41 Connor Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13521870

$998,000
For Sale
Listed 108 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Client RemarksDon't Miss This Rare Direct Waterfront Property.
  • Huge Lot 95 X 101 Ft Located On A Quiet Dead End StreetOne Of The Largest Water Front Lot On Musselman's Lake$$$ Update.
  • New Renovation Top To Bottom.
  • Brand New Roof, Brand New Gas Heating System, Air Conditioner, Foundation Waterproof Finished.
  • Move-In Condition! W/O To The Backyard From Ground FloorTremendous Potential For Investment Or Development.

Client RemarksDon't Miss This Rare Direct Waterfront Property! Beautiful Lake View! Enjoin Your Happy Life! Huge Lot 95 X 101 Ft Located On A Quiet Dead End Street*One Of The Largest Water Front Lot On Musselman's Lake*$$$ Update! New Renovation Top To Bottom! Brand New Roof, Brand New Gas Heating System, Air Conditioner, Foundation Waterproof Finished! Brand new Deck With Beautiful Lake View! Move-In Condition! * W/O To The Backyard From Ground Floor*Tremendous Potential For Investment Or Development!

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13521870
Bedrooms
3
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
95 × 101 ft
Cross streets
Lakeshore / Connor Drive
Parking
2 parking
Driveway
None
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Holding Tank
Property tax
$4,182 / 2026
Days on market
108
Listing brokerage
MASTER`S TRUST REALTY INC.

Rooms

Bedroom 3Main3.30 × 2.80 m

broadloom · casement windows · closet

WorkshopMain3.70 × 2.20 m

Broadloom

Primary BedroomMain5.00 × 3.30 m

broadloom · casement windows · walk-in closet(s)

Bedroom 2Main2.50 × 1.80 m

broadloom · casement windows

Living RoomBasement5.90 × 3.50 m

Broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$849kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,004/sqft; this home lists at $1,109/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
998kThis home949k800k898k800k800kThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$187KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,549Property tax $349Total carry $4,897

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,763Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$349
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,763

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,182− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,904

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.

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