31 Nordic Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13764340

$739,000
For Sale
Listed 39 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this beautifully upgraded 3-storey end-unit townhome offering modern finishes, added natural light, and a completely carpet-free interior.
  • Thoughtfully designed throughout, this home features hardwood flooring on the 2nd and 3rd level, a stained staircase, and an open-concept layout ideal for everyday...
  • The upgraded primary ensuite features a frameless glass shower enclosure and upgraded tile finishes, while additional features include a smart garage door opener and...

Welcome to this beautifully upgraded 3-storey end-unit townhome offering modern finishes, added natural light, and a completely carpet-free interior. Thoughtfully designed throughout, this home features hardwood flooring on the 2nd and 3rd level, a stained staircase, and an open-concept layout ideal for everyday living and entertaining.The upgraded kitchen showcases quartz countertops, a stylish subway tile backsplash, oversized sink, and a dedicated built-in microwave niche for added convenience and functionality. The upgraded primary ensuite features a frameless glass shower enclosure and upgraded tile finishes, while additional features include a smart garage door opener and tasteful upgrades throughout. A fantastic opportunity to own a move-in ready end-unit townhome in a desirable community.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13764340
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
22.11 × 46.48 ft
Cross streets
Main St. & Baker Hill Blvd
Parking
1 garage · 2 parking (attached)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,546 / 2025
Days on market
39
Listing brokerage
YOUR ADVOCATES REALTY INC.

Rooms

Family RoomSecond3.33 × 3.17 m

hardwood floor · pot lights · large window

KitchenSecond4.73 × 3.67 m

hardwood floor · pot lights · quartz counter

Primary BedroomThird2.90 × 5.52 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Dining RoomSecond2.67 × 2.97 m

hardwood floor · large window · w/o to deck

Bedroom 2Third2.63 × 2.89 m

hardwood floor · window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,368/mo
$144KIncome needed
5.1×Price ÷ income
$777Weekly cost
$11,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,368Property tax $379Total carry $3,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,269per month

Mortgage amount $591,200 · 4.49% over 25 years

$147,800Down payment (20.0%)
$591,200Loan before insurance
$0CMHC premium
$3,648Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,269
Property tax
$379
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,648

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,255
Estimated closing costs
$11,255

Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,956/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,454Total interest paid
$980,654Total of all payments
Principal $591,200 Interest $389,454
YearPrincipalInterestBalance
1$13,193$26,033$578,007
2$13,792$25,434$564,215
3$14,418$24,808$549,797
4$15,073$24,153$534,724
5$15,757$23,469$518,966
6$16,473$22,753$502,494
7$17,221$22,005$485,273
8$18,003$21,224$467,270
9$18,820$20,406$448,450
10$19,674$19,552$428,776
11$20,568$18,658$408,208
12$21,502$17,725$386,706
13$22,478$16,748$364,228
14$23,498$15,728$340,730
15$24,565$14,661$316,165
16$25,681$13,545$290,484
17$26,847$12,379$263,637
18$28,066$11,160$235,571
19$29,340$9,886$206,231
20$30,672$8,554$175,559
21$32,065$7,161$143,494
22$33,521$5,705$109,974
23$35,043$4,183$74,931
24$36,634$2,592$38,297
25$38,297$929$0

At the end of your 5-year term

Total paid over the term
$196,131
Principal paid down
$72,234
Interest paid
$123,897
Balance remaining
$518,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $4,546− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,618

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of YOUR ADVOCATES REALTY INC.. MLS®/PropTx.

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