15 Whiterose Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13869656

$1,049,000
For Sale
Listed 13 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 15 Whiterose Lane, a spacious and beautifully maintained 4-bedroom, 4-bathroom detached home offering approximately 3,000 sq. ft. of finished living space...
  • Designed with family living and entertaining in mind, the main floor features generous principal rooms, high ceilings, and a grand kitchen complete with a large...
  • The finished lower level adds exceptional versatility, featuring a separate bedroom, kitchen, 4-piece bathroom and generous living space-ideal for an in-law suite...
  • Complete with an attached garage, private driveway and welcoming front porch, this wonderful home delivers the space, comfort and functionality today's families are...

Welcome to 15 Whiterose Lane, a spacious and beautifully maintained 4-bedroom, 4-bathroom detached home offering approximately 3,000 sq. ft. of finished living space across three levels. Designed with family living and entertaining in mind, the main floor features generous principal rooms, high ceilings, and a grand kitchen complete with a large centre island, breakfast area, ample cabinetry and counter space, all overlooking the inviting family room. Upstairs, the impressive primary retreat offers plenty of space to unwind, along with a walk-in closet and private ensuite. Three additional well-proportioned bedrooms provide plenty of room for the entire family, while convenient second-floor laundry makes everyday living a little easier. The finished lower level adds exceptional versatility, featuring a separate bedroom, kitchen, 4-piece bathroom and generous living space-ideal for an in-law suite, extended family, recreation room, home office or gym. Complete with an attached garage, private driveway and welcoming front porch, this wonderful home delivers the space, comfort and functionality today's families are looking for, all within a desirable Stouffville community close to parks, schools, shopping and everyday amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13869656
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
30.02 × 88.58 ft
Cross streets
Hoover Park Drive/Ninth Line
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,575 / 2025
Days on market
13
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomMain2.60 × 2.10 m

hardwood floor · window · combined w/dining

Dining RoomMain3.30 × 3.30 m

hardwood floor · large window · combined w/living

Family RoomMain4.90 × 3.80 m

hardwood floor · large window

KitchenMain3.40 × 2.80 m

stainless steel appl · granite counters · breakfast area

BedroomBasement2.80 × 4.10 m

hardwood floor · window

BedroomSecond3.10 × 3.50 m

hardwood floor · double closet · cathedral ceiling(s)

BedroomSecond3.20 × 2.60 m

hardwood floor · double closet · window

RecreationBasement3.80 × 6.40 m

hardwood floor · pot lights · 4 pc bath

BedroomSecond3.50 × 2.90 m

hardwood floor · double closet · window

Primary BedroomSecond4.30 × 3.70 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

KitchenBasement5.90 × 3.20 m

ceramic floor · eat-in kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,781/mo
$200KIncome needed
5.2×Price ÷ income
$1,103Weekly cost
$17,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,781Property tax $465Total carry $5,246

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$5,105Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$465
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,105

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Estimated closing costs
$17,455

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $5,575− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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