5912 Aurora Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13729742

$2,000,000
For Sale
Listed 48 days agoNo offer date stated
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About this home

A Rare Opportunity to Build a Custom Dream Home on 9.89 acres Balancing Nature & Serenity with Quick Access to Major Routes (Hwy 404 & 48), GO Transit, Shopping, Dining, Schools & Recreation, Ballantrae Golf & Country Club, Ballantrae Community Centre and Nearby Musselman Lake.*Due diligence of Buyer or rep to verify permitted uses **Do not walk property without authorization

Key facts

Property type
Other, Other
MLS®
N13729742
Lot
597.65 × 685.06 ft
Cross streets
Aurora Rd / 9th Line
Property tax
$5,037 / 2026
Days on market
48
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Sold price trend

Median sold price for homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 100 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$2.03M10
December 2025$1.92M10
January 2026$1.14M5
February 2026$1.82M8
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.50M9
August 2026$1.46M6
September 2026$1.52M8

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.87M
Stouffville
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,115/mo
$361KIncome needed
5.5×Price ÷ income
$2,104Weekly cost
$36,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $9,115Property tax $420Total carry $9,535

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,847per month

Mortgage amount $1,600,000 · 4.49% over 25 years

$400,000Down payment (20.0%)
$1,600,000Loan before insurance
$0CMHC premium
$9,266Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,847
Property tax
$420
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,266

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,475
Estimated closing costs
$36,475

Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,707/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,054,002Total interest paid
$2,654,002Total of all payments
Principal $1,600,000 Interest $1,054,002
YearPrincipalInterestBalance
1$35,705$70,455$1,564,295
2$37,326$68,834$1,526,968
3$39,021$67,139$1,487,947
4$40,793$65,367$1,447,155
5$42,645$63,515$1,404,510
6$44,581$61,579$1,359,928
7$46,605$59,555$1,313,323
8$48,721$57,439$1,264,601
9$50,934$55,226$1,213,668
10$53,246$52,914$1,160,422
11$55,664$50,496$1,104,758
12$58,191$47,969$1,046,567
13$60,833$45,327$985,733
14$63,595$42,565$922,138
15$66,483$39,677$855,655
16$69,501$36,659$786,154
17$72,657$33,503$713,497
18$75,956$30,204$637,541
19$79,405$26,755$558,136
20$83,010$23,150$475,126
21$86,779$19,381$388,347
22$90,719$15,441$297,628
23$94,838$11,322$202,790
24$99,144$7,016$103,646
25$103,646$2,514$0

At the end of your 5-year term

Total paid over the term
$530,800
Principal paid down
$195,490
Interest paid
$335,310
Balance remaining
$1,404,510

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 74 whole-home leases in Rural Whitchurch-Stouffville$3,350/mo
$40,200Gross annual rent
1.5%Cap rate after taxes and upkeep
$2,522 to $4,059Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 74 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $3,350 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,350. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.0%
Gross yield
− Property tax $5,037− Insurance $1,400− Vacancy & upkeep $4,422Net operating income $29,341

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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