18 Wimshaw Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13142360

$789,000
For Sale
Listed 153 days agoNo offer date statedSitting longer than typical
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2Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this Stunning, Modern "End Unit" Townhome with Lots of Natural Sunlight. No Potl.
  • Fees & No Maintenance Fees! This 2 Bedroom, 3 Bathroom Townhome is Located in Stouffville's Highly Desirable Baker Hill Community! Absolute Move in Ready.
  • Upgraded thru-out with an excellent Layout & Design boasting Approx 1300 Sq.
  • Ft! Modern Laminate Floors thru-out w/Stained Oak handrails to match Smooth Ceilings Stainless Steel Appliances Pot lights Crown Moldings 9 ft. ceilings on main Open...
  • Close to: Schools, Parks, Restaurants, Shops, Go Train & Transit.

Welcome to this Stunning, Modern "End Unit" Townhome with Lots of Natural Sunlight. *No Potl. Fees & No Maintenance Fees!* This 2 Bedroom, 3 Bathroom Townhome is Located in Stouffville's Highly Desirable Baker Hill Community! * Absolute Move in Ready! Upgraded thru-out with an excellent Layout & Design boasting Approx 1300 Sq.Ft! *Modern Laminate Floors thru-out w/Stained Oak handrails to match *Smooth Ceilings *Stainless Steel Appliances *Pot lights *Crown Moldings *9 ft. ceilings on main *Open concept Kitchen W/Extended Maple Cabinets, Center Island & W/O to a Balcony! Private long Driveway w/Extra Deep 24ft. Garage & direct access to house. Close to: Schools, Parks, Restaurants, Shops, Go Train & Transit!!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13142360
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
25.2 × 49.21 ft
Cross streets
Baker Hill Blvd / Main St.
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,214 / 2025
Days on market
153
Listing brokerage
CENTURY 21 PARKLAND LTD.

Rooms

Bedroom 2Third2.80 × 2.58 m

laminate · double closet · large window

Primary BedroomThird4.35 × 3.30 m

4 pc ensuite · w/o to balcony · walk-in closet(s)

Living RoomSecond7.16 × 3.60 m

laminate · open concept · combined w/dining

FoyerMain4.50 × 2.14 m

access to garage · double closet · ceramic floor

KitchenSecond3.80 × 2.70 m

stainless steel appl · w/o to balcony · centre island

Dining RoomSecond7.16 × 3.60 m

laminate · open concept · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,596/mo
$152KIncome needed
5.2×Price ÷ income
$830Weekly cost
$12,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,596Property tax $351Total carry $3,947

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,490per month

Mortgage amount $631,200 · 4.49% over 25 years

$157,800Down payment (20.0%)
$631,200Loan before insurance
$0CMHC premium
$3,841Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,490
Property tax
$351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,841

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,255
Estimated closing costs
$12,255

Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,224/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$415,804Total interest paid
$1,047,004Total of all payments
Principal $631,200 Interest $415,804
YearPrincipalInterestBalance
1$14,086$27,794$617,114
2$14,725$27,155$602,389
3$15,394$26,486$586,995
4$16,093$25,787$570,902
5$16,823$25,057$554,079
6$17,587$24,293$536,492
7$18,386$23,494$518,106
8$19,221$22,660$498,885
9$20,093$21,787$478,792
10$21,006$20,875$457,786
11$21,959$19,921$435,827
12$22,956$18,924$412,871
13$23,999$17,881$388,872
14$25,088$16,792$363,783
15$26,227$15,653$337,556
16$27,418$14,462$310,138
17$28,663$13,217$281,474
18$29,965$11,916$251,510
19$31,325$10,555$220,185
20$32,747$9,133$187,437
21$34,234$7,646$153,203
22$35,789$6,091$117,414
23$37,414$4,467$80,001
24$39,112$2,768$40,888
25$40,888$992$0

At the end of your 5-year term

Total paid over the term
$209,401
Principal paid down
$77,121
Interest paid
$132,280
Balance remaining
$554,079

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,214− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,950

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PARKLAND LTD.. MLS®/PropTx.

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