6523 Bloomington Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13753010

$3,599,000
For Sale
Listed 41 days agoNo offer date stated
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About this home

In short

  • This VACANT Lot has 853 ft of premium wide frontage with incredible sunset views.
  • Many City amenities nearby, Golfing, Musselman's Lake, Go Train, Hwy's 404/407, shopping and restaurants.
  • Vacant Land Opportunity to develop hold or build your Country Estate on a sprawling 25.2 Acre parcel of Land.
  • Only a short 10 min drive East on Bloomington to Hwy 404, or 11 min south to 407, the Go Station is only a 5 min drive on 10th Line.

This VACANT Lot has 853 ft of premium wide frontage with incredible sunset views! This lot is located in an area near many multi-million dollar Estates. Many City amenities nearby, Golfing, Musselman's Lake, Go Train, Hwy's 404/407, shopping and restaurants. Vacant Land Opportunity to develop hold or build your Country Estate on a sprawling 25.2 Acre parcel of Land. Property on Clear land with GRAND WIDE VIEWS with no trees in your way. Only a short 10 min drive East on Bloomington to Hwy 404, or 11 min south to 407, the Go Station is only a 5 min drive on 10th Line. Future property assembly maybe possible with adjacent east lots.

Key facts

Property type
Other, Other
MLS®
N13753010
Lot
853 × 1306 ft
Cross streets
On the south side of BLOOMINGTON Road, 11 minutes east of 404, just east of 9th Line.
Driveway
Available
Property tax
$3,859 / 2026
Days on market
41
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.00M
Ballantrae
$1.87M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,403/mo
$631KIncome needed
5.7×Price ÷ income
$3,785Weekly cost
$76,450Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%mortgage
Mortgage $16,403Property tax $322Total carry $16,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,920per month

Mortgage amount $2,879,200 · 4.49% over 25 years

$719,800Down payment (20.0%)
$2,879,200Loan before insurance
$0CMHC premium
$16,241Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,920
Property tax
$322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,241

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,450
Estimated closing costs
$76,450

Plus your down payment of $719,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,268/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,896,677Total interest paid
$4,775,877Total of all payments
Principal $2,879,200 Interest $1,896,677
YearPrincipalInterestBalance
1$64,251$126,784$2,814,949
2$67,169$123,866$2,747,780
3$70,218$120,817$2,677,561
4$73,407$117,628$2,604,155
5$76,740$114,295$2,527,415
6$80,224$110,811$2,447,191
7$83,866$107,169$2,363,325
8$87,674$103,361$2,275,650
9$91,655$99,380$2,183,995
10$95,817$95,219$2,088,179
11$100,167$90,868$1,988,012
12$104,715$86,320$1,883,297
13$109,469$81,566$1,773,827
14$114,440$76,595$1,659,387
15$119,636$71,399$1,539,751
16$125,068$65,967$1,414,684
17$130,746$60,289$1,283,937
18$136,683$54,352$1,147,254
19$142,889$48,146$1,004,366
20$149,376$41,659$854,989
21$156,159$34,876$698,830
22$163,249$27,786$535,581
23$170,661$20,374$364,920
24$178,410$12,625$186,510
25$186,510$4,525$0

At the end of your 5-year term

Total paid over the term
$955,175
Principal paid down
$351,785
Interest paid
$603,390
Balance remaining
$2,527,415

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
0.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.9%
Gross yield
− Property tax $3,859− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $23,043

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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