14466 Ninth Line, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13429020

$2,498,888
For Sale
Listed 131 days agoNo offer date statedSitting longer than typical
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About this home

In short

  • Power of Sale Opportunity To Own Over 53 Acres Of Prime Land Overlooking Windsor Lake Steps to Musselman's Lake and Community, Fronting On Ninth Line.
  • Close To All Amenities, Highway 404, Town Of Ballentrae, Aurora, Stouffville & Uxbridge.

Power of Sale Opportunity To Own Over 53 Acres Of Prime Land Overlooking Windsor Lake Steps to Musselman's Lake and Community, Fronting On Ninth Line. Excellent Investment with tons of potential! The front portion is located within the Musselman's Lake Planning Area and zoned as D-Development Reserve for future development.. Close To All Amenities, Highway 404, Town Of Ballentrae, Aurora, Stouffville & Uxbridge. Don't Miss This Great Opportunity To Hold Land For Future Development Potential. Don't miss this great opportunity.

Key facts

Property type
Other, Other
MLS®
N13429020
Lot
611 × 3351 ft
Cross streets
Ninth Line and Bloomington
Sewer
None
Property tax
$7,000 / 2025
Days on market
131
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.87M
Stouffville
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,389/mo
$453KIncome needed
5.5×Price ÷ income
$2,628Weekly cost
$48,947Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $11,389Property tax $583Total carry $11,972

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,053per month

Mortgage amount $1,999,110 · 4.49% over 25 years

$499,778Down payment (20.0%)
$1,999,110Loan before insurance
$0CMHC premium
$11,637Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,053
Property tax
$583
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,637

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,947
Estimated closing costs
$48,947

Plus your down payment of $499,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,378/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,316,917Total interest paid
$3,316,027Total of all payments
Principal $1,999,110 Interest $1,316,917
YearPrincipalInterestBalance
1$44,612$88,029$1,954,499
2$46,637$86,004$1,907,862
3$48,755$83,886$1,859,107
4$50,968$81,673$1,808,139
5$53,283$79,359$1,754,856
6$55,702$76,939$1,699,154
7$58,231$74,410$1,640,923
8$60,875$71,766$1,580,049
9$63,639$69,002$1,516,410
10$66,528$66,113$1,449,882
11$69,549$63,092$1,380,333
12$72,707$59,934$1,307,626
13$76,008$56,633$1,231,619
14$79,459$53,182$1,152,160
15$83,067$49,575$1,069,093
16$86,838$45,803$982,255
17$90,781$41,860$891,474
18$94,903$37,738$796,571
19$99,212$33,429$697,360
20$103,716$28,925$593,643
21$108,425$24,216$485,218
22$113,348$19,293$371,869
23$118,495$14,146$253,374
24$123,875$8,766$129,499
25$129,499$3,142$0

At the end of your 5-year term

Total paid over the term
$663,205
Principal paid down
$244,254
Interest paid
$418,951
Balance remaining
$1,754,856

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
0.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $7,000− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $19,902

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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