644 Rose Lane, Innisfil, ON

Alcona, Innisfil · MLS® N13734222

$666,999
For Sale
Listed 68 Days Ago

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4BedroomsBeds
2BathroomsBaths
2Garage · 12 Parking
12Parking
1100-1500Sq ft

Listed By RE/MAX Realty Specialists Inc.

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Key Facts

Property type
Detached, Bungalow
Lot
62.21 × 136.58 ft
Basement
Crawl Space
Parking
2 garage · 12 parking (detached)
Property tax
$3,165 / 2025
Offer date
None stated
Cross streets
Leonard St & Rose Lane
Days on market
68
All Facts And 7 Rooms, Floor By Floor
Property type
Detached, Bungalow
MLS®
N13734222
Bedrooms
4
Bathrooms
2
Size
1100-1500 sq ft
Lot
62.21 × 136.58 ft
Cross streets
Leonard St & Rose Lane
Parking
2 garage · 12 parking (detached)
Driveway
Private Double
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$3,165 / 2025
Days on market
68
Offer date
None stated
Listing brokerage
RE/MAX Realty Specialists Inc.
BedroomMain0.00 × 0.00 m

closet · window · laminate

BedroomMain0.00 × 0.00 m

closet · window · laminate

KitchenMain0.00 × 0.00 m

eat-in kitchen · window · w/o to deck

SunroomMain0.00 × 0.00 m

window · ceiling fan(s) · laminate

Living RoomMain0.00 × 0.00 m

separate room · fireplace · laminate

BedroomMain0.00 × 0.00 m

closet · window · laminate

Primary BedroomMain0.00 × 0.00 m

3 pc ensuite · w/o to deck · laminate

About This Home

From The Listing Description By RE/MAX Realty Specialists Inc.

In short

  • Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom family bungalow nestled on a private lot surrounded by mature trees.
  • Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior.
  • Outside, you'll find an oversized detached 2-car garage and a paved driveway with plenty of room for vehicles, tools, and recreational equipment.
  • Situated on the edge of the sought-after community of Alcona, you're only minutes from local shops, restaurants, schools, parks, and everyday amenities, with...
Read The Full Description

Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom family bungalow nestled on a private lot surrounded by mature trees. Located just steps from your private deeded access at Holiday Beach(boat launch, beach volleyball, horseshoes, picnic areas, beach), this property offers an incredible opportunity to enjoy a relaxed lakeside lifestyle with swimming, boating, fishing, and beautiful sunrises right at your doorstep.Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior. The spacious primary bedroom includes a walkout to large rear deck with pagoda, creating the perfect space to enjoy your morning coffee while overlooking the peaceful backyard. The cozy living room is highlighted by a WETT-certified wood stove, ideal for gathering with family and friends during every season. Outside, you'll find an oversized detached 2-car garage and a paved driveway with plenty of room for vehicles, tools, and recreational equipment. Backing onto a wooded area, the property offers exceptional privacy and a natural setting rarely found this close to the lake. Situated on the edge of the sought-after community of Alcona, you're only minutes from local shops, restaurants, schools, parks, and everyday amenities, with Barrie/Hwy 400 only a short drive away from home. Whether you're searching for a year-round residence, a weekend getaway, or a place to create lasting family memories, this property offers the perfect blend of comfort, nature, and lakeside living with resident parking passes to all the local beaches.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$647Klikely sale price

Listed at $666,999. Going by how homes in Alcona have actually closed against their asking prices (about 97%, 50 local closings in 90 days), the likely sale price is near $647K, if it sells. A realistic range is $606K to $729K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$606KBelow recent closings$729KAbove recent closings

Total price vs nearby homes. Likely closing about $647K, from 50 recent closings in this pocket.

The market behind the math, in Alcona
50sold nearby · 90 days
$747Kmedian detached sold · 90 days
96%of asking, local average
−5%local median vs a year ago
~24 dayshomes like this take to sell
68days on market so far
$3,000/moest. rent · 8 leases
5.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 5 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $513/sqft against an area asking average of $556/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

Based on 50 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Alcona: $790K in October 2026, up 1% from a year ago, on 240 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$745K23
December 2025$768K23
January 2026$779K13
February 2026$675K15
March 2026$838K15
April 2026$815K27
May 2026$775K23
June 2026$820K20
July 2026$763K25
August 2026$753K21
September 2026$735K16
October 2026$790K19

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Rose Lane. Signed-in members see each price, verified against board records.

Other Homes For Sale In Alcona

For sale in Alcona now · asking prices

How This Price Compares

$736kavg asking

Every home like this one for sale in Alcona right now. These are asking prices, not sales.

Per square foot, these ask about $486/sqft; this home lists at $513/sqft.

The 5 closest in price of 18 for sale in Alcona.

See all comparable homes
$667kThis home$650k$715k$740k$775k$798kThis home vs active comparables

Neighbourhood & Location

Alcona, Innisfil, ON

Commute

Time from this home to where you spend your day

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Affordability & Mortgage

Estimated Mortgage
$3,040/mo
$128KIncome needed
5.2×Price ÷ income
$702Weekly cost
$9,815Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%Mortgage
Mortgage is 92% of the monthly costMortgage $3,040Property tax $264Total carry $3,304
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,980per month

Mortgage amount $533,599 · 4.59% over 25 years

$133,400Down payment (20.0%)
$533,599Loan before insurance
$0CMHC premium
$3,244Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,980
Property tax
$264
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,244

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,815
Estimated closing costs
$9,815

Plus your down payment of $133,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$3,603/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,426Total interest paid
$894,025Total of all payments
Principal $533,599 Interest $360,426
YearPrincipalInterestBalance
1$11,742$24,019$521,857
2$12,288$23,473$509,569
3$12,858$22,903$496,711
4$13,455$22,306$483,256
5$14,080$21,681$469,176
6$14,733$21,028$454,443
7$15,417$20,344$439,025
8$16,133$19,628$422,892
9$16,882$18,879$406,010
10$17,666$18,095$388,344
11$18,486$17,275$369,858
12$19,344$16,417$350,513
13$20,243$15,518$330,271
14$21,182$14,579$309,088
15$22,166$13,595$286,922
16$23,195$12,566$263,728
17$24,272$11,489$239,456
18$25,399$10,362$214,057
19$26,578$9,183$187,480
20$27,812$7,949$159,668
21$29,103$6,658$130,565
22$30,454$5,307$100,111
23$31,868$3,893$68,243
24$33,347$2,414$34,896
25$34,896$865$0

At the end of your 5-year term

Total paid over the term
$178,805
Principal paid down
$64,423
Interest paid
$114,382
Balance remaining
$469,176

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 644 Rose Lane

What is the asking price for 644 Rose Lane?

It is listed at $666,999.

How many bedrooms and bathrooms does 644 Rose Lane have?

4 bedrooms, and 2 bathrooms.

How big is 644 Rose Lane?

The listing gives 1100-1500 sq ft of living space, on a 62.21 × 136.58 ft lot.

Does 644 Rose Lane have parking?

2 garage spaces, 12 parking spaces in all.

What are the property taxes on 644 Rose Lane?

$3,165 a year, for 2025.

Is there an offer date for 644 Rose Lane?

The listing does not state an offer date.

When was 644 Rose Lane listed?

It came on the market on September 1, 2026.

Who is the listing brokerage for 644 Rose Lane?

RE/MAX Realty Specialists Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 644 Rose Lane?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Realty Specialists Inc. MLS®/PropTx.

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644 ROSE LANE, INNISFIL, ON · Listed By RE/MAX Realty Specialists Inc.

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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