201-481 Rupert Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13749964

$512,000
For Sale
Listed 43 days agoNo offer date stated
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1Bedrooms
2Bathrooms
1Parking
700-799Sq ft

About this home

In short

  • Welcome to 481 Rupert Avenue, Suite 201 - a beautifully maintained Birch Model condo offering 740 sq. ft. of thoughtfully designed living space in a welcoming...
  • The open-concept layout is ideal for effortless everyday living and entertaining.
  • Situated close to schools, parks, and essential amenities, this move-in-ready condo delivers an exceptional balance of style, comfort, and location.

Welcome to 481 Rupert Avenue, Suite 201 - a beautifully maintained Birch Model condo offering 740 sq. ft. of thoughtfully designed living space in a welcoming, family-oriented neighbourhood, just steps from the GO Station.The open-concept layout is ideal for effortless everyday living and entertaining. The modern, upgraded kitchen features slow-closing cabinetry, stainless steel appliances, an over-the-range microwave, and stylish finishes, seamlessly flowing into the living and dining areas. Laminate flooring throughout provides warmth and easy maintenance.The primary bedroom is a bright and inviting retreat, offering a comfortable layout with generous closet space and room to accommodate a full bedroom suite. Thoughtfully positioned for privacy, it provides a calm and relaxing atmosphere ideal for unwinding at the end of the day.The primary bathroom showcases a spacious glass stand-up shower with contemporary finishes-bright, functional, and designed for comfort. Step through custom California shutters to your quiet private balcony, the perfect outdoor retreat for morning coffee or evening relaxation.A separate den offers the ideal space for a home office or study, while a conveniently located powder room adds flexibility and ease for guests. Situated close to schools, parks, and essential amenities, this move-in-ready condo delivers an exceptional balance of style, comfort, and location.Whether you're purchasing your first home, simplifying your lifestyle, or seeking a turnkey investment opportunity, this is one you won't want to miss.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13749964
Bedrooms
1
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
Main Street and West Lawn
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Maintenance
$465/mo
Exposure
North
Property tax
$2,381 / 2025
Days on market
43
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

Living RoomMain5.36 × 3.62 m

laminate · w/o to balcony · breakfast bar

DenMain1.24 × 2.07 m

Laminate

Dining RoomMain5.36 × 3.62 m

laminate · open concept · combined w/living

Powder RoomMain1.00 × 1.98 m

tile floor · 2 pc bath

KitchenMain2.19 × 3.35 m

laminate · backsplash · modern kitchen

BathroomMain1.79 × 2.86 m

tile floor · 3 pc bath

Primary BedroomMain3.04 × 3.56 m

laminate · large closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,334/mo
$107KIncome needed
4.8×Price ÷ income
$539Weekly cost
$6,715Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,334Property tax $198Condo fee $465Total carry $2,997

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,265per month

Mortgage amount $409,600 · 4.49% over 25 years

$102,400Down payment (20.0%)
$409,600Loan before insurance
$0CMHC premium
$2,928Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,265
Property tax
$198
Condo / maintenance fees
$465
Heating
$0
Estimated monthly cost
$2,928

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,715
Estimated closing costs
$6,715

Plus your down payment of $102,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,741/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,825Total interest paid
$679,425Total of all payments
Principal $409,600 Interest $269,825
YearPrincipalInterestBalance
1$9,141$18,036$400,459
2$9,556$17,621$390,904
3$9,989$17,188$380,915
4$10,443$16,734$370,472
5$10,917$16,260$359,554
6$11,413$15,764$348,142
7$11,931$15,246$336,211
8$12,473$14,704$323,738
9$13,039$14,138$310,699
10$13,631$13,546$297,068
11$14,250$12,927$282,818
12$14,897$12,280$267,921
13$15,573$11,604$252,348
14$16,280$10,897$236,067
15$17,020$10,157$219,048
16$17,792$9,385$201,255
17$18,600$8,577$182,655
18$19,445$7,732$163,210
19$20,328$6,849$142,883
20$21,251$5,926$121,632
21$22,215$4,962$99,417
22$23,224$3,953$76,193
23$24,279$2,898$51,914
24$25,381$1,796$26,533
25$26,533$644$0

At the end of your 5-year term

Total paid over the term
$135,885
Principal paid down
$50,046
Interest paid
$85,839
Balance remaining
$359,554

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $2,381− Condo fees $5,576− Insurance $600− Vacancy & upkeep $3,168Net operating income $17,075

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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