140 Jacob Way, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13863108

$1,288,000
For Sale
Listed 14 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Become part of a welcoming community and discover the perfect family home.
  • This beautiful 2-storey detached home offers an exceptional layout with 4 spacious bedrooms and 4 bathrooms, providing plenty of room for the whole family.
  • Step inside to find 9-ft ceilings, hardwood flooring throughout the main floor, and a freshly painted interior with a bright, functional layout designed for both...
  • The cozy finished basement offers an extra room that can easily be used as a home office, gym, playroom, or whatever your family desires.
  • Ideally located close to parks, schools, the community centre, and Stouffville's many amenities, this is a fantastic opportunity to become part of a wonderful...

Become part of a welcoming community and discover the perfect family home! This beautiful 2-storey detached home offers an exceptional layout with 4 spacious bedrooms and 4 bathrooms, providing plenty of room for the whole family. Step inside to find 9-ft ceilings, hardwood flooring throughout the main floor, and a freshly painted interior with a bright, functional layout designed for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, stainless steel appliances, a large island, and a gas fireplace nearby, creating a warm and inviting space for family and friends to gather. Upstairs, the generous primary suite offers a relaxing retreat with a 4-piece ensuite and walk-in closet, while the additional bedrooms provide plenty of space for a growing family. Quartz countertops in all bathrooms add a modern, polished touch throughout the home. The cozy finished basement offers an extra room that can easily be used as a home office, gym, playroom, or whatever your family desires. Step outside to enjoy a private, family-sized backyard overlooking greenery, offering a wonderful setting to relax, entertain, and enjoy beautiful sunsets. The shed is equipped with hydro, adding convenient functionality for storage, hobbies, or projects. Ideally located close to parks, schools, the community centre, and Stouffville's many amenities, this is a fantastic opportunity to become part of a wonderful family-friendly community. Don't miss your opportunity to make 140 Jacob Way your Stouffville home!

Key facts

Property type
Detached, 2-Storey
MLS®
N13863108
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
37.88 × 118 ft
Cross streets
Hoover Park & Jacob Way
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,457 / 2026
Days on market
14
Listing brokerage
HOMELIFE/VISION REALTY INC.

Rooms

Bedroom 4Second0.00 × 0.00 m

closet · large window · broadloom

LaundryBasement0.00 × 0.00 m

Tile Floor

Dining RoomMain0.00 × 0.00 m

hardwood floor · combined w/living · california shutters

Bedroom 2Second0.00 × 0.00 m

closet · large window · broadloom

RecreationBasement0.00 × 0.00 m

l-shaped room · pot lights

Living RoomMain0.00 × 0.00 m

hardwood floor · combined w/dining · california shutters

OfficeBasement0.00 × 0.00 m
KitchenMain0.00 × 0.00 m

granite counters · stainless steel appl · w/o to yard

Family RoomMain0.00 × 0.00 m

hardwood floor · gas fireplace · open concept

Bedroom 3Second0.00 × 0.00 m

closet · large window · broadloom

Primary BedroomSecond0.00 × 0.00 m

4 pc ensuite · walk-in closet(s) · broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,870/mo
$244KIncome needed
5.3×Price ÷ income
$1,355Weekly cost
$22,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,870Property tax $538Total carry $6,408

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,697per month

Mortgage amount $1,030,400 · 4.49% over 25 years

$257,600Down payment (20.0%)
$1,030,400Loan before insurance
$0CMHC premium
$6,235Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,697
Property tax
$538
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,235

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,235
Estimated closing costs
$22,235

Plus your down payment of $257,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,896/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$678,778Total interest paid
$1,709,178Total of all payments
Principal $1,030,400 Interest $678,778
YearPrincipalInterestBalance
1$22,994$45,373$1,007,406
2$24,038$44,329$983,368
3$25,130$43,238$958,238
4$26,271$42,097$931,968
5$27,463$40,904$904,504
6$28,710$39,657$875,794
7$30,014$38,353$845,780
8$31,377$36,990$814,403
9$32,801$35,566$781,602
10$34,291$34,077$747,311
11$35,847$32,520$711,464
12$37,475$30,892$673,989
13$39,177$29,190$634,812
14$40,955$27,412$593,857
15$42,815$25,552$551,042
16$44,759$23,608$506,283
17$46,791$21,576$459,492
18$48,916$19,451$410,576
19$51,137$17,230$359,440
20$53,458$14,909$305,981
21$55,886$12,481$250,095
22$58,423$9,944$191,672
23$61,076$7,291$130,597
24$63,849$4,518$66,748
25$66,748$1,619$0

At the end of your 5-year term

Total paid over the term
$341,836
Principal paid down
$125,896
Interest paid
$215,940
Balance remaining
$904,504

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $6,457− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,999

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/VISION REALTY INC.. MLS®/PropTx.

CallRequest a showing