768 Millard Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13730762

$1,140,000
For Sale
Listed 48 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Move in ready Decent home with lots of upgrades, in posh well-designed neighbourhood.
  • Close to many schools, hospital, community centres, municipal swimming pools, parks walking trails and public transit and Malls.
  • Upgrades in last five years: Electric board to 200 amps., EV charger in garage, new roof, new furnace, tankless water heater, upper floor flooring oak wood big planks...
  • Finished basement with kitchen and appliances.
  • Upper kitchen recently renovated.

Move in ready Decent home with lots of upgrades, in posh well-designed neighbourhood. Close to many schools, hospital, community centres, municipal swimming pools, parks walking trails and public transit and Malls.Upgrades in last five years: Electric board to 200 amps., EV charger in garage, new roof, new furnace, tankless water heater, upper floor flooring oak wood big planks flooring, upgraded kitchen, drawer microwave, new gas range, upgraded powder room, ensuite bathroom, upgraded kitchen, island with storage, entertainment area in family room, wall to wall closet with fire place, loft in garage. Maintenance free Deck wall to wall, front porch. New Lenox AC. Finished basement with kitchen and appliances. Perfect in-law suite. Carpet free home. With EV charger, landscaped front and back yard. New owned water heater. 6 parking spots including double garage. Back splash in both kitchens. Upper kitchen recently renovated. Natural gas fire place in family room with showcases and book cases. Renovated entertainment area in main floor and basement. Basement has inbuilt speakers. Inbuilt microwave in main kitchen. Home is recently painted. Renovated bathrooms. Clean and high-living in York region. Front Porch wraps around the home. Entrance of the home is on Waite crest, offering privacy. Very quite neighbourhood.

Key facts

Property type
Detached, 2-Storey
MLS®
N13730762
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
45.6 × 90 ft
Cross streets
Millard/West Lawn Cres
Parking
2 garage · 6 parking (attached)
Driveway
Private, Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,072 / 2026
Days on market
48
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Bedroom 2Upper3.40 × 3.00 m

3 pc bath · hardwood floor · b/i closet

Family RoomMain4.90 × 4.80 m

b/i bookcase · hardwood floor · fireplace

Living RoomMain3.10 × 3.70 m

bay window · overlooks frontyard · coffered ceiling(s)

Bedroom 3Upper3.20 × 3.30 m

large window · overlooks frontyard · closet

BedroomUpper4.80 × 3.70 m

4 pc ensuite · w/o to deck · hardwood floor

KitchenMain5.30 × 3.20 m

w/o to deck · combined w/dining · b/i appliances

Dining RoomMain3.70 × 3.10 m

2 pc bath · formal rm · bay window

FoyerMain2.10 × 2.10 m

porcelain floor · w/o to porch · carpet free

Cold Room/CantinaBasement1.80 × 1.80 m

B/I Shelves

KitchenBasement2.60 × 2.40 m

ceramic floor · ceramic backsplash · b/i appliances

Bedroom 4Upper3.10 × 3.70 m

bay window · overlooks frontyard · hardwood floor

LaundryUpper3.10 × 2.00 m

b/i vanity · ceramic floor

BedroomBasement3.10 × 3.70 m

b/i closet · 3 pc bath · pot lights

Family RoomBasement5.30 × 4.40 m

carpet free · 3 pc ensuite · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,196/mo
$218KIncome needed
5.2×Price ÷ income
$1,199Weekly cost
$19,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,196Property tax $506Total carry $5,702

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,043per month

Mortgage amount $912,000 · 4.49% over 25 years

$228,000Down payment (20.0%)
$912,000Loan before insurance
$0CMHC premium
$5,549Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,043
Property tax
$506
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,549

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,275
Estimated closing costs
$19,275

Plus your down payment of $228,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,103/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,781Total interest paid
$1,512,781Total of all payments
Principal $912,000 Interest $600,781
YearPrincipalInterestBalance
1$20,352$40,159$891,648
2$21,276$39,235$870,372
3$22,242$38,269$848,130
4$23,252$37,259$824,878
5$24,308$36,204$800,570
6$25,411$35,100$775,159
7$26,565$33,946$748,594
8$27,771$32,740$720,823
9$29,032$31,479$691,791
10$30,350$30,161$661,440
11$31,728$28,783$629,712
12$33,169$27,342$596,543
13$34,675$25,836$561,868
14$36,249$24,262$525,619
15$37,895$22,616$487,723
16$39,616$20,895$448,108
17$41,415$19,097$406,693
18$43,295$17,216$363,398
19$45,261$15,251$318,137
20$47,316$13,196$270,822
21$49,464$11,047$221,358
22$51,710$8,801$169,648
23$54,058$6,454$115,590
24$56,512$3,999$59,078
25$59,078$1,433$0

At the end of your 5-year term

Total paid over the term
$302,556
Principal paid down
$111,430
Interest paid
$191,127
Balance remaining
$800,570

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $6,072− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,384

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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