1529 Chief Joseph Snake Road, Georgina Islands, ON
Georgina Island, Georgina Islands · MLS® N13524212
About this home
Serene, beautiful waterfront easy to care for cottage on Georgina Island - your private slice of Lake Simcoe paradise. This charming island getaway offers simple, peaceful living surrounded by natural beauty: mature trees, rocky shoreline, and wide clear water views. Designed for low-maintenance, the cozy layout is perfect for weekend escapes and three season simplicity. Enjoy quiet mornings, star-filled nights, the most incredible sunset and the gentle rhythm of island life - kayaking, swimming, fishing, exploring trails or simply relaxing on the deck and dock. With easy island-access and a warm, welcoming community, this is a rare opportunity to own a beautiful piece of paradise on one of Georgina's most scenic islands. Embrace the lake-simple lifestyle you've been dreaming of. Everything you need is included with the purchase. Just pack your bags and enjoy the rest of the season.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13524212
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 49.1 × 164.9 ft
- Cross streets
- Chief Joseph Snake/ Ferry
- Parking
- 3 parking
- Driveway
- None
- Basement
- Crawl Space
- Heating
- Baseboard
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Holding Tank
- Property tax
- $2,500 / 2025
- Days on market
- 106
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $384/sqft; this home lists at $331/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Georgina Island, Georgina Islands, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina Islands.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $238,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,318
- Property tax
- $208
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,526
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $2,945
- Estimated closing costs
- $2,945
Plus your down payment of $59,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $79,089
- Principal paid down
- $29,128
- Interest paid
- $49,961
- Balance remaining
- $209,272
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.