2230 Spring Street, Innisfil, ON

Alcona, Innisfil · MLS® N13694042

$2,449,000
For Sale
Listed 32 days agoNo offer date stated
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4Bedrooms
2Bathrooms
8Parking
2000-2500Sq ft

About this home

In short

  • Tucked away at the end of a quiet cul-de-sac just off Innisfil Beach Road, just under 2 Acres, this property offers a rare level of privacy and the perfect foundation...
  • Inside, the four-bedroom home has been thoughtfully renovated with an open-concept kitchen featuring a gas stove and stainless steel appliances, alongside a family...
  • The finished basement provides additional space for a home gym, office, or quiet retreat.
  • The outdoor space is designed for self-sufficiency and relaxation, featuring a fully fenced garden, various fruit trees, and a large deck with an above-ground...
  • Significant updates include a furnace and A/C (2018) and a 2022 connection to municipal sewers.

Tucked away at the end of a quiet cul-de-sac just off Innisfil Beach Road, just under 2 Acres, this property offers a rare level of privacy and the perfect foundation for a modern homestead. The grounds are defined by mature weeping willows and a serene, running water pond, creating a natural buffer from the outside world. Inside, the four-bedroom home has been thoughtfully renovated with an open-concept kitchen featuring a gas stove and stainless steel appliances, alongside a family room anchored by reclaimed wood beams and a stone fireplace. The finished basement provides additional space for a home gym, office, or quiet retreat. The outdoor space is designed for self-sufficiency and relaxation, featuring a fully fenced garden, various fruit trees, and a large deck with an above-ground saltwater pool that looks out over the acreage. Significant updates include a furnace and A/C (2018) and a 2022 connection to municipal sewers. For those seeking even more room to breathe, it offers incredible potential for a hobby farm, multi-generational living, or long-term land banking in a prime location.

Key facts

Property type
Detached, 2-Storey
MLS®
N13694042
Bedrooms
4
Bathrooms
2
Size
2000-2500 sq ft
Lot
292.06 × 314.6 ft
Cross streets
Lebanon
Parking
8 parking
Driveway
Available, Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$7,897 / 2025
Days on market
32
Listing brokerage
RE/MAX HALLMARK CHAY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 2.11 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Alcona · asking prices
$824kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.34M, which is where my estimate comes from.

Per square foot, these ask about $366/sqft; this home lists at $1,088/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
2.45MThis home900k859k799k790k770kThis home vs active comparables

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Stroud
$827K
Lefroy
$1.06M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,162/mo
$447KIncome needed
5.5×Price ÷ income
$2,576Weekly cost
$47,700Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $11,162Property tax $658Total carry $11,820

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,724per month

Mortgage amount $1,959,200 · 4.39% over 25 years

$489,800Down payment (20.0%)
$1,959,200Loan before insurance
$0CMHC premium
$11,382Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,724
Property tax
$658
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,382

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$47,700
Estimated closing costs
$47,700

Plus your down payment of $489,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$12,993/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,258,047Total interest paid
$3,217,247Total of all payments
Principal $1,959,200 Interest $1,258,047
YearPrincipalInterestBalance
1$44,334$84,356$1,914,866
2$46,302$82,388$1,868,564
3$48,357$80,333$1,820,207
4$50,503$78,187$1,769,704
5$52,744$75,945$1,716,959
6$55,085$73,605$1,661,874
7$57,530$71,160$1,604,344
8$60,083$68,606$1,544,260
9$62,750$65,940$1,481,510
10$65,535$63,155$1,415,975
11$68,444$60,246$1,347,532
12$71,481$57,209$1,276,051
13$74,654$54,036$1,201,397
14$77,967$50,723$1,123,430
15$81,427$47,263$1,042,003
16$85,041$43,649$956,962
17$88,815$39,874$868,146
18$92,757$35,933$775,389
19$96,874$31,816$678,515
20$101,173$27,516$577,342
21$105,664$23,026$471,678
22$110,353$18,337$361,325
23$115,251$13,439$246,074
24$120,366$8,324$125,708
25$125,708$2,982$0

At the end of your 5-year term

Total paid over the term
$643,449
Principal paid down
$242,241
Interest paid
$401,209
Balance remaining
$1,716,959

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Alcona$2,944/mo
$35,328Gross annual rent
0.9%Cap rate after taxes and upkeep
$2,661 to $3,270Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Alcona signed at a median of $2,999 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,944. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.4%
Gross yield
− Property tax $7,897− Insurance $1,400− Vacancy & upkeep $3,886Net operating income $22,145

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK CHAY REALTY. MLS®/PropTx.

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