16718 Pleasantville Curve Court, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13125436

$2,200,000
For Sale
Listed 159 days agoNo offer date statedSitting longer than typical
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About this home

In short

  • Make this amazing Pleasantville is one of the most sought after Whitchurch-Stoufville location to build or own homes.
  • Over 9 Acres Of Vacant Land To Build Your Dream Home in this desirable Location.
  • Minutes To 404/Hwy 407, Property Sides Onto Woodbine & Vivian.

Make this amazing Pleasantville is one of the most sought after Whitchurch-Stoufville location to build or own homes. Over 9 Acres Of Vacant Land To Build Your Dream Home in this desirable Location. Minutes To 404/Hwy 407, Property Sides Onto Woodbine & Vivian. Attention Builder, Developers And Investors.

Key facts

Property type
Other, Other
MLS®
N13125436
Lot
978 × 984 ft
Cross streets
Vivian S.R. & Woodbine Ave
Sewer
Septic
Property tax
$1,100 / 2025
Days on market
159
Listing brokerage
RE/MAX CROSSROADS REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.87M
Stouffville
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,027/mo
$383KIncome needed
5.7×Price ÷ income
$2,314Weekly cost
$41,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

99%mortgage
Mortgage $10,027Property tax $92Total carry $10,119

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,731per month

Mortgage amount $1,760,000 · 4.49% over 25 years

$440,000Down payment (20.0%)
$1,760,000Loan before insurance
$0CMHC premium
$9,823Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,731
Property tax
$92
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,823

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,475
Estimated closing costs
$41,475

Plus your down payment of $440,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,778/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,159,403Total interest paid
$2,919,403Total of all payments
Principal $1,760,000 Interest $1,159,403
YearPrincipalInterestBalance
1$39,276$77,500$1,720,724
2$41,059$75,717$1,679,665
3$42,923$73,853$1,636,742
4$44,872$71,904$1,591,870
5$46,909$69,867$1,544,960
6$49,039$67,737$1,495,921
7$51,266$65,510$1,444,655
8$53,594$63,182$1,391,062
9$56,027$60,749$1,335,035
10$58,571$58,205$1,276,464
11$61,230$55,546$1,215,234
12$64,010$52,766$1,151,223
13$66,917$49,859$1,084,307
14$69,955$46,821$1,014,352
15$73,131$43,645$941,221
16$76,452$40,325$864,769
17$79,923$36,853$784,846
18$83,552$33,225$701,295
19$87,345$29,431$613,950
20$91,311$25,465$522,639
21$95,457$21,319$427,182
22$99,791$16,985$327,391
23$104,322$12,454$223,069
24$109,059$7,718$114,010
25$114,010$2,766$0

At the end of your 5-year term

Total paid over the term
$583,881
Principal paid down
$215,040
Interest paid
$368,841
Balance remaining
$1,544,960

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $1,100− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $25,802

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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