3932 St John Side Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13166192

$2,250,000
For Sale
Listed 149 days agoNo offer date statedSitting longer than typical
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About this home

Build Your Dream Luxury Estate Home on this PREMIUM 10 Acres of Land! Quiet Area Nice Flat Lot with many Trees. Great Investment.

Key facts

Property type
Other, Other
MLS®
N13166192
Lot
330.43 × 1318.59 ft
Cross streets
Kennedy Road & St Johns
Sewer
None
Property tax
$5,036 / 2026
Days on market
149
Listing brokerage
GIVALAS REAL ESTATE LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
WhatsApp MoeCall (416) 837-8000
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
For sale
$2,200,00016718 Pleasantville Curve Court, Rural Whitchurch-StouffvilleView this home →
For sale
$2,498,88814466 Ninth Line, Rural Whitchurch-StouffvilleView this home →
For sale
$2,000,0005844 Aurora Road, Rural Whitchurch-StouffvilleView this home →
For sale
$2,000,0005912 Aurora Road, Rural Whitchurch-StouffvilleView this home →
For sale
$1,649,8886206 Davis Drive, Rural Whitchurch-Stouffville700 sq ftView this home →
For sale
$1,489,0005055 Cherry Street, Rural Whitchurch-StouffvilleView this home →
For sale
$1,350,0005977 Ninth Line, Rural Whitchurch-Stouffville700 sq ftView this home →
For sale
$1,248,8884035 Aurora Road, Rural Whitchurch-StouffvilleView this home →
$2.07Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.

16718 Pleasantville Curve Court$2.20M14466 Ninth Line$2.50M5844 Aurora Road$2.00M5912 Aurora Road$2.00M6206 Davis Drive $2,357/sqft$1.65M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.25MThis home2.20M2.50M2.00M2.00M1.65MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.87M
Stouffville
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,255/mo
$404KIncome needed
5.6×Price ÷ income
$2,366Weekly cost
$42,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $10,255Property tax $420Total carry $10,674

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,953per month

Mortgage amount $1,800,000 · 4.49% over 25 years

$450,000Down payment (20.0%)
$1,800,000Loan before insurance
$0CMHC premium
$10,372Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,953
Property tax
$420
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,372

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,725
Estimated closing costs
$42,725

Plus your down payment of $450,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,046/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,185,753Total interest paid
$2,985,753Total of all payments
Principal $1,800,000 Interest $1,185,753
YearPrincipalInterestBalance
1$40,168$79,262$1,759,832
2$41,992$77,438$1,717,840
3$43,899$75,531$1,673,941
4$45,892$73,538$1,628,049
5$47,976$71,454$1,580,073
6$50,154$69,276$1,529,919
7$52,431$66,999$1,477,488
8$54,812$64,618$1,422,677
9$57,300$62,130$1,365,376
10$59,902$59,528$1,305,474
11$62,622$56,808$1,242,852
12$65,465$53,965$1,177,387
13$68,437$50,993$1,108,950
14$71,545$47,885$1,037,405
15$74,793$44,637$962,612
16$78,189$41,241$884,423
17$81,739$37,691$802,684
18$85,450$33,980$717,233
19$89,330$30,100$627,903
20$93,386$26,044$534,517
21$97,626$21,804$436,890
22$102,059$17,371$334,831
23$106,693$12,737$228,139
24$111,537$7,893$116,601
25$116,601$2,829$0

At the end of your 5-year term

Total paid over the term
$597,151
Principal paid down
$219,927
Interest paid
$377,224
Balance remaining
$1,580,073

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $5,036− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $21,866

Helpful resources

Whitchurch-Stouffville community guideSchools, amenities & market dataWhat's your home worth?Free, no-obligation evaluationBrowse more listingsSearch the full GTA marketTalk to our teamBuying, selling or just exploring

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GIVALAS REAL ESTATE LTD.. MLS®/PropTx.

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