54 North Street, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13752720
About this home
In short
- Welcome to 54 North Street, a lovingly maintained 3 plus 1 bedroom, 2 bathroom side split on a quiet street in the heart of Sutton.
- French doors lead to a stunning vaulted sunroom wrapped in windows with a walkout to the covered deck, the perfect spot to entertain all summer long.
- The finished lower level adds a large fourth bedroom with above grade window, a generous rec room, a beautifully renovated 3 piece bath with glass and tile shower...
- Outside, enjoy a fully fenced backyard with pool (sold as is), a covered seating area, storage sheds, and a converted garage workshop with walkthrough access to the...
- Steps to schools, parks, shopping and the Black River, minutes to Lake Simcoe, Jackson's Point and Sibbald Point Provincial Park, with easy access to Hwy 404 for...
Welcome to 54 North Street, a lovingly maintained 3 plus 1 bedroom, 2 bathroom side split on a quiet street in the heart of Sutton. The bright main floor features gleaming hardwood, a spacious living room with a large bay window, and a warm wood kitchen with ample cabinetry and a window overlooking the sunroom. French doors lead to a stunning vaulted sunroom wrapped in windows with a walkout to the covered deck, the perfect spot to entertain all summer long. Upstairs offers three comfortable bedrooms with ceiling fans, a 4 piece semi ensuite bath accessible from both the hallway and the primary bedroom, plus a linen closet and double door storage closet. The finished lower level adds a large fourth bedroom with above grade window, a generous rec room, a beautifully renovated 3 piece bath with glass and tile shower, and a fantastic laundry room with floor to ceiling built ins and a folding counter. Outside, enjoy a fully fenced backyard with pool (sold as is), a covered seating area, storage sheds, and a converted garage workshop with walkthrough access to the back deck. 200 amp panel. Steps to schools, parks, shopping and the Black River, minutes to Lake Simcoe, Jackson's Point and Sibbald Point Provincial Park, with easy access to Hwy 404 for commuters. Just move in and enjoy everything Sutton has to offer.
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- N13752720
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 66 × 159 ft
- Cross streets
- High Street & Hwy 48
- Parking
- 1 garage · 8 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Window Unit(s)
- Exterior
- Brick Front, Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $4,443 / 2026
- Days on market
- 42
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
laminate · 4 pc ensuite · overlooks backyard
laminate · closet · window
hardwood floor · bay window · combined w/dining
sliding doors · cathedral ceiling(s) · ceiling fan(s)
laminate · closet · window
tile floor · laundry sink · 3 pc ensuite
hardwood floor · w/o to sundeck · overlooks pool
hardwood floor · window · double sink
Closet
laminate · french doors · above grade window
laminate · l-shaped room · above grade window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $540/sqft; this home lists at $500/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $520,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,875
- Property tax
- $370
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,245
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,475
- Estimated closing costs
- $9,475
Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $172,510
- Principal paid down
- $63,534
- Interest paid
- $108,976
- Balance remaining
- $456,466
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.