134 Covington Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13766628

$774,900
For Sale
Listed 39 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome To The Rosewood At Baker Hill Towns, Offering 1,421 Sq.
  • Of Stylish 3-Storey Living In The Heart Of Stouffville.
  • This Bright And Functional 2-Bedroom, 3-Bathroom Home Features An Open-Concept Main Living Level With A Spacious Great Room, Modern Kitchen With Quartz Counters...
  • Upstairs, The Primary Bedroom Offers A Walk-In Closet And Private Ensuite, Along With A Generous Second Bedroom And Full Bath.
  • The Showstopper Is The Expansive Private Rooftop Terrace - Nearly 400 Sq.

Welcome To The Rosewood At Baker Hill Towns, Offering 1,421 Sq. Ft. Of Stylish 3-Storey Living In The Heart Of Stouffville. This Bright And Functional 2-Bedroom, 3-Bathroom Home Features An Open-Concept Main Living Level With A Spacious Great Room, Modern Kitchen With Quartz Counters, Centre Island, Stainless Steel Appliances And Backsplash, Plus A Walk-Out To A Private Balcony. Upstairs, The Primary Bedroom Offers A Walk-In Closet And Private Ensuite, Along With A Generous Second Bedroom And Full Bath. The Ground Level Provides Direct Garage Access, Laundry And Valuable Additional Storage. The Showstopper Is The Expansive Private Rooftop Terrace - Nearly 400 Sq. Ft. Of Outdoor Living Space Perfect For Entertaining, Dining, BBQs Or Relaxing Under The Stars. Complete With Custom Closets, Central Air, Water Softener, And Located In The Desirable Baker Hill Community Just Minutes From Stouffville's Main Street, Shops, Restaurants, Parks, Schools, Trails And The GO Station. A Fantastic Opportunity For First-Time Buyers, Professionals Or Downsizers Looking For Modern, Low-Maintenance Living With Exceptional Outdoor Space.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13766628
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
18.89 × 70.58 ft
Cross streets
Main St & Baker Hill
Parking
1 garage · 3 parking (built-in)
Driveway
Mutual
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$4,815 / 2026
Days on market
39
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

FoyerGround1.25 × 3.51 m

access to garage · laminate · combined w/laundry

Dining RoomSecond5.33 × 3.35 m

open concept · combined w/family · w/o to balcony

Primary BedroomThird2.82 × 3.35 m

4 pc ensuite · walk-in closet(s) · large window

KitchenSecond4.27 × 3.73 m

quartz counter · centre island · stainless steel appl

Family RoomSecond5.33 × 3.35 m

laminate · combined w/dining · large window

Bedroom 2Third2.49 × 2.77 m

Closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,532/mo
$151KIncome needed
5.1×Price ÷ income
$815Weekly cost
$11,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,532Property tax $401Total carry $3,933

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,428per month

Mortgage amount $619,920 · 4.49% over 25 years

$154,980Down payment (20.0%)
$619,920Loan before insurance
$0CMHC premium
$3,829Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,428
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,829

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,973
Estimated closing costs
$11,973

Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,149/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,373Total interest paid
$1,028,293Total of all payments
Principal $619,920 Interest $408,373
YearPrincipalInterestBalance
1$13,834$27,298$606,086
2$14,462$26,670$591,624
3$15,119$26,013$576,505
4$15,805$25,327$560,700
5$16,523$24,609$544,177
6$17,273$23,859$526,904
7$18,057$23,074$508,847
8$18,877$22,255$489,970
9$19,734$21,397$470,236
10$20,630$20,501$449,605
11$21,567$19,565$428,038
12$22,546$18,586$405,492
13$23,570$17,562$381,922
14$24,640$16,492$357,282
15$25,759$15,373$331,524
16$26,928$14,203$304,595
17$28,151$12,981$276,444
18$29,429$11,703$247,015
19$30,765$10,366$216,250
20$32,162$8,970$184,088
21$33,623$7,509$150,465
22$35,149$5,983$115,316
23$36,745$4,387$78,571
24$38,413$2,718$40,158
25$40,158$974$0

At the end of your 5-year term

Total paid over the term
$205,659
Principal paid down
$75,743
Interest paid
$129,916
Balance remaining
$544,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,815− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,349

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

CallRequest a showing