417-6235 Main Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13881382

$519,000
For Sale
Listed 10 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Discover your dream home at Pace on Main-a chic and sun-drenched one-bedroom condo that redefines boutique living in the vibrant heart of Stouffville.
  • With soaring 9' ceilings and stunning south-facing views, this space is as bright as your future.

Discover your dream home at Pace on Main-a chic and sun-drenched one-bedroom condo that redefines boutique living in the vibrant heart of Stouffville! With soaring 9' ceilings and stunning south-facing views, this space is as bright as your future. The kitchen is a chef's delight, featuring gleaming granite countertops, stainless steel appliances, and full-height cupboards that offer all the storage you could need. Unwind in the spacious bedroom, or get creative in the cozy study nook-perfect for a home office or whatever you imagine! Convenience is at your fingertips with in-suite laundry, an underground parking spot, and a locker for extra storage. Situated right across from the GO Station, your commute has never been easier. Plus, the building's fabulous amenities include a party room/lounge and a terrace with gas BBQs for those summer soirees. Step outside to enjoy all that Stouffville has to offer-shops, cafes, markets, theatres, and restaurants are all just a stroll away!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13881382
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Main St And Lloyd St
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$445/mo
Exposure
South
Property tax
$3,070 / 2026
Days on market
10
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

BedroomMain3.05 × 2.99 m

laminate · double closet · sliding doors

Living RoomMain4.15 × 3.48 m

laminate · open concept · juliette balcony

KitchenMain4.15 × 3.48 m

stainless steel appl · open concept · combined w/dining

Dining RoomMain3.81 × 3.49 m

laminate · open concept · combined w/kitchen

Our TakeTeam Asgarian · Broker
A small discount is typical
$505Klikely sale price

Listed at $519,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $505K, if it sells. A realistic range is $476K to $547K.

Independent value check: $455K. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $424K and $479K).

Why $455K. The typical condo sold in Stouffville over the past year went for about $699K (22 sales). What sets this one apart:

  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it stronglyIt is 600 to 699 sq ft; the typical home sold here is 950 to 1,099.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,070 a year; the typical home sold here pays about $3,500.
List price
$476KBelow recent closings$547KAbove recent closings

Total price vs nearby homes. Likely closing about $505K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$770Kmedian sold price
98%of asking, on average
+3%prices vs a year ago
~12 dayshomes like this take to sell
10days on market so far
$2,150/moest. rent · 39 leases
5.0%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.8 months of inventory: 8 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $799/sqft against an area asking average of $703/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $517K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying

Based on 5 comparable homes that sold in Stouffville over the past two years, from 61 closings there.

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,365/mo
$110KIncome needed
4.7×Price ÷ income
$546Weekly cost
$6,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,365Property tax $256Condo fee $445Total carry $3,067

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,296per month

Mortgage amount $415,200 · 4.49% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$2,997Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,296
Property tax
$256
Condo / maintenance fees
$445
Heating
$0
Estimated monthly cost
$2,997

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Estimated closing costs
$6,855

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,779/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,514Total interest paid
$688,714Total of all payments
Principal $415,200 Interest $273,514
YearPrincipalInterestBalance
1$9,265$18,283$405,935
2$9,686$17,862$396,248
3$10,126$17,423$386,122
4$10,586$16,963$375,537
5$11,066$16,482$364,470
6$11,569$15,980$352,901
7$12,094$15,454$340,807
8$12,643$14,905$328,164
9$13,217$14,331$314,947
10$13,817$13,731$301,129
11$14,445$13,104$286,685
12$15,101$12,448$271,584
13$15,786$11,762$255,798
14$16,503$11,046$239,295
15$17,252$10,296$222,043
16$18,036$9,513$204,007
17$18,855$8,694$185,152
18$19,711$7,838$165,442
19$20,606$6,943$144,836
20$21,541$6,007$123,295
21$22,519$5,029$100,776
22$23,542$4,007$77,234
23$24,610$2,938$52,624
24$25,728$1,821$26,896
25$26,896$652$0

At the end of your 5-year term

Total paid over the term
$137,743
Principal paid down
$50,730
Interest paid
$87,013
Balance remaining
$364,470

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 39 whole-home leases in Stouffville$2,150/mo
$25,800Gross annual rent
2.7%Cap rate after taxes and upkeep
$2,042 to $2,257Typical rent range
~12 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 39 whole-home leases in Stouffville signed at a median of $2,392 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $3,070− Condo fees $5,346− Insurance $600− Vacancy & upkeep $2,838Net operating income $13,946

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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