25 Sunbury Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13752584

$699,999
For Sale
Listed 41 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Stunning 3 years old Three-Storey Townhouse Situated In Sought After Stouffville Community.
  • This Unit Boasts Open Concept Living And A Spacious Dining Area Flooded With Natural Light.
  • Luxurious Primary Suite With Walk-In Closet And Upgraded Spa-Like Ensuite.
  • Gorgeous Roof-Top Terrace With Gas Hook-Up Offering Panoramic Views And An Ideal Space For Relaxation with Gazebo (2025).
  • Located On A Quiet Street, This Home Is Just Minutes To Top-Rated Schools, Main Street, Golf, Grocery Stores, Shops, GO Train, YRT.

Stunning 3 years old Three-Storey Townhouse Situated In Sought After Stouffville Community! Tons of Upgrades from builder. This Unit Boasts Open Concept Living And A Spacious Dining Area Flooded With Natural Light. Beautiful Modern Kitchen With Upgraded High-End Stainless Steel Appliances And Quartz Counter-Tops And Backsplash. Pot-Lights Through-out. Luxurious Primary Suite With Walk-In Closet And Upgraded Spa-Like Ensuite. Gorgeous Roof-Top Terrace With Gas Hook-Up Offering Panoramic Views And An Ideal Space For Relaxation with Gazebo (2025). Located On A Quiet Street, This Home Is Just Minutes To Top-Rated Schools, Main Street, Golf, Grocery Stores, Shops, GO Train, YRT.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13752584
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
19.69 × 49.21 ft
Cross streets
HIGHWAY 48 / MAIN ST
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$4,729 / 2026
Days on market
41
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

KitchenSecond5.50 × 4.27 m

stainless steel appl · quartz counter · backsplash

FoyerGround0.10 × 0.10 m

access to garage · laundry sink · double closet

Dining RoomSecond5.70 × 3.20 m

w/o to balcony · laminate · large window

Primary BedroomThird3.10 × 3.87 m

3 pc ensuite · walk-in closet(s) · large window

Furnace RoomGround2.74 × 0.91 m

Access To Garage

Living RoomSecond5.70 × 3.20 m

open concept · laminate · large window

Bedroom 2Third2.87 × 2.53 m

laminate · closet · large window

OtherUpper5.70 × 3.17 m

W/O To Roof

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$138KIncome needed
5.1×Price ÷ income
$736Weekly cost
$10,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,190Property tax $394Total carry $3,584

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,490Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$394
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,490

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,729− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,435

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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