38 Harper's Gate Way, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13784902
About this home
In short
- PREMIUM CORNER-LOT DETACHED HOME WITH RAVINE BACKYARD, FINISHED BASEMENT AND SEPARATE ENTRANCE Welcome To This Spacious And Well-Maintained 2-Storey Detached Home In...
- Above Grade Plus A Finished Basement, With Over 3500 Sq.
- Situated On A Premium Corner Lot With Great Curb Appeal,A Private Ravine Backyard,Exterior Pot Lights Around The Home And Lots Of Parking,Including A Double Built-In...
- Generous 2nd Floor Bedrooms Offer Hardwood Floors, Closets And Great Natural Light, Including A Spacious Primary Bedroom With 4-Piece Ensuite And Walk-In Closet.
- Finished Basement With Separate Entrance Offers Excellent Additional Living Space,Featuring Open Concept Recreation Area,Laminate Floor,Pot Lights...
*PREMIUM CORNER-LOT DETACHED HOME WITH RAVINE BACKYARD, FINISHED BASEMENT AND SEPARATE ENTRANCE* Welcome To This Spacious And Well-Maintained 2-Storey Detached Home In The Desirable Stouffville Community! Offering 2421 Sq.Ft. Above Grade Plus A Finished Basement, With Over 3500 Sq.Ft. Of Total Living Space Including Basement, This Beautiful 4+1 Bedroom, 4 Bathroom Home Features A Bright And Functional Layout With Plenty Of Space For Growing Families, End Users Or Investors. Situated On A Premium Corner Lot With Great Curb Appeal,A Private Ravine Backyard,Exterior Pot Lights Around The Home And Lots Of Parking,Including A Double Built-In Garage With Upgraded Insulated Garage Doors Plus Driveway Parking. Over $80K Spent On Landscaping, Featuring A Beautiful Backyard Patio,Luxury Gazebo,Mature Flowers And Greenery,Plus A Charming Backyard Garden Studio / Multi-Use Outdoor Retreat, Perfect For Relaxing, Entertaining, Hobbies Or Additional Flexible Use. Hardwood Floor Throughout The Entire House, All Window Coverings, Smooth Ceiling On The Main Floor With Pot Lights,And A Warm Family Room With Gas Fireplace. Upgraded Kitchen Features Quartz Countertop, Stone Backsplash, Ceramic Floor,Stainless Steel Appliances,Gas Stove And Walk-Out To Backyard Patio,Perfect For Everyday Family Living And Entertaining. Generous 2nd Floor Bedrooms Offer Hardwood Floors, Closets And Great Natural Light, Including A Spacious Primary Bedroom With 4-Piece Ensuite And Walk-In Closet. Finished Basement With Separate Entrance Offers Excellent Additional Living Space,Featuring Open Concept Recreation Area,Laminate Floor,Pot Lights, Kitchen,Bedroom,Office And 3-Piece Bathroom, Ideal For Extended Family, Guest Use Or Potential Apartment-Style Living. Walking Distance To Community Centre And Conveniently Located Near Parks, Schools, Shopping, Transit And Everyday Amenities. A Must-See Detached Home Offering Size, Function, Parking, Privacy And Location In A Family-Friendly Stouffville Neighbourhood!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13784902
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 37.95 × 107.16 ft
- Cross streets
- Park Dr & Hoover Park Dr
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $6,517 / 2026
- Days on market
- 34
- Listing brokerage
- ANJIA REALTY
Rooms
hardwood floor · closet · window
hardwood floor · closet · window
hardwood floor · open concept · crown moulding
hardwood floor · pot lights · crown moulding
granite floor · pot lights · breakfast bar
hardwood floor · pot lights · open concept
hardwood floor · closet · window
hardwood floor · gas fireplace · pot lights
laminate · pot lights · closet
hardwood floor · 4 pc ensuite · walk-in closet(s)
hardwood floor · pot lights · window
ceramic floor · quartz counter · w/o to yard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $528/sqft; this home lists at $613/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,104,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,104
- Property tax
- $543
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,647
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,075
- Estimated closing costs
- $24,075
Plus your down payment of $276,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $366,252
- Principal paid down
- $134,888
- Interest paid
- $231,364
- Balance remaining
- $969,112
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.