 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Kitchens
- 2 (1 + 1)
- Heating
- Baseboard
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $5,343 / 2025
- Days on market
- 171
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
4 pc bath · ceiling fan(s) · window
open concept · w/o to deck
Combined w/Laundry
open concept · w/o to deck
4 pc ensuite · ceiling fan(s) · window
combined w/br · combined w/living · combined w/kitchen
open concept · centre island
3 pc ensuite · w/o to deck · walk-in closet(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $349/sqft; this home lists at $355/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Georgina Island, Georgina Islands, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $445
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,979
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.